Indo Credit Capital returned to profitability in the financial year ended March 31, 2026, reporting a net profit of ₹6.08 lakh compared to a net loss of ₹5.06 lakh in the previous year. The turnaround was primarily driven by a total income of ₹28.09 lakh. The company's board approved the standalone audited financial results for the quarter and year ended March 31, 2026, at a meeting held on May 27, 2026.

Financial Performance

For the quarter ended March 31, 2026, the company recorded a net profit of ₹8.60 lakh, a decrease from ₹8.96 lakh in the same quarter of the previous year. Total income for Q4FY26 stood at ₹13.04 lakh, compared to ₹12.43 lakh in Q4FY25. The basic and diluted earnings per share (EPS) for the year improved to ₹0.08 from a loss of ₹0.07 in FY25.

Operational Metrics

The financial results indicate a controlled expense structure with total expenses for FY26 at ₹22.01 lakh, up from ₹17.93 lakh in the previous year. Employee benefit expenses increased to ₹14.13 lakh from ₹10.43 lakh year-on-year. The company's net profit before tax for the year was ₹6.08 lakh, a significant recovery from the loss before tax of ₹5.06 lakh in FY25.

Balance Sheet and Cash Flows

The company's total assets as of March 31, 2026, stood at ₹1,006.29 lakh, an increase from ₹982.16 lakh in the previous year. Investments constituted a major portion of the financial assets at ₹609.54 lakh. The cash and cash equivalents decreased to ₹4.75 lakh from ₹8.15 lakh at the end of FY25. The cash flow statement reflected a net decrease in cash and cash equivalents of ₹3.40 lakh during the year, primarily due to cash used in operating and investing activities.

Auditor and Disclosures

M/s Naimish N. Shah & Co., Chartered Accountants, the statutory auditors, issued an unmodified opinion on the standalone financial results. The company confirmed that there were no outstanding defaults on loans or debt securities as of the reporting date. The results were reviewed by the Audit Committee and are in compliance with Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Indo Credit Capital Limited has submitted its quarterly compliance certificate to BSE Limited, fulfilling regulatory requirements under SEBI (Depositories and Participants) Regulations, 2018. The certificate covers the quarter ended March 31, 2026, and was filed on April 8, 2026.

Regulatory Compliance Certificate

The company filed the mandatory certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018. This quarterly submission is required to demonstrate compliance with depositories regulations and proper handling of dematerialization processes.

Registrar Confirmation

MCS Share Transfer Agent Limited, serving as the company's Registrar and Transfer Agent, issued the compliance certificate dated April 7, 2026. The certificate confirms several key compliance aspects:

• Securities received from depository participants for dematerialization during the quarter were properly confirmed to depositories
• All securities comprised in certificates have been listed on stock exchanges where earlier issued securities are listed
• Security certificates received for dematerialization were mutilated and cancelled after due verification
• Names of depositories were substituted in the register of members as registered owners within the prescribed 15-day timeline

Corporate Information

The submission was signed by Ramkaran Saini, Whole Time Director (DIN: 00439446), on behalf of Indo Credit Capital Limited. The company maintains its registered office at 304, Kaling, B/h. Bata Show Room, Nr. Mt. Carmel School, Ashram Road, Ahmedabad-380 009.

Regulatory Significance

This quarterly compliance certificate demonstrates the company's adherence to SEBI's depositories regulations, ensuring proper dematerialization procedures and maintaining transparency in securities handling processes. The timely submission reflects the company's commitment to regulatory compliance and investor protection measures.