Kish Insurance, a subsidiary of Kish Bancorp, Inc., announced that the Shuck Agency will join its operations effective August 1, 2026. The partnership unites two organizations with a shared commitment to local service and community ties, enhancing Kish Insurance’s reach across the region. The Shuck Agency will operate as a division of Kish Insurance, maintaining its local identity and office location in Huntingdon.

Jeff Wilson, CEO of Kish Insurance, and Andy Cipar, Principal of the Shuck Agency, expressed enthusiasm for the collaboration. Wilson highlighted the trust and relationships built by the Cipar family over the years, aligning with Kish’s values. Cipar noted that joining Kish positions the agency and its clients for the future by gaining resources and flexibility while preserving existing service standards.

A phased integration approach will guide the transition to ensure a seamless experience for clients. Andy Cipar will serve as Managing Director, continuing his relationships with clients. The Kline Agency, led by Stan Cipar and operating under its original name since joining the Shuck Agency in 1986, will also experience no service disruptions. Clients of both agencies will benefit from expanded insurance solutions, broader carrier access, and enhanced operational support.

Kish Insurance was formed in 1997 by Kish Bank to acquire the Thompson-Wilson Agency of Lewistown, with origins traced to 1922. This marked the first acquisition of an insurance agency by a bank in Pennsylvania. The Shuck Agency began operations in Huntingdon in 1862 and has operated as an independent agency since then. The Cipar family has owned the agency since 1982, with Andy Cipar taking over in 1995.

Key Details of the Partnership

Kish Bancorp, Inc. is a diversified financial services corporation headquartered in Belleville, PA, with executive offices in State College, PA. Kish Bank, a subsidiary, operates 20 locations across Pennsylvania and northeastern Ohio. Other business units include Kish Financial Solutions, Kish Benefits Consulting, and Kish Travel. Kish Bancorp, Inc. trades under the OTCQX stock ticker symbol KISB.

Kish Bancorp reported net income of $5.3 million, or $1.77 per share, for the second quarter of 2026, representing a 38.5% increase compared to $3.8 million, or $1.28 per share, in the second quarter of 2025. For the first six months of 2026, net income was $10.6 million, or $3.51 per share, compared to $7.4 million, or $2.50 per share, in the prior year period. The company’s total assets increased 13.6% to $2.08 billion at June 30, 2026, up from $1.83 billion a year ago.

Balance Sheet Growth

The growth in assets was primarily driven by a 14.4% year-over-year increase in total loans, which reached $1.78 billion. Loan growth was diversified across categories, with significant contributions from 1-4 family residential loans, multifamily loans, commercial and industrial loans, and non-farm non-residential loans. Total deposits increased by 11.1% to $1.51 billion. Noninterest-bearing demand deposit accounts rose 14.2%, while interest-bearing deposits increased 10.6%. Brokered deposits decreased $25.6 million from the preceding quarter to $95.8 million.

Operating Performance

Net interest income before provision increased 17.0% to $16.6 million in the second quarter of 2026, compared to $14.2 million in the year-ago quarter. The net interest margin expanded to 3.46%, up 10 basis points from the second quarter of 2025. The company recorded a provision for credit losses of $982 thousand, compared to $470 thousand in the second quarter of 2025. Noninterest income increased 17.2% to $3.6 million, driven by higher service fees, equity securities gains, and strong results from insurance and wealth management divisions. Noninterest expense increased 5.7% to $12.9 million.

Capital and Dividends

Kish Bancorp’s board of directors increased the regular quarterly cash dividend by $0.04 to $0.44 per share. The dividend is payable July 31, 2026, to shareholders of record on July 15, 2026. At June 30, 2026, the company exceeded regulatory well-capitalized requirements with a Tier 1 leverage ratio of 8.92%, a Tier 1 capital ratio of 10.08%, and a Total risk-based capital ratio of 10.87%. Stockholders’ equity increased 17.2% to $132.8 million.

Credit Quality

Nonperforming loans were $10.2 million, or 0.57% of total loans, at June 30, 2026, compared to $506 thousand, or 0.03% of total loans, a year earlier. The allowance for credit losses was $12.4 million, or 0.70% of total loans, compared to $10.2 million, or 0.65% of total loans, a year ago. Net loan charge-offs totaled $248 thousand in the second quarter of 2026.