| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 8,014 | 9,268 | 11,134 | 13,421 | 15,771 | 20,302 | 23,763 | 26,656 | 27,157 | 26,780 |
| Expenses | 26 | 38 | 49 | 66 | 113 | 123 | 134 | 133 | 154 | 180 |
| EBITDA | 7,988 | 9,230 | 11,085 | 13,355 | 15,658 | 20,179 | 23,629 | 26,523 | 27,003 | 26,601 |
| Operating Profit % | 100 % | 100 % | 100 % | 100 % | 99 % | 99 % | 99 % | 100 % | 99 % | 99 % |
| Depreciation | 0 | 0 | 0 | 1 | 4 | 14 | 14 | 9 | 5 | 5 |
| Interest | 5,874 | 6,638 | 8,183 | 10,163 | 11,237 | 14,075 | 17,447 | 20,102 | 20,495 | 19,760 |
| Profit Before Tax | 2,114 | 2,593 | 2,902 | 3,192 | 4,416 | 6,090 | 6,167 | 6,412 | 6,502 | 6,835 |
| Tax | 1,192 | 543 | 647 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Profit | 921 | 2,049 | 2,255 | 3,192 | 4,416 | 6,090 | 6,167 | 6,412 | 6,502 | 6,835 |
| EPS in ₹ | 1.41 | 3.14 | 3.43 | 3.40 | 3.66 | 4.66 | 4.72 | 4.91 | 4.98 | 5.20 |
IRFC
IRFC
124.72
-0.16
(-0.13%)
Company has added their latest Financial Results1 day ago
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Key Fundamentals
Market Cap
1,62,990.41 Cr
EPS
4.98
PE Ratio
23.86
Dividend Yield
1.28 %
Industry
Financial Services 52 Week High
166.90
52 Week Low
108.04
PB Ratio
2.90
Debt to Equity
8.09
Sector
Financial Institution Analyst Rating and Forecast
- By Refinitiv from1 analysts
Actual
Company News
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IRFC Reports Record PAT Growth of 10.45% in H1 FY26, Declares Highest-Ever Interim Dividend
1 day ago
1 day agoIndian Railway Finance Corporation (IRFC) reported strong financial results for the quarter and half-year ended September 30, 2025. The company achieved Profit After Tax of INR 3,522.67 crores for the half-year, marking a 10.45% growth compared to INR 3,189.47 crores in the previous year. Quarterly PAT stood at INR 1,776.98 crores versus INR 1,612.65 crores in Q2 FY2024-25, representing 10.19% growth. Total income reached INR 6,371.91 crores for the quarter and INR 13,290.15 crores for the half-year. The company's Assets Under Management increased to INR 4.62 lakh crores despite no new business from Indian Railways. Net Worth reached a record INR 56,193.85 crores with EPS of INR 5.39 per share. IRFC sanctioned new business agreements worth INR 45,382 crores during the half-year across railway-linked sectors including power generation, renewable energy, and industrial infrastructure - a ninefold increase from INR 5,250 crores in the previous financial year. Net Interest Margins improved to 1.55% annualized. The Board declared an interim dividend of INR 1.05 per equity share with October 24, 2025 as the record date.
Indian Railway Finance Corporation (IRFC) has announced it will review its Q2 results on October 15. The company has set this date for examining its quarterly financial performance.
IRFC Signs ₹16,489 Crore Loan Agreements for Thermal Power Projects in Haryana and MaharashtraSep 29, 2025
Sep 29, 2025Indian Railway Finance Corporation Ltd (IRFC) signed two loan agreements totaling ₹16,489 crore to finance supercritical thermal power projects. The first agreement with Haryana Power Generation Corporation Limited (HPGCL) provides up to ₹5,929 crore for an 800 MW supercritical thermal power project at Deenbandhu Chhotu Ram Thermal Power Plant in Yamunanagar. The second agreement with Maharashtra State Power Generation Company Limited (MAHAGENCO) offers up to ₹10,560 crore for a 2x660 MW supercritical expansion project at Koradi Thermal Power Station in Nagpur, adding 1,320 MW capacity. Both projects will strengthen power supply for households, industries, and agriculture in their respective states. The partnerships benefit Indian Railways through coal transportation contracts and freight revenues, with both utilities relying on railway services for coal logistics from eastern coalfields.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
124.72 | #1 1,62,990.41 | #4 23.86 | #3 27,156.50 | #6 1.88 | #3 6,502 | #6 10.19 | 47.21 | |
401.55 | 1,32,515.59 | #1 5.49 | #1 1,07,203.50 | 17.05 | #1 30,514 | 25.05 | 47.66 | |
377.50 | 99,404.21 | 5.86 | 56,434.00 | 18.63 | 15,884 | 29.06 | 52.40 | |
227.99 | 45,641.32 | 16.48 | 10,348.40 | 30.20 | 2,709 | 12.98 | 52.08 | |
153.13 | 43,017.76 | 25.27 | 0.00 | #1 36.06 | 0 | 41.65 | 53.53 | |
55.52 | 14,958.83 | 46.28 | 2,064.20 | 22.36 | 349 | #1 170.91 | 47.93 | |
73.92 | 3,422.33 | 40.21 | 254.30 | -1.62 | 85 | -8.80 | 62.20 | |
12.97 | 115.54 | - | 17.20 | -20.00 | -125 | 0.64 | 32.20 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
1.88 %
Net Income Growth
1.40 %
Cash Flow Change
3.99 %
ROE
-5.29 %
ROCE
1.04 %
EBITDA Margin (Avg.)
-0.07 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,28,750 | 1,61,468 | 2,06,604 | 2,75,504 | 3,80,482 | 4,49,980 | 4,90,359 | 4,85,082 | 4,88,835 |
| Fixed Assets | 12 | 11 | 11 | 11 | 45 | 38 | 19 | 22 | 18 |
| Current Assets | 1,26,560 | 1,56,205 | 2,00,684 | 2,69,058 | 3,73,454 | 4,43,107 | 4,84,393 | 4,80,058 | 4,83,604 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 4 |
| Investments | 15 | 14 | 13 | 12 | 12 | 10 | 14 | 54 | 38 |
| Other Assets | 1,28,724 | 1,61,443 | 2,06,580 | 2,75,481 | 3,80,425 | 4,49,932 | 4,90,326 | 4,85,003 | 4,88,776 |
| Total Liabilities | 1,28,750 | 1,61,468 | 2,06,604 | 2,75,504 | 3,80,482 | 4,49,980 | 4,90,359 | 4,85,082 | 4,88,835 |
| Current Liabilities | 10,325 | 18,089 | 28,128 | 32,191 | 41,820 | 20,544 | 26,744 | 23,865 | 24,034 |
| Non Current Liabilities | 1,06,265 | 1,23,008 | 1,53,447 | 2,13,013 | 3,02,748 | 3,88,440 | 4,18,935 | 4,12,038 | 4,12,133 |
| Total Equity | 12,160 | 20,372 | 25,029 | 30,300 | 35,913 | 40,996 | 44,680 | 49,179 | 52,668 |
| Reserve & Surplus | 5,634 | 13,845 | 15,648 | 18,419 | 22,845 | 27,928 | 31,612 | 36,110 | 39,599 |
| Share Capital | 6,527 | 6,527 | 9,381 | 11,881 | 13,069 | 13,069 | 13,069 | 13,069 | 13,069 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -232 | 1,206 | -1,204 | 0 | 3 | -2 | 296 | -151 | 60 | -140 | 5,658 |
| Investing Activities | 2 | 2 | 2 | 2 | 1 | 2 | 0 | -5 | 0 | -8 | -0 |
| Operating Activities | -1,292 | -16,378 | -19,455 | -28,076 | -41,748 | -62,701 | -89,907 | -64,412 | -28,584 | 7,914 | 8,230 |
| Financing Activities | 1,058 | 17,582 | 18,250 | 28,075 | 41,749 | 62,697 | 90,202 | 64,266 | 28,643 | -8,046 | -2,572 |
Share Holding
| % Holding | Jan 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % | 86.36 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 1.13 % | 1.15 % | 1.08 % | 1.11 % | 1.09 % | 1.01 % | 0.98 % | 0.93 % |
| DIIs | 3.10 % | 4.23 % | 3.75 % | 3.19 % | 3.21 % | 3.18 % | 3.26 % | 3.39 % | 2.96 % | 2.62 % | 2.03 % | 1.63 % | 1.16 % | 0.89 % | 1.07 % | 1.08 % | 1.24 % | 1.34 % | 1.46 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 6.18 % | 7.00 % | 7.92 % | 8.44 % | 8.46 % | 8.42 % | 8.44 % | 8.27 % | 8.69 % | 8.94 % | 9.52 % | 10.08 % | 10.55 % | 10.97 % | 10.80 % | 10.86 % | 10.78 % | 10.68 % | 10.59 % |
| Others | 4.35 % | 2.40 % | 1.97 % | 2.01 % | 1.97 % | 2.04 % | 1.94 % | 1.98 % | 1.98 % | 2.07 % | 2.09 % | 0.79 % | 0.78 % | 0.70 % | 0.65 % | 0.60 % | 0.61 % | 0.64 % | 0.65 % |
| No of Share Holders | 0 | 8 | 13,52,260 | 14,49,110 | 14,77,210 | 15,19,490 | 15,15,230 | 14,90,300 | 14,59,500 | 16,34,920 | 18,05,740 | 27,03,000 | 32,51,990 | 45,26,340 | 51,08,890 | 55,00,050 | 55,40,770 | 56,35,780 | 54,51,170 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.05 | 1.4 | 1.5 | 1.5 | 1.6 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.9 | 5.31 | 1.05 | 1.21 | 1.28 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 24 Oct 2025 |  Dividend | ₹ 1.05 /share | 24 Oct 2025 | 124.50 | 124.88 |
| 20 Feb 2021 | Dividend | ₹ 1.05 /share | 17 Feb 2021 | 25.35 | 25.35 |
| 11 Nov 2021 | Dividend | ₹ 0.77 /share | 10 Nov 2021 | 24.20 | 24.80 |
| 16 Sept 2022 | Dividend | ₹ 0.63 /share | 15 Sept 2022 | 21.40 | 22.30 |
| 18 Nov 2022 | Dividend | ₹ 0.80 /share | 17 Nov 2022 | 25.10 | 27.90 |
| 15 Sept 2023 | Dividend | ₹ 0.70 /share | 15 Sept 2023 | 33.85 | 81.30 |
| 10 Nov 2023 | Dividend | ₹ 0.80 /share | 10 Nov 2023 | 72.95 | 74.60 |
| 22 Aug 2024 | Dividend | ₹ 0.70 /share | 22 Aug 2024 | 173.20 | 180.55 |
| 29 Aug 2024 |  Annual General Meeting | NA | 29 Aug 2024 | 195.20 | 180.96 |
| 04 Nov 2024 |  Quarterly Result Announcement | NA | 04 Nov 2024 | 144.70 | 158.11 |
| 12 Nov 2024 | Dividend | ₹ 0.80 /share | 12 Nov 2024 | 158.11 | 147.40 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 135.70 | 146.19 |
| 21 Mar 2025 | Dividend | ₹ 0.80 /share | 21 Mar 2025 | 117.70 | 128.45 |
| 28 Apr 2025 | Quarterly Result Announcement | NA | 28 Apr 2025 | 124.10 | 128.70 |
| 22 Jul 2025 | Quarterly Result Announcement | NA | 22 Jul 2025 | 135.35 | 134.40 |
| 30 Aug 2025 | Annual General Meeting | NA | 30 Aug 2025 | 126.89 | 118.11 |
| 15 Oct 2025 | Quarterly Result Announcement | NA | 15 Oct 2025 | 125.20 | 124.50 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome12 hours ago
12 hours agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication16 hours ago
16 hours agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release1 day ago
1 day agoResult- Unaudited Financial Results For The Quarter And Half Year Ended 30Th September 20251 day ago
1 day agoCorporate Action-Board approves Dividend1 day ago
1 day agoBoard Meeting Outcome for Outcome Of Meeting Of Board Of Directors Held On Wednesday 15Th October 20251 day ago
1 day agoCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20187 days ago
7 days agoBoard Comments On Fine Levied By The Exchanges7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
8 days agoCorporate Action-Board to consider Dividend9 days ago
9 days agoBoard Meeting Intimation for Intimation Of Board Meeting Scheduled To Be Held On Wednesday 15Th October 20259 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 29, 2025
Sep 29, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 29, 2025
Sep 29, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 27, 2025
Sep 27, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 26, 2025
Sep 26, 2025Closure of Trading WindowSep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 01, 2025
Sep 01, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 30, 2025
Aug 30, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 30, 2025
Aug 30, 2025Announcement Under Regulation 30-Fines Levied By Stock ExchangesAug 30, 2025
Aug 30, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 21, 2025
Aug 21, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 19, 2025
Aug 19, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 11, 2025
Aug 11, 2025Intimation Of Non-Deal RoadshowAug 11, 2025
Aug 11, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 07, 2025
Aug 07, 2025Business Responsibility and Sustainability Reporting (BRSR)Aug 06, 2025
Aug 06, 2025Reg. 34 (1) Annual Report.Aug 06, 2025
Aug 06, 2025Notice Of 38Th Annual General MeetingAug 06, 2025
Aug 06, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 04, 2025
Aug 04, 2025Disclosure Under Regulation 30 SEBI LODR 2015Jul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Jul 22, 2025Unaudited Financial Results For The Quarter Ended 30Th June 2025Jul 22, 2025
Jul 22, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On Tuesday 22Nd July 2025Jul 22, 2025
Jul 22, 2025Board Comments On Fine Levied By The ExchangesJul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 16, 2025
Jul 16, 2025Board Meeting Intimation for Intimation Of Board MeetingJul 14, 2025
Jul 14, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Jul 10, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Jul 10, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Appointment Of Secretarial AuditorJun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 25, 2025
Jun 25, 2025Board Meeting Outcome for Outcome Of Meeting Of Board Of Directors Held On 25Th June 2025Jun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 06, 2025
Jun 06, 2025Disclosure Of Event Or Information Under Regulation 30 Of SEBI (LODR) Regulations 2015- Fines Levied By Stock ExchangesMay 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 16, 2025
May 16, 2025Mutual Fund Holdings
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RSI(14)
Neutral 47.69
ATR(14)
Volatile 2.57
STOCH(9,6)
Neutral 48.59
STOCH RSI(14)
Neutral 65.41
MACD(12,26)
Bearish -0.02
ADX(14)
Weak Trend 13.62
UO(9)
Bearish 39.83
ROC(12)
Uptrend And Accelerating 2.44
WillR(14)
Neutral -52.23
About IRFC
Indian Railway Finance Corporation Limited (IRFC) is a Schedule A Public Sector Enterprise under the Ministry of Railways, Government of India. Established in 1986, IRFC's primary function is to borrow funds from financial markets to finance the acquisition and creation of assets for Indian Railways. The company leases rolling stock assets, railway infrastructure assets, and provides financing for national projects. IRFC operates on a financial leasing model, typically with 30-year lease periods for rolling stock assets. As of March 31, 2023, 86.36% of IRFC's equity was held by the President of India through the Ministry of Railways, with the remaining 13.64% held by the public. In the fiscal year 2020-21, IRFC's disbursement constituted 67.43% of the total capital outlay for Indian Railways.
Listing Date
29 Jan, 2021(4 Years,
-12 days)
Website
Chairperson NameManoj Kumar Dubey
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