Bajaj Finserv Limited, a leading financial services company, has released its monthly business performance data for July 2025, showcasing robust growth across its insurance subsidiaries. The company's disclosure, filed under SEBI regulations, provides insights into the performance of Bajaj Allianz General Insurance and Bajaj Allianz Life Insurance.

General Insurance Segment Shows Solid Growth

Bajaj Allianz General Insurance, a key subsidiary of Bajaj Finserv, reported impressive figures for July 2025. The company's gross direct premium underwritten stood at Rs. 2,101.80 crore for the month. Cumulatively, for the period up to July 2025, the gross direct premium underwritten reached Rs. 7,272.40 crore, indicating a strong market presence in the general insurance sector.

Life Insurance Business Demonstrates Diverse Portfolio Strength

Bajaj Allianz Life Insurance, another crucial arm of Bajaj Finserv's insurance operations, recorded a total new business of Rs. 1,151.66 crore for July 2025. The cumulative new business for the April-July 2025 period amounted to Rs. 3,467.72 crore, reflecting a robust performance in the life insurance segment.

The life insurance business showcased a well-diversified portfolio across various premium categories for July 2025:

This breakdown highlights the company's strong presence in both individual and group insurance segments, with a particular emphasis on non-single premium policies in the individual category.

Cumulative Performance for April-July 2025

The LODR filing also provided insights into the cumulative performance of Bajaj Allianz Life Insurance for the first four months of the financial year 2025-26:

These figures underscore the company's consistent growth trajectory and its ability to maintain a balanced portfolio across different insurance products and customer segments.

Bajaj Finserv has noted that the reported information is provisional and subject to a limited review by statutory auditors, adhering to regulatory compliance and transparency standards.

The strong performance across both general and life insurance subsidiaries indicates Bajaj Finserv's resilient business model and its ability to capitalize on the growing insurance market in India.

Bajaj Finserv Limited (BFS) has reported robust financial results for the first quarter, with consolidated profit after tax (PAT) growing by 30% year-over-year to reach ₹2,789.00 crores. This marks an all-time high quarterly PAT for the company.

Key Highlights

• Consolidated total income grew by 13% to ₹35,451.00 crores
• Bajaj Allianz General Insurance Company (BAGIC) saw a 9% growth in Gross Written Premium (GWP) to ₹5,202.00 crores
• Bajaj Allianz Life Insurance Company (BALIC) reported a 9% increase in GWP to ₹5,479.00 crores
• Bajaj Finance Limited (BFL) achieved a 21% growth in consolidated net total income to ₹12,610.00 crores

General Insurance Performance (BAGIC)

• Combined ratio improved slightly to 103.6% from 103.7% in the same quarter last year
• PAT grew by 15% to ₹660.00 crores
• Assets Under Management (AUM) increased by 11% to ₹35,199.00 crores
• Maintained strong solvency ratio at 334%

Life Insurance Performance (BALIC)

• Value of New Business (VNB) increased by 39% to ₹145.00 crores
• New Business Margin (NBM) expanded to 11.1% from 6.9% in the previous year's quarter
• PAT grew significantly by 76% to ₹171.00 crores
• Retail protection business grew by 53%
• Solvency ratio remained healthy at 343%

Lending Business Performance

Bajaj Finance Limited

• AUM grew by 25% to ₹4,41,450.00 crores
• Added 4.69 million new customers
• PAT increased by 22% to ₹4,765.00 crores

Bajaj Housing Finance Limited

• AUM grew by 24%
• PAT increased by 21% to ₹583.00 crores

Other Business Updates

• Bajaj Finserv Health conducted 5.8 million health transactions, up from 2.05 million in the same period last year
• Bajaj Markets added 4 new partners, bringing the total unique partner count to 100
• Bajaj Finserv Asset Management Company's AUM grew by 107% year-over-year to ₹25,011.00 crores

The company's management highlighted their focus on sustainable and profitable growth across all business segments. They emphasized the importance of maintaining a balanced product mix, improving operational efficiencies, and leveraging technology to enhance customer experience.

Despite some challenges in certain segments, such as the group protection business in life insurance, Bajaj Finserv remains optimistic about its growth prospects. The company continues to invest in its digital capabilities and expand its distribution network to capture market opportunities across its diverse business portfolio.