Spandana Sphoorty Financial

330.40

-9.20

(-2.71%)

Financial Results

Quarterly Financials	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024
Revenue	229	257	393	262	299	361	352	430	320	346	333	466	414	373	331	275	241	293	355	505	502	614	622	670	689	660
Expenses	37	53	52	68	70	72	94	244	161	175	256	271	212	300	144	148	451	127	141	202	155	231	217	261	370	682
EBITDA	193	204	341	195	229	289	258	186	159	171	78	194	201	72	187	127	-210	167	214	303	347	383	404	409	319	-23
Operating Profit %	84 %	79 %	87 %	74 %	76 %	80 %	73 %	42 %	50 %	48 %	22 %	41 %	49 %	19 %	56 %	44 %	-94 %	55 %	59 %	58 %	68 %	60 %	63 %	59 %	44 %	-7 %
Depreciation	1	2	2	2	2	2	2	2	2	2	2	2	2	1	2	3	2	2	3	4	3	5	6	7	4	5
Interest	81	89	98	89	88	99	84	82	85	84	113	135	137	143	132	102	92	88	118	146	195	223	241	239	246	245
Profit Before Tax	111	114	241	104	139	187	171	101	73	86	-38	57	61	-72	53	23	-305	76	94	153	149	156	158	164	69	-272
Tax	0	0	0	0	0	0	25	41	46	67	2	22	52	44	4	-17	0	0	0	0	0	0	48	45	73	-11
Net Profit	72	74	192	71	91	43	126	78	55	63	-30	42	48	-59	40	18	-223	50	69	116	111	116	118	122	51	-204
EPS in ₹	12.03	12.34	15.50	11.91	15.19	6.85	19.65	12.06	8.51	9.79	-4.72	6.47	7.39	-9.15	6.17	2.79	-31.84	6.98	9.76	16.37	15.65	16.38	16.63	17.15	7.19	-28.60

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	2,353	2,100	2,413	3,764	4,898	5,942	8,346	6,864	9,186	12,870
Fixed Assets	6	15	9	9	9	16	21	14	29	32
Current Assets	1,173	1,215	1,279	280	459	464	1,490	1,291	1,181	2,043
Capital Work in Progress	6	0	0	0	0	0	0	0	0	0
Investments	0	0	0	2	65	550	115	115	306	329
Other Assets	2,341	2,085	2,404	3,754	4,824	5,376	8,211	6,736	8,850	12,509
Total Liabilities	2,353	2,100	2,413	3,764	4,898	5,942	8,346	6,864	9,186	12,870
Current Liabilities	894	1,114	491	42	67	323	433	201	373	477
Non Current Liabilities	1,495	802	1,385	2,331	2,945	3,011	5,197	3,631	5,769	8,837
Total Equity	-36	184	537	1,391	1,886	2,608	2,716	3,032	3,043	3,556
Reserve & Surplus	-864	-627	-392	216	1,827	2,544	2,652	2,887	2,972	3,485
Share Capital	828	811	930	30	60	64	64	69	71	71

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	33	-24	255	-188	43	-92	1,077	-407	86	575
Investing Activities	-7	-10	-1	-6	-59	-485	514	45	-178	-10
Operating Activities	-182	114	-59	-1,855	-650	-54	-1,618	820	-2,053	-2,503
Financing Activities	222	-128	315	1,673	752	447	2,181	-1,272	2,317	3,089

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	May 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024
Promoter	62.38 %	62.38 %	62.29 %	62.29 %	62.62 %	63.59 %	63.59 %	63.03 %	63.01 %	63.00 %	62.41 %	60.41 %	59.89 %	59.75 %	56.85 %	55.83 %
FIIs	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	5.42 %	5.42 %	5.42 %	3.15 %	19.05 %	21.79 %	22.83 %	22.64 %
DIIs	0.44 %	0.46 %	0.46 %	0.46 %	0.41 %	0.40 %	0.40 %	8.56 %	8.99 %	8.48 %	8.43 %	9.61 %	13.44 %	10.54 %	8.97 %	7.33 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	3.68 %	4.63 %	4.25 %	5.94 %	6.58 %	6.03 %	5.87 %	5.38 %	4.95 %	4.87 %	5.70 %	5.55 %	5.60 %	6.17 %	9.03 %	11.84 %

Show % Change

Dividend History

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
Bajaj Finance	6,848.25	4,28,255.70	27.84	54,982.50	32.75	14,451	13.04	46.94
Bajaj Finserv	1,569.65	2,53,797.40	29.87	1,10,383.00	34.50	15,595	11.30	32.96
Jio Financial Services	304.30	1,98,857.80	123.77	1,854.70	4,039.96	1,605	3.13	32.39
Bajaj Holdings & Investments	10,746.75	1,26,112.20	17.01	1,713.50	224.96	7,365	-4.89	47.80
Shriram Finance	2,877.25	1,10,745.80	14.14	36,413.00	19.35	7,391	20.18	35.57
Cholamandalam Investment	1,189.55	1,02,003.80	26.48	19,419.90	48.18	3,411	25.22	34.20
HDFC AMC	4,262.80	93,867.30	42.48	3,163.40	27.42	1,943	32.10	41.25
Muthoot Finance	2,075.65	85,786.80	18.35	15,162.70	26.62	4,468	20.62	59.93
SBI Cards	687.00	66,905.70	30.28	17,483.50	22.39	2,408	-32.94	37.30
Sundaram Finance	4,277.40	50,411.70	30.96	7,285.50	31.41	1,422	0.32	46.64

Corporate Action

Technical Indicators

RSI(14)

Neutral

23.49

ATR(14)

Less Volatile

14.59

STOCH(9,6)

Oversold

7.60

STOCH RSI(14)

Oversold

0.00

MACD(12,26)

Bearish

-2.86

ADX(14)

Strong Trend

27.32

UO(9)

Bullish

21.63

ROC(12)

Downtrend And Accelerating

-16.53

WillR(14)

Oversold

-99.14