Upstart Holdings, Inc. will hold a conference call to discuss its second quarter 2026 financial results on Tuesday, August 4, 2026, at 1:30 p.m. PT / 4:30 p.m. ET. The company’s earnings press release and investor presentation will be available on its investor relations website at ir.upstart.com after the market closes that day.

Conference Call Details

A live webcast and replay of the conference call will be accessible on Upstart’s investor relations website. Investors can also join the call via dial-in numbers provided for different regions.

About Upstart Holdings

Upstart is an AI lending marketplace connecting consumers to over 100 banks and credit unions. Its platform includes personal loans, automotive loans, home equity lines of credit, and a revolving line of credit product called Cash Line. More than 90% of loans on the platform are fully automated with no human intervention by Upstart.

Upstart Holdings, Inc. today published its monthly origination volume for June 2026, reporting total loan originations of $1,500.1M. The company, which operates an artificial intelligence lending marketplace, facilitated these transactions over 27.1 origination days, resulting in a daily average of $55.5M. This data serves as a key operating metric for the company, reflecting the total principal amount of loans facilitated through its platform.

For the second quarter of 2026, Upstart reported total originations of $4,227.2M over 78.4 origination days. The daily average for the quarter stood at $53.9M. The company defines "origination days" based on a 24-hour funding window, with business days counting as 1.0 day and weekends or holidays weighted at 0.55 days to account for lower activity.

June 2026 and Q2 2026 Performance

The following table details the origination volume for June 2026 and the second quarter of 2026:

Methodology and Definitions

Upstart calculates "Originations, Dollars per day" by dividing total originations by the number of origination days in the period. The metric "Originations" refers to Transaction Volume, Dollars, which represents the total principal amount of loan originations facilitated through the marketplace. This includes committed amounts for Home Equity Lines of Credit (HELOCs).

The company notes that weekends and bank holidays are rolled forward to the next business day for funding purposes. If a month-end falls on a weekend or holiday, originations from that period are attributed to the following month.

Data Availability and Disclaimer

The reported figures are unaudited and preliminary, subject to completion of Upstart's financial closing procedures. While historical origination data has been a strong predictor of total revenue, the company cautions that this correlation is not guaranteed for future results. Upstart intends to release monthly originations data on the third calendar day following each month, or the following business day if it falls on a weekend or holiday.