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Spandana Sphoorty Financial
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Spandana Sphoorty Financial

268.00
+1.05
(0.39%)
Market Cap
1,910.98 Cr
PE Ratio
-5.82
Volume
31,717.00
Day High - Low
269.65 - 265.25
52W High-Low
319.40 - 181.10
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Key Fundamentals
Add Ratio
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Market Cap
1,910.98 Cr
EPS
-91.01
PE Ratio
-5.82
PB Ratio
0.90
Book Value
297.42
EBITDA
-400.90
Dividend Yield
0.00 %
Industry
Financial Services
Sector
Microfinance
Return on Equity
-32.83
Debt to Equity
2.02
Analyst Rating and Forecast
- By Refinitiv from5 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+40.00 %
+40.00 %
Hold
Hold+40.00 %
+40.00 %
Sell
Sell+20.00 %
+20.00 %
Forecast For
Actual

Company News

View All News
Caret
neutral
Spandana Sphoorty files FY26 sustainability report4 days ago
Spandana Sphoorty Financial Limited submitted its Business Responsibility and Sustainability Report for FY26 on July 24, 2026. The NBFC-MFI highlights 100% women borrowers, 9,405 employees, and zero regulatory penalties.
neutral
Spandana Sphoorty Q1FY27 Call Recording Live4 days ago
Spandana Sphoorty Financial Ltd has uploaded the audio recording of its Q1FY27 earnings conference call held on July 24, 2026. The transcript will follow shortly.
positive
Spandana Sphoorty Q1FY27 Profit, Chairperson Appointment5 days ago
Spandana Sphoorty Financial reports Q1FY27 standalone PAT of ₹16.09 crore and appoints Dipali Hemant Sheth as Non-Executive Chairperson on July 23, 2026.
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Peer Comparison Compare Peers on Screener

Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
Credit Access Grameen
1,591.90
#1 25,509.86
20.88
#1 6,062.50
5.32
#1 778
#1 719.60
61.89
Muthoot Microfin
250.54
4,271.51
25.53
2,380.70
-7.16
170
117.73
66.34
Fusion Finance
209.30
3,384.05
244.48
1,732.50
-26.86
14
169.38
47.59
Satin Creditcare
266.86
2,948.03
#1 8.63
3,160.90
#1 22.58
332
640.18
54.86
Spandana Sphoorty Financial
268.00
#5 1,910.98
#5 -5.82
#5 1,066.30
#5 -56.01
#5 -699
#5 103.30
43.84
Growth Rate
Revenue Growth
-56.01 %
Net Income Growth
-32.47 %
Cash Flow Change
-76.03 %
ROE
-16.48 %
ROCE
27.46 %
EBITDA Margin (Avg.)
115.10 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Revenue
230
257
293
269
305
366
359
440
327
354
344
480
435
396
350
299
259
310
375
533
527
640
657
710
737
702
569
419
304
240
246
277
303
Expenses
37
53
52
69
71
73
96
247
162
177
263
273
218
316
149
151
461
132
156
242
164
240
231
281
398
727
922
804
627
443
258
139
151
EBITDA
193
204
241
200
234
294
263
193
165
177
81
208
217
80
201
148
-202
178
219
291
363
400
426
429
339
-25
-353
-385
-323
-203
-13
138
152
Operating Profit %
84 %
79 %
82 %
74 %
76 %
80 %
73 %
43 %
50 %
49 %
22 %
43 %
50 %
20 %
57 %
47 %
-84 %
56 %
56 %
51 %
68 %
61 %
63 %
58 %
44 %
-7 %
-67 %
-94 %
-109 %
-93 %
-10 %
46 %
47 %
Depreciation
1
2
2
2
2
2
2
2
2
2
2
3
3
2
2
3
2
2
3
4
3
5
6
7
4
5
6
7
4
4
4
4
3
Interest
81
89
98
90
89
100
85
83
85
84
116
138
143
150
139
108
97
91
121
149
200
228
250
249
259
258
229
185
154
120
109
126
132
Profit Before Tax
111
114
142
108
143
192
176
109
78
91
-37
67
71
-72
60
38
-301
84
96
139
161
168
170
172
75
-289
-588
-578
-481
-327
-125
8
18
Tax
39
40
49
34
49
146
46
25
19
25
-7
18
16
-13
14
9
-81
29
25
33
41
42
43
44
19
-72
-147
-143
-121
-78
-30
3
6
Net Profit
72
74
93
74
93
46
130
83
59
67
-30
49
55
-59
45
29
-220
55
71
106
120
125
127
129
56
-216
-440
-434
-360
-249
-95
5
12
EPS in ₹
12.03
12.34
15.57
12.35
15.67
7.38
20.20
12.90
9.16
10.38
-4.62
7.63
8.39
-9.01
6.99
4.35
-31.42
7.78
10.05
14.87
16.83
17.63
17.91
18.06
7.81
-30.34
-61.73
-60.91
-50.52
-32.76
-11.88
0.66
1.49
Above figures are in Rs. Crores

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
2025
2026
Total Assets
3,764
4,932
5,977
8,577
7,076
9,383
13,383
8,494
6,246
Fixed Assets
9
27
34
38
31
47
52
52
39
Current Assets
282
437
472
1,499
1,340
1,190
2,071
2,149
1,531
Capital Work in Progress
0
0
0
0
0
0
0
0
0
Investments
0
0
488
2
2
189
112
110
114
Other Assets
3,756
4,905
5,456
8,537
7,043
9,146
13,218
8,332
6,094
Total Equity & Liabilities
3,764
4,932
5,977
8,577
7,076
9,383
13,383
8,494
6,246
Current Liabilities
42
74
330
453
214
374
313
205
174
Non Current Liabilities
2,331
2,968
3,020
5,373
3,772
5,910
9,425
5,656
3,943
Total Equity
1,391
1,890
2,627
2,751
3,090
3,099
3,645
2,633
2,130
Reserve & Surplus
216
1,830
2,562
2,685
2,944
3,028
3,573
2,562
2,049
Share Capital
30
60
64
64
69
71
71
71
80
Above figures are in Rs. Crores

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
2024
2025
2026
Net Cash Flow
-186
44
-89
1,076
-408
86
585
-162
-467
Investing Activities
-4
-33
-487
482
36
-175
-172
-132
165
Operating Activities
-1,855
-573
-35
-1,754
863
-2,171
-2,679
3,681
883
Financing Activities
1,673
650
434
2,348
-1,307
2,433
3,435
-3,712
-1,514
Above figures are in Rs. Crores

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
May 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Aug 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Promoter
62.38 %
62.38 %
62.29 %
62.29 %
62.62 %
63.59 %
63.59 %
63.03 %
63.01 %
63.00 %
62.41 %
60.41 %
59.89 %
59.75 %
56.85 %
55.83 %
48.13 %
48.13 %
48.13 %
48.16 %
48.16 %
48.16 %
48.16 %
48.16 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
5.42 %
5.42 %
5.42 %
3.15 %
19.05 %
21.79 %
22.83 %
22.64 %
21.71 %
19.83 %
19.79 %
20.26 %
20.25 %
20.35 %
19.89 %
19.29 %
DIIs
0.44 %
0.46 %
0.46 %
0.46 %
0.41 %
0.40 %
0.40 %
8.56 %
8.99 %
8.48 %
8.43 %
9.61 %
13.44 %
10.54 %
8.97 %
7.33 %
6.31 %
6.45 %
5.65 %
6.18 %
6.12 %
5.78 %
5.79 %
5.69 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.68 %
4.63 %
4.25 %
5.94 %
6.58 %
6.03 %
5.87 %
5.38 %
4.95 %
4.87 %
5.70 %
5.55 %
5.60 %
6.17 %
9.03 %
11.84 %
21.24 %
22.44 %
23.11 %
21.60 %
21.87 %
21.69 %
21.85 %
22.59 %
Others
33.51 %
32.54 %
33.01 %
31.31 %
30.39 %
29.98 %
30.13 %
23.03 %
17.63 %
18.22 %
18.03 %
21.27 %
2.02 %
1.75 %
2.32 %
2.35 %
2.61 %
3.15 %
3.31 %
3.80 %
3.60 %
4.02 %
4.31 %
4.27 %
No of Share Holders
17,191
22,610
21,946
25,482
29,408
26,207
26,575
19,614
17,776
17,130
18,955
20,706
25,870
35,704
48,596
73,889
90,984
1,23,001
1,23,380
1,21,469
1,20,457
1,16,755
1,13,071
1,08,583

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
18 Aug 2026 ANNUAL GENERAL MEETING Annual General Meeting
NA
 18 Aug 2026 292.25 267.05
30 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
 30 Jul 2024 698.03 634.60
28 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 28 Oct 2024 480.12 431.80
23 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 23 Jan 2025 336.71 341.36
30 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 30 May 2025 275.17 274.37
24 Jul 2025 RIGHTS Rights
10:41
 24 Jul 2025 291.48 291.62
14 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 14 Aug 2025 244.65 246.75
16 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
 16 Sept 2025 245.55 260.07
31 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 31 Oct 2025 247.80 259.45
27 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 27 Jan 2026 240.00 239.60
05 May 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 05 May 2026 224.85 239.24
23 Jul 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 23 Jul 2026 301.25 284.65

Announcements

Announcement under Regulation 30 (LODR)-Newspaper Publication3 days ago
Business Responsibility and Sustainability Reporting (BRSR)4 days ago
Reg. 34 (1) Annual Report.4 days ago
Notice Of The Twenty-Third (23Rd) Annual General Meeting (AGM) And Annual Report 2025-26.4 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication4 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication4 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome4 days ago
Announcement under Regulation 30 (LODR)-Monitoring Agency Report5 days ago
Announcement under Regulation 30 (LODR)-Change in Management5 days ago
Financial Results For The Quarter Ended June 30 20265 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation5 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release5 days ago
Board Meeting Outcome for Outcome Of The Board Meeting5 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
Board Meeting Intimation for Intimation For Meeting Of The Board Of Directors Of The Company Scheduled To Be Held On Thursday July 23 2026Jul 17, 2026
Announcement under Regulation 30 (LODR)-Scheme of ArrangementJul 15, 2026
Announcement under Regulation 30 (LODR)-DemiseJul 14, 2026
Announcement under Regulation 30 (LODR)-Credit RatingJul 03, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 03, 2026
Closure of Trading WindowJun 26, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 18, 2026
Announcement under Regulation 30 (LODR)-Credit RatingJun 16, 2026
Announcement under Regulation 30 (LODR)-Credit RatingJun 11, 2026
Announcement under Regulation 30 (LODR)-Scheme of ArrangementJun 11, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 09, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementJun 05, 2026
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 12, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 11, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 06, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 05, 2026
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportMay 05, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationMay 05, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 05, 2026
Outcome Of Board Meeting For Financial Results.May 05, 2026
Board Meeting Outcome for Outcome Of The Board Meeting Held On May 05 2026May 05, 2026
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure AApr 30, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 29, 2026
Board Meeting Intimation for Meeting Of The Board Of Directors Of The Company Is Scheduled To Be Held On Tuesday May 5 2026Apr 29, 2026
Announcement under Regulation 30 (LODR)-AllotmentApr 28, 2026
Board Meeting Outcome for Outcome Of The Meeting Of The Management Committee Of The Board Of Directors Held On April 20 2026.Apr 20, 2026
Board Meeting Intimation for The Meeting Of The Management Committee Of The Board Of Directors Of Spandana Sphoorty Financial Limited Is Scheduled To Be Held On Monday April 20 2026.Apr 15, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 07, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementApr 03, 2026
Closure of Trading WindowMar 27, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 20, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 17, 2026
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 31, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 28, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 27, 2026
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportJan 27, 2026

Technical Indicators

RSI(14)
Neutral
43.84
ATR(14)
Less Volatile
15.03
STOCH(9,6)
Neutral
23.56
STOCH RSI(14)
Oversold
6.02
MACD(12,26)
Bearish
-5.64
ADX(14)
Strong Trend
28.02
UO(9)
Bearish
36.63
ROC(12)
Downtrend And Accelerating
-12.72
WillR(14)
Oversold
-84.54
Bearish
4
Neutral
3
Bullish
2
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SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016 | SEBI Research Analyst Registration No: INH000023357 Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320

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