Freddie Mac released the results of its Primary Mortgage Market Survey (PMMS) on July 9, 2026, indicating that the 30-year fixed-rate mortgage (FRM) averaged 6.49%. This figure represents an increase from the previous week's average of 6.43% but remains lower than the 6.72% average recorded a year ago. The 15-year FRM also saw a slight uptick, averaging 5.82% for the week, compared to 5.79% last week and 5.86% at the same time last year.

Sam Khater, Freddie Mac’s Chief Economist, noted that mortgage rates have remained relatively stable recently. He highlighted that economic growth and housing affordability are improving for homebuyers navigating the current market. The PMMS focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with a 20% down payment and excellent credit.

Mortgage Rate Averages

The following table details the mortgage rate averages for the current week, the previous week, and the same period last year:

Freddie Mac's mission is to promote liquidity, stability, and affordability in the housing market across all economic cycles. Since 1970, the organization has assisted tens of millions of families in buying, renting, or retaining their homes.

Freddie Mac released its Monthly Volume Summary for May 2026 on June 25, 2026, providing detailed information on its mortgage-related portfolios and securities issuance. The report outlines the company's risk management strategies, delinquency rates, debt activities, and other investments. This disclosure offers stakeholders insight into the organization's financial health and operational performance during the month.

Key Financial Disclosures

The summary includes comprehensive data on various financial metrics relevant to Freddie Mac's operations. The document serves as a regular update for investors and market participants tracking the entity's activities in the housing finance sector.

Freddie Mac's mission focuses on promoting liquidity, stability, and affordability in the housing market across all economic cycles. Since 1970, the organization has assisted families in buying, renting, or retaining homes.