| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 230 | 257 | 293 | 269 | 305 | 366 | 359 | 440 | 327 | 354 | 344 | 480 | 435 | 396 | 350 | 299 | 259 | 310 | 375 | 533 | 527 | 640 | 657 | 710 | 737 | 707 | 573 | 419 |
| Expenses | 37 | 53 | 52 | 69 | 71 | 73 | 96 | 247 | 162 | 177 | 263 | 273 | 218 | 316 | 149 | 151 | 461 | 132 | 156 | 242 | 164 | 240 | 231 | 281 | 398 | 731 | 926 | 804 |
| EBITDA | 193 | 204 | 241 | 200 | 234 | 294 | 263 | 193 | 165 | 177 | 81 | 208 | 217 | 80 | 201 | 148 | -202 | 178 | 219 | 291 | 363 | 400 | 426 | 429 | 339 | -25 | -353 | -385 |
| Operating Profit % | 84 % | 79 % | 82 % | 74 % | 76 % | 80 % | 73 % | 43 % | 50 % | 49 % | 22 % | 43 % | 50 % | 20 % | 57 % | 47 % | -84 % | 56 % | 56 % | 51 % | 68 % | 61 % | 63 % | 58 % | 44 % | -7 % | -67 % | -94 % |
| Depreciation | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 2 | 2 | 3 | 2 | 2 | 3 | 4 | 3 | 5 | 6 | 7 | 4 | 5 | 6 | 7 |
| Interest | 81 | 89 | 98 | 90 | 89 | 100 | 85 | 83 | 85 | 84 | 116 | 138 | 143 | 150 | 139 | 108 | 97 | 91 | 121 | 149 | 200 | 228 | 250 | 249 | 259 | 258 | 229 | 185 |
| Profit Before Tax | 111 | 114 | 142 | 108 | 143 | 192 | 176 | 109 | 78 | 91 | -37 | 67 | 71 | -72 | 60 | 38 | -301 | 84 | 96 | 139 | 161 | 168 | 170 | 172 | 75 | -289 | -588 | -578 |
| Tax | 39 | 40 | 49 | 34 | 49 | 146 | 46 | 25 | 19 | 25 | -7 | 18 | 16 | -13 | 14 | 9 | -81 | 29 | 25 | 33 | 41 | 42 | 43 | 44 | 19 | -72 | -147 | -143 |
| Net Profit | 72 | 74 | 93 | 74 | 93 | 46 | 130 | 83 | 59 | 67 | -30 | 49 | 55 | -59 | 45 | 29 | -220 | 55 | 71 | 106 | 120 | 125 | 127 | 129 | 56 | -216 | -440 | -434 |
| EPS in ₹ | 12.03 | 12.34 | 15.57 | 12.35 | 15.67 | 7.38 | 20.20 | 12.90 | 9.16 | 10.38 | -4.62 | 7.63 | 8.39 | -9.01 | 6.99 | 4.35 | -31.42 | 7.78 | 10.05 | 14.87 | 16.83 | 17.63 | 17.91 | 18.06 | 7.81 | -30.34 | -61.73 | -60.91 |
Spandana Sphoorty Financial
274.95
+13.30
(5.08%)
Market Cap
1,960.53 Cr
EPS
70.42
PE Ratio
25.54
Dividend Yield
0.00 %
Industry
Financial Services52 Week High
750.90
52 Week Low
193.00
PB Ratio
0.71
Debt to Equity
2.30
Sector
Microfinance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from6 analysts
Company News
View All News
Spandana Sphoorty Financial is planning a Rs 750-crore capital raise, potentially through a rights issue with equity infusion from principal shareholder Kedaara Capital. The company has formed a capital raising committee to explore this option. Spandana reported a Rs 1035 crore net loss in FY25 with a 5.63% gross bad loan ratio.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,161.90 | #1 18,544.81 | 33.91 | #1 5,172.60 | 45.67 | #1 1,446 | -88.11 | 51.66 | |
131.22 | 2,237.20 | 8.35 | 2,285.50 | 58.02 | 450 | -434.81 | 50.10 | |
204.57 | 2,066.65 | #1 5.13 | 2,412.40 | 34.02 | 505 | -224.04 | 67.26 | |
274.95 | #4 1,960.53 | #4 25.54 | #2 2,533.90 | #1 71.56 | #3 501 | #5 -437.45 | 49.84 | |
157.96 | 1,745.00 | 9.02 | 2,240.50 | 44.46 | 436 | #1 -82.92 | 49.67 |
Forecast
Actual
Growth Rate
Revenue Growth
71.56 %
Net Income Growth
3,937.90 %
Cash Flow Change
-24.68 %
ROE
3,335.00 %
ROCE
134.66 %
EBITDA Margin (Avg.)
93.81 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 3,764 | 4,932 | 5,977 | 8,577 | 7,076 | 9,383 | 13,383 |
| Fixed Assets | 9 | 27 | 34 | 38 | 31 | 47 | 52 |
| Current Assets | 282 | 437 | 472 | 1,499 | 1,340 | 1,190 | 2,071 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 488 | 2 | 2 | 189 | 112 |
| Other Assets | 3,756 | 4,905 | 5,456 | 8,537 | 7,043 | 9,146 | 13,218 |
| Total Liabilities | 3,764 | 4,932 | 5,977 | 8,577 | 7,076 | 9,383 | 13,383 |
| Current Liabilities | 42 | 74 | 330 | 453 | 214 | 374 | 488 |
| Non Current Liabilities | 2,331 | 2,968 | 3,020 | 5,373 | 3,772 | 5,910 | 9,249 |
| Total Equity | 1,391 | 1,890 | 2,627 | 2,751 | 3,090 | 3,099 | 3,645 |
| Reserve & Surplus | 216 | 1,830 | 2,562 | 2,685 | 2,944 | 3,028 | 3,573 |
| Share Capital | 30 | 60 | 64 | 64 | 69 | 71 | 71 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | -186 | 44 | -89 | 1,076 | -408 | 86 | 585 |
| Investing Activities | -4 | -33 | -487 | 482 | 36 | -175 | 86 |
| Operating Activities | -1,855 | -573 | -35 | -1,754 | 863 | -2,171 | -2,707 |
| Financing Activities | 1,673 | 650 | 434 | 2,348 | -1,307 | 2,433 | 3,205 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | May 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 62.38 % | 62.38 % | 62.29 % | 62.29 % | 62.62 % | 63.59 % | 63.59 % | 63.03 % | 63.01 % | 63.00 % | 62.41 % | 60.41 % | 59.89 % | 59.75 % | 56.85 % | 55.83 % | 48.13 % | 48.13 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 5.42 % | 5.42 % | 5.42 % | 3.15 % | 19.05 % | 21.79 % | 22.83 % | 22.64 % | 21.71 % | 19.83 % |
| DIIs | 0.44 % | 0.46 % | 0.46 % | 0.46 % | 0.41 % | 0.40 % | 0.40 % | 8.56 % | 8.99 % | 8.48 % | 8.43 % | 9.61 % | 13.44 % | 10.54 % | 8.97 % | 7.33 % | 6.31 % | 6.45 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.68 % | 4.63 % | 4.25 % | 5.94 % | 6.58 % | 6.03 % | 5.87 % | 5.38 % | 4.95 % | 4.87 % | 5.70 % | 5.55 % | 5.60 % | 6.17 % | 9.03 % | 11.84 % | 21.24 % | 22.44 % |
| Others | 33.51 % | 32.54 % | 33.01 % | 31.31 % | 30.39 % | 29.98 % | 30.13 % | 23.03 % | 17.63 % | 18.22 % | 18.03 % | 21.27 % | 2.02 % | 1.75 % | 2.32 % | 2.35 % | 2.61 % | 3.15 % |
| No of Share Holders | 17,191 | 22,610 | 21,946 | 25,482 | 29,408 | 26,207 | 26,575 | 19,614 | 17,776 | 17,130 | 18,955 | 20,706 | 25,870 | 35,704 | 48,596 | 73,889 | 90,984 | 1,23,001 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
No dividends have been distributed by the company in the past 10 years
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 30 May 2025 |  Quarterly Result Announcement | NA | 30 May 2025 | 289.35 | 288.50 |
| 23 Jan 2025 | Quarterly Result Announcement | NA | 23 Jan 2025 | 354.05 | 358.95 |
| 28 Oct 2024 | Quarterly Result Announcement | NA | 28 Oct 2024 | 504.85 | 454.05 |
| 30 Jul 2024 |  Annual General Meeting | NA | 30 Jul 2024 | 734.00 | 667.30 |
Announcements
Shareholder Meeting / Postal Ballot-Scrutinizer"s Report
Jun 12, 2025
Jun 12, 2025Announcement under Regulation 30 (LODR)-Credit RatingJun 12, 2025
Jun 12, 2025Announcement under Regulation 30 (LODR)-Credit RatingJun 12, 2025
Jun 12, 2025Announcement under Regulation 30 (LODR)-Credit RatingJun 11, 2025
Jun 11, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 09, 2025
Jun 09, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotJun 07, 2025
Jun 07, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJun 06, 2025
Jun 06, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 31, 2025
May 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)May 30, 2025
May 30, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On May 30 2025May 30, 2025
May 30, 2025Financial Results For Quarter And Year Ended March 31 2025May 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 30, 2025
May 30, 2025Clarification On Article Appearing In Media/PublicationMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 27, 2025
May 27, 2025Board Meeting Intimation for Considering And Approval Of Financial Results For The Period Ended March 31 2025 And Fund RaisingMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 13, 2025
May 13, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotMay 12, 2025
May 12, 2025Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of AssociationMay 10, 2025
May 10, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
May 02, 2025Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure AApr 30, 2025
Apr 30, 2025Transcript Of Conference CallApr 29, 2025
Apr 29, 2025Rumour verification - Regulation 30(11)Apr 25, 2025
Apr 25, 2025Clarification sought from Spandana Sphoorty Financial LtdApr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 23, 2025
Apr 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 23, 2025
Apr 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 23, 2025
Apr 23, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 23, 2025
Apr 23, 2025Announcement under Regulation 30 (LODR)-Resignation of Managing DirectorApr 23, 2025
Apr 23, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2025
Apr 08, 2025Announcement Under Regulation 30 (LODR)- Grant Of OptionsApr 06, 2025
Apr 06, 2025Announcement under Regulation 30 (LODR)-Credit RatingApr 05, 2025
Apr 05, 2025Closure of Trading WindowMar 26, 2025
Mar 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 11, 2025
Mar 11, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 05, 2025
Mar 05, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMar 03, 2025
Mar 03, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 03, 2025
Mar 03, 2025Announcement under Regulation 30 (LODR)-Credit RatingFeb 12, 2025
Feb 12, 2025Announcement under Regulation 30 (LODR)-Credit RatingFeb 11, 2025
Feb 11, 2025Announcement under Regulation 30 (LODR)-Credit RatingFeb 03, 2025
Feb 03, 2025Announcement under Regulation 30 (LODR)-Credit RatingFeb 03, 2025
Feb 03, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 01, 2025
Feb 01, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 29, 2025
Jan 29, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 24, 2025
Jan 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 23, 2025
Jan 23, 2025Integrated Filing (Financial)Jan 23, 2025
Jan 23, 2025Financial Results For The Quarter Ended December 31 2024Jan 23, 2025
Jan 23, 2025Technical Indicators
RSI(14)
Neutral 49.84
ATR(14)
Volatile 12.31
STOCH(9,6)
Neutral 23.20
STOCH RSI(14)
Neutral 45.38
MACD(12,26)
Bearish -0.86
ADX(14)
Weak Trend 11.82
UO(9)
Bearish 44.77
ROC(12)
Uptrend And Accelerating 0.62
WillR(14)
Neutral -55.90
Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Motilal Oswal Nifty Microcap 250 Index Fund Direct - Growth | 0.12% | 5806 | -0.01% | 0.01% | |
 Angel One Nifty Total Market Index Fund Direct - Growth | 0.00% | 4 | 0.00% | 0.00% | |
 Mirae Asset Nifty Total Market Index Fund Direct-Growth | 0.00% | 2 | 0.00% | 0.00% | |
 Bandhan Nifty Total Market Index Fund Direct-Growth | 0.00% | 1 | 0.00% | 0.00% | |
 JM Focused Direct Plan-Growth | 0.00% | 0 | 0.00% | 0.00% | |
| JM ELSS Tax Saver Fund Direct Plan-Growth | 1.24% | 0 | 0.01% | 0.15% | |
 Groww Nifty Total Market Index Fund Direct - Growth | 0.00% | 0 | 0.00% | 0.00% | |
| JM Value Fund Direct Plan-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 LIC MF Banking & Financial Services Fund Direct-Growth | 0.54% | 0 | 0.01% | 0.07% | |
| LIC MF Value Fund Direct - Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Edelweiss Small Cap Fund Direct - Growth | 0.00% | 0 | 0.00% | 0.00% | |
| Edelweiss ELSS Tax Saver Fund Direct -Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Tata Banking and Financial Services Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Union Innovation & Opportunities Fund Direct - Growth | 0.00% | 0 | 0.00% | 0.00% |
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