GDL Leasing & Finance Reports Q3 FY26 Net Profit of ₹7.26 Lakh
GDL Leasing & Finance Limited reported Q3 FY26 net profit of ₹7.26 lakh, up from ₹4.69 lakh in the previous year's corresponding quarter. Total income surged to ₹85.77 lakh driven by strong interest income of ₹46.93 lakh and fees & commission income of ₹35.20 lakh. For the nine-month period, the company achieved net profit of ₹89.01 lakh on total income of ₹269.03 lakh, demonstrating significant growth across key financial metrics.

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GDL Leasing & Finance Limited has announced its unaudited standalone financial results for the quarter and nine months ended December 31, 2025. The Board of Directors approved these results at their meeting held on February 12, 2026, demonstrating the company's continued operational performance in the leasing and finance sector.
Quarterly Financial Performance
The company reported a net profit of ₹7.26 lakh for Q3 FY26, showing growth from ₹4.69 lakh recorded in the corresponding quarter of the previous year. Total income for the quarter reached ₹85.77 lakh compared to ₹21.41 lakh in Q3 FY25.
| Financial Metric | Q3 FY26 | Q3 FY25 | Growth |
|---|---|---|---|
| Total Income | ₹85.77 lakh | ₹21.41 lakh | 300.50% |
| Revenue from Operations | ₹82.13 lakh | ₹21.41 lakh | 283.60% |
| Net Profit | ₹7.26 lakh | ₹4.69 lakh | 54.80% |
| Profit Before Tax | ₹11.02 lakh | ₹6.44 lakh | 71.12% |
Revenue Composition and Growth
The company's revenue from operations showed substantial improvement, reaching ₹82.13 lakh in Q3 FY26. Interest income contributed ₹46.93 lakh to the total revenue, while fees and commission income added ₹35.20 lakh. This represents a significant increase from the previous year's quarterly performance where interest income was ₹16.24 lakh and fees & commission income was ₹5.17 lakh.
Nine-Month Performance Analysis
For the nine-month period ended December 31, 2025, GDL Leasing & Finance demonstrated strong financial performance with total income of ₹269.03 lakh compared to ₹90.28 lakh in the corresponding period of the previous year.
| Nine-Month Metrics | FY26 (9M) | FY25 (9M) | Change |
|---|---|---|---|
| Total Income | ₹269.03 lakh | ₹90.28 lakh | 198.00% |
| Interest Income | ₹175.30 lakh | ₹72.90 lakh | 140.50% |
| Net Profit | ₹89.01 lakh | ₹36.54 lakh | 143.60% |
| Fees & Commission Income | ₹89.67 lakh | ₹17.38 lakh | 416.20% |
Expense Management and Profitability
Total expenses for Q3 FY26 were ₹74.75 lakh, with fees and commission expenses accounting for ₹39.48 lakh and other expenses contributing ₹27.26 lakh. The company maintained disciplined cost management while scaling operations, as evidenced by the improved profit margins.
Earnings Per Share and Capital Structure
The company reported basic and diluted earnings per share of ₹0.14 for Q3 FY26, compared to ₹0.16 in the corresponding quarter of the previous year. The paid-up equity share capital remained at ₹501.01 lakh with a face value of ₹10 per share. Reserves and surplus increased to ₹186.32 lakh as of December 31, 2025, from ₹65.55 lakh in the previous year.
Board Meeting and Compliance
The Board of Directors meeting commenced at 16:00 hours IST and concluded discussions on the financial results at 16:50 hours IST on February 12, 2026. The results have been prepared in accordance with Indian Accounting Standard 34 and comply with SEBI listing regulations. The company will arrange for publication of these results in newspapers as required under Regulation 47 of the Listing Regulations.
Historical Stock Returns for GDL Leasing & Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -1.98% | -11.32% | -25.86% | +1,117.56% | +1,177.46% | +1,240.34% |
































