One 97 Communications Limited, operating under the Paytm brand, has announced the launch of Paytm Pocket Money, a new product that enables teenagers to make UPI payments without holding their own bank account. The launch was disclosed under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The product is designed to bring everyday digital payments to teenagers in a supervised and controlled manner, while keeping parents and trusted family members in charge of spending access.

Addressing Everyday Teen Payment Needs

Across India, teenagers regularly make payments for school and college canteens, metro rides, cabs, mobile recharges, and shopping. Many continue to rely on cash or depend on parents to complete payments on their behalf. Paytm Pocket Money is positioned to bring this behaviour into a secure digital format, allowing parents to manage allowances while introducing teenagers to UPI payments in a supervised way through the Paytm app.

How Paytm Pocket Money Works

The product operates through UPI Circle by NPCI, enabling parents or trusted family members to invite teenagers, set monthly spending limits, and track payments in real time. Once activated, teenagers can make secure UPI payments across millions of online and offline merchants using their own mobile phone, without needing to borrow a parent's phone, request OTPs, or share QR codes via messaging apps.

The key financial parameters of the product are outlined below:

Built-In Safety Controls and Spend Visibility

Paytm Pocket Money includes several safety features designed to protect both teenagers and their families:

• Payments are capped at ₹500 for the first 30 minutes after setup and ₹5,000 within the first 24 hours
• A device lock is mandatory for activation
• Spending limits can be modified or access can be revoked at any time using the Paytm UPI PIN
• Payment history remains visible through the Paytm app

The product also integrates with Paytm Spend Summary, where every payment is automatically categorised. This enables families to monitor expenses, manage allowances more effectively, and build disciplined money habits over time.

Setting Up Paytm Pocket Money

The setup process for Paytm Pocket Money involves the following steps:

1. Update the Paytm app from the App Store or Play Store
2. Open the app and tap on 'To Mobile / Contact'
3. Select 'Pocket Money' to start setup
4. Enter or select the contact to set up Paytm Pocket Money for
5. Scan their UPI QR code or enter their UPI ID
6. Complete verification using the required document details
7. Set a monthly spending limit from the available options or enter a custom limit
8. Select the primary bank account and enter the Paytm UPI PIN to complete setup
9. The selected user must accept the invitation to activate Paytm Pocket Money

Company Statement

A Paytm spokesperson commented on the launch: "With Paytm Pocket Money, teenagers can start using Paytm UPI for everyday payments without needing their own bank account, while parents and family members stay in control. It brings pocket money into a safe digital format and helps families build responsible money habits early."

Paytm describes itself as the pioneer of mobile payments, QR codes, and Soundbox in India, and positions itself as a full stack merchant payments leader serving MSMEs and enterprises, as well as a leading financial services distribution company.

One 97 Communications has filed a disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, informing stock exchanges of its upcoming participation in a series of analyst and investor meetings and conferences. The events are scheduled to take place across Singapore and Hong Kong from May 18 to May 20, 2026, and will involve both one-on-one and group meeting formats.

Scheduled Analyst and Investor Meetings

The company will engage with analysts and investors across six sessions over three days, spanning two key financial hubs in Asia. The following table outlines the complete schedule as disclosed:

Regulatory Compliance and Disclosures

The disclosure was submitted on May 07, 2026, and signed by Sunil Kumar Bansal, Company Secretary and Compliance Officer (FCS: 4810). The company has noted the following with respect to the scheduled meetings:

• The schedule is subject to changes, which may arise due to exigencies on the part of the analysts, investors, or the company.
• No unpublished price sensitive information pertaining to the company is or shall be shared at any of the aforementioned meetings or conferences.

The disclosure has also been made available on the company's investor relations website at https://ir.paytm.com/ .