Sundaram Finance reported a net profit of ₹1,834 crore for the financial year ended March 31, 2026, representing a 19% increase from the previous year's ₹1,543 crore. The company's disbursements grew by 13.8% to ₹32,321 crore during the year under review, while gross receivables under management stood at ₹70,137 crore as of March 31, 2026, up 16.3% over the previous year. The Board recommended a final dividend of ₹24 per share, which, combined with an interim dividend of ₹16 per share, totals ₹40 per share for the financial year.

The company's net worth stood at ₹12,715 crore as of March 31, 2026, with a capital adequacy of 18.95%, comfortably above the statutory requirement of 15%. Asset quality remained robust, with Gross Stage III assets at 1.44% and Net Stage III assets at 0.69%. The company maintained comfortable liquidity through liquid investments and undrawn bank lines.

Financial Performance

The company's growth was recorded across all geographies, despite external demand uncertainties. Margins remained under pressure, though prudent risk pricing and competitive resource mobilisation, supported by the company's AAA credit rating, helped sustain margins at a healthy level. The automotive sector, a key driver for the company, recorded its highest-ever sales across principal vehicle segments in FY26.

Dividend Declaration

Shareholders approved the declaration of a final dividend of ₹24 per share (240% on the face value of ₹10). This is in addition to the interim dividend of ₹16 per share (160% on the face value of ₹10) paid in February 2026. The total dividend for the financial year ended March 31, 2026, amounts to ₹40 per share (400% on the face value of ₹10). The total dividend payout of ₹444.42 crore will be paid out of the profits for the year 2025-26.

Subsidiary Performance

Sundaram Asset Management Company Limited reported assets under management of ₹82,987 crore for FY26, compared with ₹76,008 crore in the previous year. Profit after tax stood at ₹173.60 crore. Sundaram Home Finance Limited reported disbursements of ₹6,946 crore, a growth of 4.5%, and a profit after tax of ₹281.88 crore. Royal Sundaram General Insurance Co. Limited reported a Gross Written Premium of ₹4,638 crore and a profit after tax of ₹107 crore.

Sundaram Finance witnessed a notable block trade on the National Stock Exchange (NSE), with approximately 81,088 shares changing hands at a price of ₹4,559 per share, aggregating to a total transaction value of ₹36.97 crore.

Block Trade Details

The following table summarises the key parameters of the block trade recorded on the NSE:

Market Significance

Block trades of this scale are typically executed by institutional investors or large market participants and are carried out as a single transaction on the exchange. The trade in Sundaram Finance reflects substantial activity in the counter, with the transaction value reaching ₹36.97 crore for approximately 81,088 shares at ₹4,559 apiece on the NSE.