Unifinz Capital India Limited has allotted 50,000 non-convertible debentures (NCDs) with an aggregate nominal value of ₹50 crore on a private placement basis. The allotment was approved by the Asset Liability Management Committee (ALM) on October 8, 2026.

The senior, secured, and rated instruments carry a face value of ₹10,000 each. They offer a fixed coupon rate of 11% per annum, payable monthly, with a tenure of 15 months from the date of allotment.

Instrument Details

The debentures are scheduled to mature on January 8, 2028. The issue is rated "IND BBB-/Stable" by India Ratings and Research Private Limited. Security is provided by a first-ranking exclusive charge over certain identified book debts and loan receivables of the company.

Security and Redemption Terms

The debentures are secured by a hypothecation of the company's book debts and loan receivables. The value of these hypothecated assets must remain at least 1.10 times the aggregate outstanding amount of the debentures throughout their life. In the event of a payment default exceeding three months, additional interest at 4% per annum above the coupon rate will be levied on the outstanding principal.

Redemption will occur on a pari passu basis on the final redemption date. No special rights or privileges are attached to these instruments beyond those outlined in the debenture trust deed.

Unifinz Capital India Limited has certified the timely payment of interest on its Non-Convertible Debentures (NCDs) with a due date of October 1, 2026. The company confirmed that payments were made to all concerned holders within prescribed timelines as per the term sheet.

The certification was filed under Regulation 57 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The filing covers four distinct NCD series with varying issue sizes and interest amounts. All payments were processed on the actual date matching the due date, indicating no delays in servicing these debt obligations.

Interest Payment Details

The company disclosed details for four NCD series, all having a monthly interest payment frequency. The record date for all series was September 16, 2026. The table below summarizes the gross and net interest amounts paid across the four ISINs.

What the Numbers Show

The aggregate gross interest outflow for this specific cycle amounts to approximately ₹3.30 crore across the four disclosed series. The largest series by issue size, at ₹105 crore, accounted for the highest interest payout of ₹1.12 crore. The consistency in payment dates across all four instruments suggests a synchronized treasury management approach for these specific debt tranches. No redemption activities were reported in this filing, indicating that the principal repayment schedules remain unchanged for these periods.