Indian Bank Q1FY27 Total Business Rises 13.6% YoY to ₹15.28 Lakh Crore
Indian Bank reported a 13.6% YoY rise in total business to ₹15.28 lakh crore for Q1FY27 (quarter ended June 30, 2026). Total deposits grew 13.3% to ₹8.43 lakh crore, with current account deposits surging 26.3%, while gross advances rose 13.9% to ₹6.85 lakh crore. RAM advances in the domestic segment grew 14.8% to ₹4.17 lakh crore, and the domestic CASA ratio stood at 39.64%.
*this image is generated using AI for illustrative purposes only.
Indian Bank reported a 13.6% year-on-year increase in total business to ₹15.28 lakh crore for the quarter ended June 30, 2026. The bank's total deposits grew by 13.3% to ₹8.43 lakh crore, driven by a 26.3% surge in current accounts. Gross advances rose 13.9% to ₹6.85 lakh crore, reflecting expanded lending activity. The bank disclosed these business highlights in a filing to the stock exchanges under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The figures for the quarter ended June 30, 2026, are provisional and subject to review by the Statutory Central Auditors of the Bank.
Key Business Metrics
The following table outlines the bank's performance for the periods indicated:
| Particulars: | 30.06.2025 (Reviewed) | 31.03.2026 (Audited) | 30.06.2026 (Provisional)* | YoY Growth % |
|---|---|---|---|---|
| Total Business | 13.45 | 14.95 | 15.28 | 13.6% |
| Total Deposits | 7.44 | 8.28 | 8.43 | 13.3% |
| SB Deposit | 2.39 | 2.69 | 2.70 | 12.9% |
| CA Deposit | 0.38 | 0.44 | 0.48 | 26.3% |
| CASA% (Domestic) | 38.97% | 39.67% | 39.64% | — |
| Gross Advances | 6.01 | 6.67 | 6.85 | 13.9% |
| RAM (Domestic) | 3.63 | 4.04 | 4.17 | 14.8% |
All figures in ₹ lakh crore. Subject to review by the Statutory Central Auditors of the Bank.
Deposit Composition
Savings Bank deposits increased by 12.9% to ₹2.70 lakh crore as of June 30, 2026, compared to ₹2.39 lakh crore in the same period last year. Current Account deposits showed significant growth, reaching ₹0.48 lakh crore, representing a 26.3% year-on-year rise. The domestic Current Account Savings Account (CASA) ratio stood at 39.64%, slightly lower than the 39.67% recorded at the end of the previous financial year.
Advances and Asset Quality
Retail and Agriculture Advances (RAM) in the domestic segment grew by 14.8% to ₹4.17 lakh crore, up from ₹3.63 lakh crore in the prior year's corresponding quarter. The overall gross advances reached ₹6.85 lakh crore, marking a steady increase from the ₹6.67 lakh crore reported as of March 31, 2026.
Historical Stock Returns for Indian Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.53% | -2.69% | +1.38% | -1.40% | +26.37% | +478.34% |
How will the significant surge in current account deposits impact the bank's net interest margins going forward?
What strategies is the bank employing to sustain the double-digit growth in Retail and Agriculture Advances?
Will the slight dip in the domestic CASA ratio prompt any shifts in the bank's deposit acquisition strategy?
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