Sammaan Capital Limited has successfully completed interest payments on its secured redeemable non-convertible debentures, paying a total of ₹96.25 lakh across eight different series on January 16, 2026. The payment was made three days ahead of the scheduled due date, demonstrating the company's commitment to timely debt servicing obligations.

Interest Payment Details

The company made interest payments on eight series of debentures with varying issue sizes and corresponding interest amounts. The comprehensive payment structure reflects the company's diverse debenture portfolio:

Payment Schedule and Compliance

The debentures follow a monthly interest payment frequency with no changes reported in the payment schedule. Key timeline details include:

• Record Date: January 5, 2026
• Due Date: January 19, 2026
• Actual Payment Date: January 16, 2026
• Previous Payment Date: December 19, 2025

The early payment, completed three days before the due date, underscores the company's proactive approach to meeting its debt obligations.

Regulatory Disclosure

Sammaan Capital Limited filed this intimation under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, confirming compliance with regulatory requirements for listed debt securities. The company certified that all interest payments were made in full without any delays or non-payment issues.

The total portfolio of secured redeemable non-convertible debentures represents an aggregate issue size of ₹11,158.36 lakh, with the largest single series (INE148I07WU1) accounting for ₹6,300.00 lakh of the total issuance. This successful interest payment cycle reinforces the company's financial discipline and commitment to honoring its debt service obligations to debenture holders.

Sammaan Capital Limited has successfully allotted secured non-convertible debentures worth ₹115.00 crores through private placement on January 16, 2026. The allotment was conducted under the authorization of the Board dated September 3, 2025, and the Securities Issuance and Investment Committee resolution passed on January 12, 2026.

Debenture Issue Details

The company allotted 11,500 secured, rated, listed, taxable, redeemable, fully paid-up non-convertible debentures with specific terms designed to attract institutional investors.

Interest Payment Structure

The debentures offer semi-annual interest payments starting from July 16, 2026. The payment schedule spans 20 coupon payments over the 10-year period, with the final payment including both the last coupon and principal redemption.

Cash Flow Per Debenture

Each debenture with face value of ₹1,00,000 will generate the following illustrative cash flows:

Security and Asset Coverage

The NCDs are secured through comprehensive asset hypothecation arrangements. The company has created a charge by way of hypothecation in favor of the Debenture Trustee on both financial and non-financial assets, including:

• Present and future investments of the company
• Present and future loan assets including principal and interest receivables
• All monies receivable from loan portfolios

The security structure maintains a minimum asset coverage of 1.1 times the principal amount and accrued interest. The charge is created on a first pari-passu basis with other secured lenders holding similar charges. However, the security excludes High Quality Liquid Assets that must remain unencumbered under RBI's Liquidity Risk Management Framework.

Risk Management Features

The debentures include several protective features for investors:

• Default Interest: In case of payment delays exceeding three months, additional interest of at least 2% per annum over the coupon rate becomes payable
• Asset Coverage: Minimum security cover of 1.1 times principal and interest maintained throughout the tenor
• Regulatory Compliance: Structure adheres to RBI guidelines for NBFCs regarding asset-liability management

Listing and Trading

The NCDs will be listed on both National Stock Exchange of India Limited and BSE Limited, providing liquidity options for investors in the secondary market. The listing will enable price discovery and facilitate trading among institutional and eligible retail investors.

The successful allotment demonstrates Sammaan Capital's continued access to debt capital markets and its ability to raise funds at competitive rates for business expansion and operational requirements.