Bank of India has demonstrated strong performance across its key business segments, as revealed in its Q2 FY26 provisional financial results. The public sector bank has shown impressive year-over-year growth in various metrics, indicating a positive trajectory in its operations.

Business Highlights

The bank's global business reached ₹15.62 lakh crore as of September 30, 2025, marking a significant 11.80% increase from the previous year. This growth is reflected in both the bank's deposit base and its loan book.

Deposits and Advances

Bank of India's deposit mobilization efforts have yielded positive results:

The bank's loan book also showed robust growth:

Key Observations

1. Retail Focus: The significant 14.15% growth in retail term deposits indicates the bank's successful strategy in attracting individual depositors, potentially offering competitive interest rates in this segment.

2. Credit Expansion: The substantial growth in both global and domestic gross advances (13.94% and 14.62% respectively) suggests an increased appetite for lending, which could be attributed to improved economic conditions or the bank's aggressive growth strategy.

3. Balanced Growth: The bank has managed to grow its deposit base and loan book concurrently, maintaining a healthy balance between fund mobilization and credit deployment.

These provisional results paint a picture of a bank on a growth trajectory, with strong performance across various business segments. However, it's important to note that these figures are subject to review by the bank's Statutory Central Auditors.

As the banking sector continues to evolve, Bank of India's performance in the coming quarters will be closely watched by investors and analysts alike. The bank's ability to maintain this growth momentum while managing asset quality will be crucial for its long-term success in the competitive Indian banking landscape.

Bank of India (BoI) recently participated in a virtual investor meeting, showcasing its commitment to transparency and investor relations. The event, organized by Morgan Stanley as part of an India Financials Virtual Investor Group Trip, brought together BoI executives and a diverse group of asset management firms and investors.

Meeting Details

The virtual meeting took place from 3:30 PM to 4:30 PM, providing an hour-long platform for interaction between the bank's leadership and potential investors. Bank of India used publicly available documents as the basis for discussions during the interaction, ensuring compliance with disclosure regulations.

Participating Investors

The event attracted a notable roster of participants from the financial sector, including:

• Balyasny Asset Management
• Tara Capital Partners
• Triveni Capital
• North Rock Capital Management
• Schonfeld Strategic Advisors
• Marshall Wace
• Millennium Partners
• SBI Pension Funds
• Morgan Stanley

Significance of the Event

This virtual meeting underscores Bank of India's proactive approach to investor relations and its efforts to maintain open lines of communication with the financial community. By engaging with a diverse group of investors and asset managers, BoI demonstrates its commitment to transparency and its willingness to address queries from various market participants.

Regulatory Compliance

In adherence to regulatory requirements, Bank of India disclosed this investor meeting under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This disclosure, made through an official letter to the National Stock Exchange of India Ltd. and BSE Ltd., reflects the bank's commitment to keeping the market informed about its investor engagement activities.

The participation of Bank of India executives in this Morgan Stanley-organized virtual investor meeting highlights the institution's ongoing efforts to maintain strong relationships with the investment community and keep stakeholders informed about the bank's performance and strategies.