| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 8,014 | 9,268 | 11,134 | 13,421 | 15,771 | 20,302 | 23,763 | 26,656 | 27,157 | 27,309 |
| Expenses | 26 | 38 | 49 | 66 | 113 | 123 | 134 | 133 | 154 | 168 |
| EBITDA | 7,988 | 9,230 | 11,085 | 13,355 | 15,658 | 20,179 | 23,629 | 26,523 | 27,003 | 27,141 |
| Operating Profit % | 100 % | 100 % | 100 % | 100 % | 99 % | 99 % | 99 % | 100 % | 99 % | 99 % |
| Depreciation | 0 | 0 | 0 | 1 | 4 | 14 | 14 | 9 | 5 | 5 |
| Interest | 5,874 | 6,638 | 8,183 | 10,163 | 11,237 | 14,075 | 17,447 | 20,102 | 20,495 | 20,465 |
| Profit Before Tax | 2,114 | 2,593 | 2,902 | 3,192 | 4,416 | 6,090 | 6,167 | 6,412 | 6,502 | 6,671 |
| Tax | 1,192 | 543 | 647 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Profit | 921 | 2,049 | 2,255 | 3,192 | 4,416 | 6,090 | 6,167 | 6,412 | 6,502 | 6,671 |
| EPS in ₹ | 1.41 | 3.14 | 3.43 | 3.40 | 3.66 | 4.66 | 4.72 | 4.91 | 4.98 | 5.10 |
IRFC
IRFC
124.78
-1.07
(-0.85%)
Market Cap
1,63,068.82 Cr
EPS
4.98
PE Ratio
24.68
Dividend Yield
1.27 %
Industry
Financial Services52 Week High
166.90
52 Week Low
108.04
PB Ratio
3.02
Debt to Equity
8.09
Sector
Financial Institution
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from1 analysts
Company News
View All News
IRFC Signs ₹16,489 Crore Loan Agreements for Thermal Power Projects in Haryana and Maharashtra
6 days ago
6 days agoIndian Railway Finance Corporation Ltd (IRFC) signed two loan agreements totaling ₹16,489 crore to finance supercritical thermal power projects. The first agreement with Haryana Power Generation Corporation Limited (HPGCL) provides up to ₹5,929 crore for an 800 MW supercritical thermal power project at Deenbandhu Chhotu Ram Thermal Power Plant in Yamunanagar. The second agreement with Maharashtra State Power Generation Company Limited (MAHAGENCO) offers up to ₹10,560 crore for a 2x660 MW supercritical expansion project at Koradi Thermal Power Station in Nagpur, adding 1,320 MW capacity. Both projects will strengthen power supply for households, industries, and agriculture in their respective states. The partnerships benefit Indian Railways through coal transportation contracts and freight revenues, with both utilities relying on railway services for coal logistics from eastern coalfields.
IRFC has joined a consortium for Talcher Fertilizers' coal gasification project, providing loan assistance of ₹4,000 crore as part of a sanctioned debt package. The total debt component for the project amounts to ₹12,250 crore, with IRFC participating alongside other lenders. Additionally, the company has sanctioned a ₹126.40 billion loan to CSPGCL.
IRFC Extends INR 3,388.51 Crore Funding Support to PVUNL for Coal Block Development8 days ago
Indian Railway Finance Corporation (IRFC) has provided loan assistance of INR 3,388.51 crore to Patratu Vidyut Utpadan Nigam Limited (PVUNL) for developing the Banhardih Coal Block in Latehar district, Jharkhand. PVUNL is a joint venture between NTPC Ltd. (74%) and Jharkhand Bijli Vitran Nigam Limited (26%), setting up a 4,000 MW coal-based thermal power project at Patratu in two phases. The Banhardih captive coal block has estimated reserves of around 956 million tonnes and has been allocated to PVUNL for use in this project. Coal from this block will be transported through the Indian Railways network. IRFC, established in 1986 as the financing arm of the Ministry of Railways and recently accorded Navratna status, maintains a zero-NPA portfolio and is expanding its role as a diversified infrastructure financier covering projects with railway linkages including power generation, mining, and logistics.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
124.78 | #1 1,63,068.82 | #4 24.68 | #3 27,156.50 | #6 1.88 | #3 6,502 | #5 10.71 | 49.14 | |
405.80 | 1,33,918.13 | #1 5.60 | #1 1,07,203.50 | 17.05 | #1 30,514 | 25.05 | 56.75 | |
377.35 | 99,364.71 | 5.93 | 56,434.00 | 18.63 | 15,884 | 29.06 | 50.69 | |
230.47 | 46,137.79 | 16.84 | 10,348.40 | 30.20 | 2,709 | 12.98 | 60.26 | |
150.86 | 42,380.06 | 27.71 | 6,755.70 | #1 36.06 | 1,698 | -35.65 | 53.98 | |
57.69 | 15,543.50 | 48.46 | 1,876.10 | 22.36 | 680 | #1 170.91 | 50.17 | |
75.65 | 3,502.42 | 39.98 | 254.30 | -1.62 | 85 | -8.80 | 73.20 | |
13.78 | 122.82 | - | 17.20 | -20.00 | -125 | 0.64 | 45.02 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
1.88 %
Net Income Growth
1.40 %
Cash Flow Change
3.99 %
ROE
-5.29 %
ROCE
1.04 %
EBITDA Margin (Avg.)
-0.07 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,28,750 | 1,61,468 | 2,06,604 | 2,75,504 | 3,80,482 | 4,49,980 | 4,90,359 | 4,85,082 | 4,88,835 |
| Fixed Assets | 12 | 11 | 11 | 11 | 45 | 38 | 19 | 22 | 18 |
| Current Assets | 1,26,560 | 1,56,205 | 2,00,684 | 2,69,058 | 3,73,454 | 4,43,107 | 4,84,393 | 4,80,058 | 4,83,604 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 4 |
| Investments | 15 | 14 | 13 | 12 | 12 | 10 | 14 | 54 | 38 |
| Other Assets | 1,28,724 | 1,61,443 | 2,06,580 | 2,75,481 | 3,80,425 | 4,49,932 | 4,90,326 | 4,85,003 | 4,88,776 |
| Total Liabilities | 1,28,750 | 1,61,468 | 2,06,604 | 2,75,504 | 3,80,482 | 4,49,980 | 4,90,359 | 4,85,082 | 4,88,835 |
| Current Liabilities | 10,325 | 18,089 | 28,128 | 32,191 | 41,820 | 20,544 | 26,744 | 23,865 | 24,034 |
| Non Current Liabilities | 1,06,265 | 1,23,008 | 1,53,447 | 2,13,013 | 3,02,748 | 3,88,440 | 4,18,935 | 4,12,038 | 4,12,133 |
| Total Equity | 12,160 | 20,372 | 25,029 | 30,300 | 35,913 | 40,996 | 44,680 | 49,179 | 52,668 |
| Reserve & Surplus | 5,634 | 13,845 | 15,648 | 18,419 | 22,845 | 27,928 | 31,612 | 36,110 | 39,599 |
| Share Capital | 6,527 | 6,527 | 9,381 | 11,881 | 13,069 | 13,069 | 13,069 | 13,069 | 13,069 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -232 | 1,206 | -1,204 | 0 | 3 | -2 | 296 | -151 | 60 | -140 | 5,658 |
| Investing Activities | 2 | 2 | 2 | 2 | 1 | 2 | 0 | -5 | 0 | -8 | -0 |
| Operating Activities | -1,292 | -16,378 | -19,455 | -28,076 | -41,748 | -62,701 | -89,907 | -64,412 | -28,584 | 7,914 | 8,230 |
| Financing Activities | 1,058 | 17,582 | 18,250 | 28,075 | 41,749 | 62,697 | 90,202 | 64,266 | 28,643 | -8,046 | -2,572 |
Share Holding
| % Holding | Jan 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 1.13 % | 1.15 % | 1.08 % | 1.11 % | 1.09 % | 1.01 % | 0.98 % | 0.93 % |
| DIIs | 3.10 % | 4.23 % | 3.75 % | 3.19 % | 3.21 % | 3.18 % | 3.26 % | 3.39 % | 2.96 % | 2.62 % | 2.03 % | 1.63 % | 1.16 % | 0.89 % | 1.07 % | 1.08 % | 1.24 % | 1.34 % | 1.46 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 6.18 % | 7.00 % | 7.92 % | 8.44 % | 8.46 % | 8.42 % | 8.44 % | 8.27 % | 8.69 % | 8.94 % | 9.52 % | 10.08 % | 10.55 % | 10.97 % | 10.80 % | 10.86 % | 10.78 % | 10.68 % | 10.59 % |
| Others | 4.35 % | 2.40 % | 1.97 % | 2.01 % | 1.97 % | 2.04 % | 1.94 % | 1.98 % | 1.98 % | 2.07 % | 2.09 % | 0.79 % | 0.78 % | 0.70 % | 0.65 % | 0.60 % | 0.61 % | 0.64 % | 0.65 % |
| No of Share Holders | 0 | 8 | 13,52,260 | 14,49,110 | 14,77,210 | 15,19,490 | 15,15,230 | 14,90,300 | 14,59,500 | 16,34,920 | 18,05,740 | 27,03,000 | 32,51,990 | 45,26,340 | 51,08,890 | 55,00,050 | 55,40,770 | 56,35,780 | 54,51,170 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.05 | 1.4 | 1.5 | 1.5 | 1.6 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.9 | 5.31 | 1.05 | 1.21 | 1.27 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 20 Feb 2021 |  Dividend | ₹ 1.05 /share | 17 Feb 2021 | 25.35 | 25.35 |
| 11 Nov 2021 | Dividend | ₹ 0.77 /share | 10 Nov 2021 | 24.20 | 24.80 |
| 16 Sept 2022 | Dividend | ₹ 0.63 /share | 15 Sept 2022 | 21.40 | 22.30 |
| 18 Nov 2022 | Dividend | ₹ 0.80 /share | 17 Nov 2022 | 25.10 | 27.90 |
| 15 Sept 2023 | Dividend | ₹ 0.70 /share | 15 Sept 2023 | 33.85 | 81.30 |
| 10 Nov 2023 | Dividend | ₹ 0.80 /share | 10 Nov 2023 | 72.95 | 74.60 |
| 22 Aug 2024 | Dividend | ₹ 0.70 /share | 22 Aug 2024 | 173.20 | 180.55 |
| 29 Aug 2024 |  Annual General Meeting | NA | 29 Aug 2024 | 195.20 | 180.96 |
| 04 Nov 2024 |  Quarterly Result Announcement | NA | 04 Nov 2024 | 144.70 | 158.11 |
| 12 Nov 2024 | Dividend | ₹ 0.80 /share | 12 Nov 2024 | 158.11 | 147.40 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 135.70 | 146.19 |
| 21 Mar 2025 | Dividend | ₹ 0.80 /share | 21 Mar 2025 | 117.70 | 128.45 |
| 28 Apr 2025 | Quarterly Result Announcement | NA | 28 Apr 2025 | 124.10 | 128.70 |
| 22 Jul 2025 | Quarterly Result Announcement | NA | 22 Jul 2025 | 135.35 | 134.40 |
| 30 Aug 2025 | Annual General Meeting | NA | 30 Aug 2025 | 126.89 | 118.11 |
Announcements
Announcement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release9 days ago
9 days agoClosure of Trading Window9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Newspaper PublicationSep 01, 2025
Sep 01, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 30, 2025
Aug 30, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 30, 2025
Aug 30, 2025Announcement Under Regulation 30-Fines Levied By Stock ExchangesAug 30, 2025
Aug 30, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 21, 2025
Aug 21, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 19, 2025
Aug 19, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 11, 2025
Aug 11, 2025Intimation Of Non-Deal RoadshowAug 11, 2025
Aug 11, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 07, 2025
Aug 07, 2025Business Responsibility and Sustainability Reporting (BRSR)Aug 06, 2025
Aug 06, 2025Reg. 34 (1) Annual Report.Aug 06, 2025
Aug 06, 2025Notice Of 38Th Annual General MeetingAug 06, 2025
Aug 06, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 04, 2025
Aug 04, 2025Disclosure Under Regulation 30 SEBI LODR 2015Jul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Jul 22, 2025Unaudited Financial Results For The Quarter Ended 30Th June 2025Jul 22, 2025
Jul 22, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On Tuesday 22Nd July 2025Jul 22, 2025
Jul 22, 2025Board Comments On Fine Levied By The ExchangesJul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 16, 2025
Jul 16, 2025Board Meeting Intimation for Intimation Of Board MeetingJul 14, 2025
Jul 14, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Jul 10, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Jul 10, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Appointment Of Secretarial AuditorJun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 25, 2025
Jun 25, 2025Board Meeting Outcome for Outcome Of Meeting Of Board Of Directors Held On 25Th June 2025Jun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 06, 2025
Jun 06, 2025Disclosure Of Event Or Information Under Regulation 30 Of SEBI (LODR) Regulations 2015- Fines Levied By Stock ExchangesMay 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 16, 2025
May 16, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 05, 2025
May 05, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateMay 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 30, 2025
Apr 30, 2025Announcement Under Regulation-30 (Appointment Of HIA)Apr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 28, 2025
Apr 28, 2025Announcement under Regulation 30 (LODR)-Raising of FundsApr 28, 2025
Apr 28, 2025Board Meeting Outcome for Outcome Of Meeting Of Board Of Directors Held On Monday 28Th April 2025Apr 28, 2025
Apr 28, 2025Disclosure Under Regulation 30 & 51 Of SEBI (LODR) Regulations 2015 -IRFC Emerged As L1 Bidder For Rs 5000 Crore Rupee Term Loan To NTPCApr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 22, 2025
Apr 22, 2025Board Meeting Intimation for Rescheduling Of Board MeetingApr 21, 2025
Apr 21, 2025Technical Indicators
RSI(14)
Neutral 50.03
ATR(14)
Less Volatile 2.55
STOCH(9,6)
Neutral 25.57
STOCH RSI(14)
Neutral 43.92
MACD(12,26)
Bearish -0.12
ADX(14)
Weak Trend 18.38
UO(9)
Bearish 37.48
ROC(12)
Downtrend And Accelerating -2.41
WillR(14)
Neutral -53.82
Mutual Fund Holdings
ICICI Prudential Equity Arbitrage Direct-Growth 
Edelweiss Arbitrage Fund Direct-Growth 
Aditya Birla Sun Life Arbitrage Fund Direct-Growth 
Kotak Arbitrage Fund Direct-Growth 
UTI Nifty Next 50 Index Fund Direct - Growth 
WhiteOak Capital Arbitrage Fund Direct-Growth 
JioBlackRock Nifty Next 50 Index Fund Direct-Growth 
Groww Nifty India Railways PSU Index Fund Direct-Growth 
HDFC NIFTY Next 50 Index Fund Direct - Growth 
Navi Nifty Next 50 Index Fund Direct - Growth 
SBI Nifty Next 50 Index Fund Direct - Growth 
DSP Nifty Next 50 Index Fund Direct - Growth 
Axis Nifty Next 50 Index Fund Direct-Growth 
Motilal Oswal Nifty Next 50 Index Fund Direct - Growth 
Zerodha Nifty Large Midcap 250 Index Fund Direct - Growth 
Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth 
HSBC Nifty Next 50 Index Fund Direct - Growth About IRFC
Indian Railway Finance Corporation Limited (IRFC) is a Schedule A Public Sector Enterprise under the Ministry of Railways, Government of India. Established in 1986, IRFC's primary function is to borrow funds from financial markets to finance the acquisition and creation of assets for Indian Railways. The company leases rolling stock assets, railway infrastructure assets, and provides financing for national projects. IRFC operates on a financial leasing model, typically with 30-year lease periods for rolling stock assets. As of March 31, 2023, 86.36% of IRFC's equity was held by the President of India through the Ministry of Railways, with the remaining 13.64% held by the public. In the fiscal year 2020-21, IRFC's disbursement constituted 67.43% of the total capital outlay for Indian Railways.
Listing Date
29 Jan, 2021(4 Years,
-23 days)
Website
Chairperson NameManoj Kumar Dubey
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