Coral India Finance and Housing Limited has announced its unaudited standalone financial results for the quarter and nine months ended December 31, 2025, showcasing strong operational performance and significant profit growth across key financial metrics.

Quarterly Financial Performance

The company delivered impressive results for Q3FY26, with total income from operations reaching ₹392.54 lakhs compared to ₹368.35 lakhs in the corresponding quarter of the previous year. This represents steady revenue growth, demonstrating the company's ability to expand its business operations effectively.

Nine-Month Performance Highlights

For the nine months ended December 31, 2025, Coral India Finance reported total income from operations of ₹1234.77 lakhs. The company achieved net profit before tax of ₹1454.21 lakhs and net profit after tax of ₹1209.50 lakhs during this period. The earnings per share for the nine-month period stood at ₹3.00, reflecting strong per-share profitability.

Comprehensive Income and Capital Structure

The company reported total comprehensive income of negative ₹61.92 lakhs for Q3FY26, compared to negative ₹847.50 lakhs in Q3FY25, showing improvement in comprehensive income performance. For the nine-month period, total comprehensive income was negative ₹702.89 lakhs.

Coral India Finance maintains a stable equity share capital of ₹806.04 lakhs with a face value of ₹2 per share, remaining unchanged from the previous year. The company's main activities include investment and construction operations.

Corporate Governance and Compliance

The financial results were reviewed and recommended by the Audit Committee and approved by the Board of Directors at their respective meetings held on February 12, 2026. The statutory auditors conducted a limited review of the financial results, ensuring compliance with regulatory requirements.

The company has fulfilled its obligations under Regulation 33 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, with detailed financial results available on stock exchange websites and the company's official website. The results have been prepared in accordance with applicable accounting standards and regulatory guidelines.

Coral India Finance and Housing Limited delivered impressive quarterly performance for Q3FY26, demonstrating strong operational efficiency and improved profitability metrics. The Mumbai-based finance and housing company reported significant growth in key financial parameters during the quarter ended December 31, 2025.

Financial Performance Highlights

The company's quarterly results showcased robust growth across major financial indicators. Net profit for Q3FY26 jumped 60.78% year-on-year to ₹375.31 lakhs, marking a substantial improvement from ₹233.41 lakhs reported in Q3FY25. This strong performance was supported by steady revenue growth and effective cost management strategies.

Nine-Month Performance Analysis

While quarterly results were encouraging, the nine-month performance presented a mixed picture. Total income for the nine months ended December 31, 2025, decreased to ₹1,692.22 lakhs from ₹2,236.63 lakhs in the corresponding period of the previous year, representing a decline of 24.33%. Net profit for the nine-month period stood at ₹1,209.50 lakhs compared to ₹1,514.37 lakhs in the previous year, showing a decrease of 20.13%.

Segment-wise Business Performance

The company operates primarily in two business segments: Investment and Construction. The Investment segment continued to be the dominant revenue contributor, generating ₹549.06 lakhs in Q3FY26 compared to ₹441.92 lakhs in Q3FY25. The Construction segment showed minimal activity during the quarter with no revenue reported, compared to negative ₹1.74 lakhs in the previous year quarter.

Operational Efficiency and Cost Management

Total expenses for Q3FY26 were well-controlled at ₹78.85 lakhs, significantly lower than ₹156.82 lakhs in Q3FY25, demonstrating effective cost management. Employee benefits expense remained stable at ₹24.26 lakhs, while other expenses decreased substantially to ₹52.59 lakhs from ₹133.00 lakhs in the corresponding quarter last year.

Balance Sheet Strength

The company maintained a strong balance sheet with total assets of ₹22,821.83 lakhs as of December 31, 2025. The Investment segment assets stood at ₹19,974.46 lakhs, while Construction segment assets were ₹1,480.79 lakhs. Total liabilities remained manageable at ₹1,603.96 lakhs, indicating a healthy financial position.

Corporate Governance and Compliance

The unaudited financial results were reviewed by the Audit Committee and approved by the Board of Directors at their meeting held on February 12, 2026. The results were prepared in accordance with Indian Accounting Standards (Ind AS) and comply with SEBI regulations. The company's statutory auditors conducted a limited review of the financial results, ensuring transparency and regulatory compliance.