Blue Chip India Reports Net Loss of Rs 16.03 Lacs in Q2 FY2026
Blue Chip India Limited reported a net loss of Rs 16.03 lacs for Q2 FY2026, compared to a profit of Rs 1.38 lacs in Q2 FY2025. Total income decreased by 56.4% to Rs 2.47 lacs from Rs 5.67 lacs year-over-year. Total expenses rose to Rs 18.48 lacs, including Rs 16.30 lacs in employee benefit expenses. Auditors raised concerns about inventory valuation of unquoted shares. The company's balance sheet showed total assets of Rs 498.24 lacs and negative other equity of Rs 1,175.42 lacs.
*this image is generated using AI for illustrative purposes only.
Blue Chip India Limited , a financial services company, has reported a significant downturn in its financial performance for the quarter ended September 30, 2025. The company's unaudited financial results, approved by the Board of Directors on November 13, 2025, reveal a net loss and a decline in total income compared to the same period last year.
Financial Performance Overview
| Particulars (in Rs. Lacs) | Q2 FY2026 | Q2 FY2025 | Change |
|---|---|---|---|
| Total Income | 2.47 | 5.67 | -56.4% |
| Net Profit/(Loss) | (16.03) | 1.38 | N/A |
The company's total income for Q2 FY2026 stood at Rs 2.47 lacs, marking a significant decrease of 56.4% from Rs 5.67 lacs reported in the same quarter of the previous fiscal year. More notably, Blue Chip India swung from a profit of Rs 1.38 lacs in Q2 FY2025 to a net loss of Rs 16.03 lacs in the current quarter.
Expense Analysis
The financial results indicate a substantial increase in expenses:
- Employee Benefit Expenses: Rs 16.30 lacs
- Depreciation and amortisation expenses: Rs 1.26 lacs
- Other Expenses: Rs 0.92 lacs
Total expenses for the quarter amounted to Rs 18.48 lacs, significantly outweighing the company's income and contributing to the reported loss.
Auditor's Concerns
The company's auditors, Agarwal Sanganeria & Co., have raised a concern regarding the valuation of inventories of unquoted shares. The auditors noted that these shares have been valued at cost instead of the lower of cost or fair value. Due to the absence of adequate information, the impact of this valuation method on the financial results could not be ascertained.
Balance Sheet Highlights
As of September 30, 2025, Blue Chip India reported:
- Total Assets: Rs 498.24 lacs
- Equity Share Capital: Rs 1,106.09 lacs
- Other Equity: Rs (1,175.42) lacs
The negative figure in Other Equity suggests accumulated losses over time, which may be a point of concern for investors and stakeholders.
Management Commentary
The company's Board of Directors approved these unaudited financial results in their meeting held on November 13, 2025. Blue Chip India continues to operate within a single primary segment, namely 'Financial Services'.
Outlook
The reported loss and decreased income may pose challenges for Blue Chip India Limited in the near term. The concerns raised by auditors regarding inventory valuation also warrant attention and may require the company to review its valuation practices.
As the financial services sector faces various market pressures, Blue Chip India's ability to manage expenses and generate higher income will be crucial for its financial health in the coming quarters.
Historical Stock Returns for Blue Chip
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -2.25% | -2.25% | -8.42% | -40.00% | -62.21% | +1,060.00% |
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