ICICI Bank reported a 15.9% year-on-year increase in profit after tax to ₹148.05 billion for the quarter ended June 30, 2026. The lender’s advances expanded by 19.6% to ₹16,312.60 billion, supported by robust growth in business banking and retail segments.

The board recommended a final dividend of ₹12 per share for FY26 during its 32nd Annual General Meeting on August 21, 2026. This payout follows a full-year PAT of ₹501.47 billion for FY26, which marked a continuation of the bank’s disciplined execution strategy.

Financial Performance

Profit before tax excluding treasury grew by 20.9% year-on-year to ₹189.75 billion in Q1FY27. For the full fiscal year FY26, profit before tax excluding treasury stood at ₹650.21 billion, compared to ₹607.13 billion in FY25. Profit after tax for FY26 was ₹501.47 billion, up from ₹472.27 billion in the prior year.

Balance Sheet Growth

Total period-end deposits reached ₹18,335.86 billion at June 30, 2026, reflecting a 14.0% year-on-year growth. Average deposits for the quarter also rose by 14.0% to ₹17,480.28 billion. At the end of FY26, total deposits stood at ₹17,946.25 billion, with term deposits constituting 58.6% of the mix.

Advances showed stronger momentum, growing by 19.6% year-on-year to ₹16,312.60 billion at June 30, 2026. Domestic advances specifically increased by 18.8% to ₹15,809.85 billion. In FY26, total advances were ₹15,538.93 billion, with retail loans accounting for 50.5% of the portfolio.

Asset Quality and Capital

Asset quality remained stable with a net NPA ratio of 0.35% at June 30, 2026. The provision coverage ratio was recorded at 74.7%. Gross NPAs had declined steadily over the past four years, reaching ₹230.52 billion at the end of FY26 from ₹339.20 billion in FY22.

The bank maintained a healthy capital position with a Common Equity Tier 1 (CET-1) ratio of 16.19% and a total capital adequacy ratio of 16.84% at the end of Q1FY27. These figures include profits for the quarter. At the end of FY26, the CET-1 ratio was 16.35% after reckoning the impact of the proposed dividend.

What the Numbers Show

The divergence between deposit growth (14.0%) and advance growth (19.6%) in Q1FY27 suggests an aggressive credit expansion phase. With business banking’s share of the loan book rising to 21.1% in FY26 from 14.5% in FY22, the bank is shifting its risk profile toward smaller corporate segments while maintaining low asset quality ratios.

ESG Initiatives

ICICI Bank increased renewable energy usage in its total electricity consumption to 48% in FY26, up from 38% in FY25. The bank continues to progress toward carbon neutrality in Scope 1 and 2 emissions. Over 19.8 million individuals benefited from CSR initiatives in healthcare and livelihood development as of March 31, 2026.

ICICI Bank Limited ICICI Bank has announced its schedule for investor interactions set for August 17 and 18, 2026. The bank will engage with investors through group meetings at two major financial events in Mumbai: the Motilal Oswal 22nd Annual Global Investor Conference and Axis Capital's India Corporate Day 2026. These sessions provide an opportunity for management to discuss publicly available documents and address investor queries directly.

The disclosure was made in compliance with Regulation 30 read with para A of Schedule III and Regulation 46(2) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The notice was submitted to both the Bombay Stock Exchange (BSE) and the National Stock Exchange of India Limited (NSE) on August 11, 2026. Prashant Mistry, Associate Leadership Team at ICICI Bank, signed the communication.

Investor Meet Schedule

The bank has confirmed participation in the following events:

Both interactions are scheduled as in-person group meetings. The bank stated that discussions during these meets will refer strictly to publicly available documents.

Regulatory Compliance

The filing ensures transparency regarding the bank's engagement with the investment community. By adhering to SEBI's listing obligations, ICICI Bank maintains regulatory compliance while facilitating direct access for stakeholders. The notice was addressed to the Listing Departments of both BSE and NSE, located in Mumbai.

Contact Information

For further inquiries regarding these investor relations activities, stakeholders may contact the company secretary at companysecretary@icici.bank.in or reach out via phone at +91-22 4008 8900. The bank's registered office is located in Vadodara, Gujarat, while its corporate headquarters operates from Bandra-Kurla Complex, Mumbai.