Intellect Design Arena has notified the stock exchanges that the transcript of its Investor Earnings Call for Q4 FY 2025-26 is now publicly available. The call was held in conjunction with the Board of Directors meeting conducted on May 8, 2026, covering the quarter and financial year ended March 31, 2026.

Earnings Call Transcript Disclosure

The company confirmed that the transcript has been uploaded to its official investor relations portal. Stakeholders and investors can access the document directly through the company's website. The disclosure was filed under Regulation 30 of the applicable regulatory framework.

Key details of the disclosure are summarised below:

Regulatory Filing

The communication was addressed to both the National Stock Exchange of India Limited and BSE Limited. The filing was signed by Prakash Bharadwaj, Company Secretary and Compliance Officer (ACS-37214), and submitted on May 14, 2026. Investors seeking detailed financial and operational commentary from the management may refer to the transcript available on the company's investor relations page.

Intellect Design Arena , a global leader in AI-first, enterprise-grade financial technology, has announced a partnership with VantageOne Credit Union to modernize their lending operations by leveraging eMACH.ai Lending and PF Credit. The announcement, made on May 12, 2026, from Toronto, ON, marks another significant expansion of Intellect's presence in the Canadian credit union market.

Transforming Lending Operations with AI-First Technology

The adoption of eMACH.ai Lending's loan origination capability by VantageOne will mark a decisive shift from manual workflows to an automated credit evaluation and recommendation engine. This transition is designed to accelerate the borrowing process for members seeking both personal and business loans. The integrated PF Credit solution deploys AI-based digital experts to multiply capacity and boost capability across the loan origination journey.

PF Credit maximizes operational efficiency through automated document extraction from unstructured application data and supports underwriters with "First Time Right" (FTR) pre-underwriter checks. The platform accelerates credit decisioning and lowers NPA risk by leveraging AI-driven risk assessments, contextual data analysis, and deviation management. PF Credit is built on Purple Fabric—an enterprise-grade Open Business Impact AI platform that delivers secure, decision-grade intelligence by leveraging Enterprise Knowledge Garden, Enterprise Digital Experts, LLM Optimisation Hub, and Enterprise Governance.

Key Details of the Partnership

The following table summarizes the key details of this partnership:

This transformation is expected to deliver measurable business outcomes across multiple dimensions:

• Improved operational efficiency: AI-driven document validation and data extraction eliminate manual administrative tasks, empowering staff to transition from back-office processing to high-value, revenue-generating advisory roles.
• Accelerated loan origination: Automated data discovery and AI-based risk summaries compress the underwriting cycle, delivering definitive personal and business loan answers up to 50% faster to help reduce application abandonment.
• Scalable architecture: A multi-tenant SaaS shared-service platform will reduce operational costs while enabling scalable growth and faster time-to-market.
• Strategic market growth: A Canada-ready, cloud-native platform integrated with the local fintech ecosystem provides a seamless, mobile-first experience to attract younger demographics while ensuring a secure, cyber-resilient foundation.

By digitizing backend operations, staff can redirect their focus from administrative tasks to cultivating stronger member relationships.

Leadership Perspectives

Glenn Benischek, CEO, VantageOne Credit Union, commented: "Our mission at VantageOne Credit Union is to make our communities better places to live and work by providing the best possible financial support. By integrating Intellect's AI-driven lending platform, we are making it easier and faster for our members to access the personal and business financing they need. This shift toward modern efficiency ensures that VantageOne remains a responsive, deeply personal financial partner, equipped with the digital tools to serve our members' evolving needs today and in the future."

Rajesh Saxena, CEO, Intellect Consumer Banking, added: "We are proud to welcome VantageOne Credit Union into our growing community of Canadian credit unions. By adopting eMACH.ai Lending and PF Credit, our suite of AI-based digital experts, this institution is using AI to remove the friction of manual paperwork and bring efficiencies to their processes, allowing their team to do what they do best: supporting members with a personal touch. Credit unions play a vital role in Canada's personal and business landscape, and we are committed to providing them the digital agility to serve their communities both today and well into the future."

Expanding Canadian Credit Union Footprint

This announcement follows Intellect's March 2026 partnership with Canada-based Bulkley Valley Credit Union, where the company similarly provided eMACH.ai Lending and PF Credit solutions. Intellect Design Arena currently serves over 500+ customers across 61 countries, supported by a global workforce of domain, solution, and technology experts.