Baid Finserv Q3FY26 Results: Net Profit Grows 0.42% to ₹475.06 Lakhs, Revenue Jumps 15.40%

scanx
Reviewed by
Radhika SScanX News Team
Key Highlights

Baid Finserv Limited announced Q3FY26 results showing net profit of ₹475.06 lakhs (0.42% growth) and revenue of ₹2,462.88 lakhs (15.40% growth). The company completed a rights issue, increasing paid-up capital by 25% to ₹3,001.71 lakhs, and operates as a Base Layer NBFC under RBI's regulatory framework.

powered bylight_fuzz_icon
32260423

*this image is generated using AI for illustrative purposes only.

Baid Finserv Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025, demonstrating consistent growth in profitability and revenue. The Jaipur-based non-banking financial company reported steady performance across key financial metrics during the third quarter of FY26.

Board Meeting and Regulatory Compliance

The Board of Directors approved the unaudited financial results at their meeting held on February 10, 2026, at the registered office situated at "Baid House", IInd Floor, 1, Tara Nagar, Ajmer Road, Jaipur-302006. The meeting commenced at 01:00 P.M. and concluded at 02:15 P.M., with the results prepared pursuant to Regulation 33 of the SEBI Listing Regulations.

Meeting Details: Information
Date: February 10, 2026
Time: 01:00 P.M. to 02:15 P.M.
Location: Baid House, Jaipur
Regulation: SEBI Regulation 33

Financial Performance Overview

The company's quarterly performance showed measured growth with net profit reaching ₹475.06 lakhs for Q3FY26, compared to ₹473.07 lakhs in the corresponding quarter of the previous year, marking a 0.42% increase. Revenue from operations demonstrated stronger momentum, growing 15.40% year-on-year to ₹2,462.88 lakhs from ₹2,134.15 lakhs in Q3FY25.

Metric: Q3FY26 Q3FY25 Growth (%)
Revenue from Operations: ₹2,462.88 lakhs ₹2,134.15 lakhs +15.40%
Net Profit: ₹475.06 lakhs ₹473.07 lakhs +0.42%
Total Income: ₹2,572.48 lakhs ₹2,135.24 lakhs +20.47%
Profit Before Tax: ₹645.74 lakhs ₹632.20 lakhs +2.14%

Nine-Month Performance Highlights

The nine-month period ending December 31, 2025, showcased more robust growth trends. Net profit surged 35.80% to ₹1,331.79 lakhs compared to ₹980.72 lakhs in the corresponding period of FY25. Revenue from operations increased 20.67% to ₹7,225.09 lakhs from ₹5,986.73 lakhs in the previous year.

Parameter: 9M FY26 9M FY25 Growth (%)
Revenue from Operations: ₹7,225.09 lakhs ₹5,986.73 lakhs +20.67%
Net Profit: ₹1,331.79 lakhs ₹980.72 lakhs +35.80%
Total Income: ₹7,361.35 lakhs ₹6,040.98 lakhs +21.86%
Profit Before Tax: ₹1,790.65 lakhs ₹1,307.94 lakhs +36.91%

Revenue Composition and Business Segments

Interest income remained the primary revenue driver, contributing ₹2,002.20 lakhs in Q3FY26 compared to ₹1,861.24 lakhs in Q3FY25, representing a 7.57% increase. For the nine-month period, interest income grew to ₹5,822.15 lakhs from ₹4,948.64 lakhs, showing 17.65% growth. The company also generated revenue from product sales of ₹400.41 lakhs in Q3FY26, significantly higher than ₹205.18 lakhs in the corresponding quarter last year.

Capital Structure Enhancement

Baid Finserv completed a rights issue during the quarter, allotting 3,00,17,075 equity shares on December 8, 2025. This resulted in an increase in the company's paid-up equity share capital to ₹3,001.71 lakhs from ₹2,401.37 lakhs, representing a 25.00% increase. The enhanced capital base positions the company for future growth initiatives.

Regulatory Framework and Audit Compliance

The company operates under the Reserve Bank of India's regulatory framework and is classified as a "Base Layer" NBFC pursuant to the RBI's scale-based regulation framework introduced in November 2025. The statutory auditors ABSM & Associates, Chartered Accountants (FRN: 015966C) completed their limited review of the results in compliance with SEBI regulations. The trading window for company shares will open after 48 hours of the results declaration for directors and key management personnel.

Historical Stock Returns for Baid Finserv

1 Day5 Days1 Month6 Months1 Year5 Years
-1.47%-2.52%-15.32%-6.24%-3.55%-65.30%

More News on Baid Finserv

1 Year Returns:-3.55%