Kingstone Companies, Inc. will release its financial results for the second quarter ended June 30, 2026, after the market closes on Thursday, August 6, 2026. The regional property and casualty insurance holding company scheduled the announcement to provide shareholders with an update on its business operations and financial performance.

Management will host a conference call to discuss the results on Friday, August 7, 2026, at 8:30 a.m. ET. Participants are encouraged to dial in approximately 10 minutes before the call begins using the provided toll-free or international numbers. A live webcast will be accessible via the Investor Relations section of the Company’s website, with a replay available for about 30 days following the event.

Conference Call Details

Kingstone writes business through retail and wholesale agents and brokers, offering tailored homeowners insurance solutions through its Select product suite. The company was the 11th largest writer of homeowners insurance in New York in 2025 and also operates in California on a non-admitted basis.

Kingstone Companies, Inc. (NASDAQ: KINS), a regional property and casualty insurance holding company, today announced that its catastrophe reinsurance program for the period July 1, 2026 through June 30, 2027 has been finalized. The placement was completed on favorable terms, featuring an expanded total loss limit of $500 million and a reduction in core program costs.

Key Program Highlights

The 2026/2027 catastrophe reinsurance program introduces several notable changes compared to the prior year. The following table summarizes the key parameters of the updated program:

Expanded Coverage and Structural Changes

The company raised its catastrophe reinsurance limit by $60 million to reach a total of $500 million, citing a significant increase in exposure experienced over the past year as the primary driver of this decision. The updated program also incorporates wildfire as a newly added peril, alongside the existing named storm and winter storm coverages. A key structural component of the program is the $125 million in multi-year protection sourced through a catastrophe bond issued by 1886 Re Ltd., which was placed in the prior year.

The program maintains low first-event retentions across all three covered peril categories:

• Wildfire: $3.5 million
• Named Storm: $5 million
• Winter Storm: $6 million

Cost Efficiency and Reinsurer Participation

Despite the increase in the limit purchased and the addition of wildfire coverage, the cost of core catastrophe excess of loss coverage decreased by more than 15% on a risk-adjusted basis. The total catastrophe program cost now stands at approximately 11% of projected direct premiums earned, compared to 13% for the previous treaty period. The program drew participation from over 34 reinsurers, with six new reinsurers joining the program for the first time.

Company Background

Kingstone Companies operates as a regional property and casualty insurance holding company. Its principal operating subsidiaries distribute products through retail and wholesale agents and brokers. The company delivers homeowners insurance solutions through its product suite, Select, and was the 11th largest writer of homeowners insurance in New York in 2025. Kingstone also writes homeowners coverage in California on a non-admitted basis.