IRFC

IRFC

124.72
-0.16
(-0.13%)
hide
Key Fundamentals
Add Ratio
Market Cap
1,62,990.41 Cr
EPS
4.98
PE Ratio
23.86
Dividend Yield
1.28 %
52 Week High
166.90
52 Week Low
108.04
PB Ratio
2.90
Debt to Equity
8.09
Analyst Rating and Forecast
- By Refinitiv from1 analysts
SELL
Analysts have suggested that investors can sell this stock
Buy
Buy0.0 %
0.0 %
Hold
Hold0.0 %
0.0 %
Sell
Sell+100.00 %
+100.00 %
Forecast For
Actual

Company News

View All News
Caret
positive
Indian Railway Finance Corporation (IRFC) reported strong financial results for the quarter and half-year ended September 30, 2025. The company achieved Profit After Tax of INR 3,522.67 crores for the half-year, marking a 10.45% growth compared to INR 3,189.47 crores in the previous year. Quarterly PAT stood at INR 1,776.98 crores versus INR 1,612.65 crores in Q2 FY2024-25, representing 10.19% growth. Total income reached INR 6,371.91 crores for the quarter and INR 13,290.15 crores for the half-year. The company's Assets Under Management increased to INR 4.62 lakh crores despite no new business from Indian Railways. Net Worth reached a record INR 56,193.85 crores with EPS of INR 5.39 per share. IRFC sanctioned new business agreements worth INR 45,382 crores during the half-year across railway-linked sectors including power generation, renewable energy, and industrial infrastructure - a ninefold increase from INR 5,250 crores in the previous financial year. Net Interest Margins improved to 1.55% annualized. The Board declared an interim dividend of INR 1.05 per equity share with October 24, 2025 as the record date.
neutral
Indian Railway Finance Corporation (IRFC) has announced it will review its Q2 results on October 15. The company has set this date for examining its quarterly financial performance.
positive
Indian Railway Finance Corporation Ltd (IRFC) signed two loan agreements totaling ₹16,489 crore to finance supercritical thermal power projects. The first agreement with Haryana Power Generation Corporation Limited (HPGCL) provides up to ₹5,929 crore for an 800 MW supercritical thermal power project at Deenbandhu Chhotu Ram Thermal Power Plant in Yamunanagar. The second agreement with Maharashtra State Power Generation Company Limited (MAHAGENCO) offers up to ₹10,560 crore for a 2x660 MW supercritical expansion project at Koradi Thermal Power Station in Nagpur, adding 1,320 MW capacity. Both projects will strengthen power supply for households, industries, and agriculture in their respective states. The partnerships benefit Indian Railways through coal transportation contracts and freight revenues, with both utilities relying on railway services for coal logistics from eastern coalfields.
View more
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
124.72
#1 1,62,990.41
#4 23.86
#3 27,156.50
#6 1.88
#3 6,502
#6 10.19
47.21
401.55
1,32,515.59
#1 5.49
#1 1,07,203.50
17.05
#1 30,514
25.05
47.66
377.50
99,404.21
5.86
56,434.00
18.63
15,884
29.06
52.40
227.99
45,641.32
16.48
10,348.40
30.20
2,709
12.98
52.08
153.13
43,017.76
25.27
0.00
#1 36.06
0
41.65
53.53
55.52
14,958.83
46.28
2,064.20
22.36
349
#1 170.91
47.93
73.92
3,422.33
40.21
254.30
-1.62
85
-8.80
62.20
12.97
115.54
-
17.20
-20.00
-125
0.64
32.20

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
1.88 %
Net Income Growth
1.40 %
Cash Flow Change
3.99 %
ROE
-5.29 %
ROCE
1.04 %
EBITDA Margin (Avg.)
-0.07 %

Yearly Financial Results

Annual Financials
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
8,014
9,268
11,134
13,421
15,771
20,302
23,763
26,656
27,157
26,780
Expenses
26
38
49
66
113
123
134
133
154
180
EBITDA
7,988
9,230
11,085
13,355
15,658
20,179
23,629
26,523
27,003
26,601
Operating Profit %
100 %
100 %
100 %
100 %
99 %
99 %
99 %
100 %
99 %
99 %
Depreciation
0
0
0
1
4
14
14
9
5
5
Interest
5,874
6,638
8,183
10,163
11,237
14,075
17,447
20,102
20,495
19,760
Profit Before Tax
2,114
2,593
2,902
3,192
4,416
6,090
6,167
6,412
6,502
6,835
Tax
1,192
543
647
0
0
0
0
0
0
0
Net Profit
921
2,049
2,255
3,192
4,416
6,090
6,167
6,412
6,502
6,835
EPS in ₹
1.41
3.14
3.43
3.40
3.66
4.66
4.72
4.91
4.98
5.20

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
1,28,750
1,61,468
2,06,604
2,75,504
3,80,482
4,49,980
4,90,359
4,85,082
4,88,835
Fixed Assets
12
11
11
11
45
38
19
22
18
Current Assets
1,26,560
1,56,205
2,00,684
2,69,058
3,73,454
4,43,107
4,84,393
4,80,058
4,83,604
Capital Work in Progress
0
0
0
0
0
0
0
4
4
Investments
15
14
13
12
12
10
14
54
38
Other Assets
1,28,724
1,61,443
2,06,580
2,75,481
3,80,425
4,49,932
4,90,326
4,85,003
4,88,776
Total Liabilities
1,28,750
1,61,468
2,06,604
2,75,504
3,80,482
4,49,980
4,90,359
4,85,082
4,88,835
Current Liabilities
10,325
18,089
28,128
32,191
41,820
20,544
26,744
23,865
24,034
Non Current Liabilities
1,06,265
1,23,008
1,53,447
2,13,013
3,02,748
3,88,440
4,18,935
4,12,038
4,12,133
Total Equity
12,160
20,372
25,029
30,300
35,913
40,996
44,680
49,179
52,668
Reserve & Surplus
5,634
13,845
15,648
18,419
22,845
27,928
31,612
36,110
39,599
Share Capital
6,527
6,527
9,381
11,881
13,069
13,069
13,069
13,069
13,069

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-232
1,206
-1,204
0
3
-2
296
-151
60
-140
5,658
Investing Activities
2
2
2
2
1
2
0
-5
0
-8
-0
Operating Activities
-1,292
-16,378
-19,455
-28,076
-41,748
-62,701
-89,907
-64,412
-28,584
7,914
8,230
Financing Activities
1,058
17,582
18,250
28,075
41,749
62,697
90,202
64,266
28,643
-8,046
-2,572

Share Holding

% Holding
Jan 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
86.36 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
1.13 %
1.15 %
1.08 %
1.11 %
1.09 %
1.01 %
0.98 %
0.93 %
DIIs
3.10 %
4.23 %
3.75 %
3.19 %
3.21 %
3.18 %
3.26 %
3.39 %
2.96 %
2.62 %
2.03 %
1.63 %
1.16 %
0.89 %
1.07 %
1.08 %
1.24 %
1.34 %
1.46 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
6.18 %
7.00 %
7.92 %
8.44 %
8.46 %
8.42 %
8.44 %
8.27 %
8.69 %
8.94 %
9.52 %
10.08 %
10.55 %
10.97 %
10.80 %
10.86 %
10.78 %
10.68 %
10.59 %
Others
4.35 %
2.40 %
1.97 %
2.01 %
1.97 %
2.04 %
1.94 %
1.98 %
1.98 %
2.07 %
2.09 %
0.79 %
0.78 %
0.70 %
0.65 %
0.60 %
0.61 %
0.64 %
0.65 %
No of Share Holders
0
8
13,52,260
14,49,110
14,77,210
15,19,490
15,15,230
14,90,300
14,59,500
16,34,920
18,05,740
27,03,000
32,51,990
45,26,340
51,08,890
55,00,050
55,40,770
56,35,780
54,51,170

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 1.05 1.4 1.5 1.5 1.6
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 4.9 5.31 1.05 1.21 1.28

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
24 Oct 2025 DIVIDEND Dividend
₹ 1.05 /share
24 Oct 2025 124.50 124.88
20 Feb 2021 DIVIDEND Dividend
₹ 1.05 /share
17 Feb 2021 25.35 25.35
11 Nov 2021 DIVIDEND Dividend
₹ 0.77 /share
10 Nov 2021 24.20 24.80
16 Sept 2022 DIVIDEND Dividend
₹ 0.63 /share
15 Sept 2022 21.40 22.30
18 Nov 2022 DIVIDEND Dividend
₹ 0.80 /share
17 Nov 2022 25.10 27.90
15 Sept 2023 DIVIDEND Dividend
₹ 0.70 /share
15 Sept 2023 33.85 81.30
10 Nov 2023 DIVIDEND Dividend
₹ 0.80 /share
10 Nov 2023 72.95 74.60
22 Aug 2024 DIVIDEND Dividend
₹ 0.70 /share
22 Aug 2024 173.20 180.55
29 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Aug 2024 195.20 180.96
04 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
04 Nov 2024 144.70 158.11
12 Nov 2024 DIVIDEND Dividend
₹ 0.80 /share
12 Nov 2024 158.11 147.40
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 135.70 146.19
21 Mar 2025 DIVIDEND Dividend
₹ 0.80 /share
21 Mar 2025 117.70 128.45
28 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Apr 2025 124.10 128.70
22 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Jul 2025 135.35 134.40
30 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
30 Aug 2025 126.89 118.11
15 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 Oct 2025 125.20 124.50

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome12 hours ago
Announcement under Regulation 30 (LODR)-Newspaper Publication16 hours ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release1 day ago
Result- Unaudited Financial Results For The Quarter And Half Year Ended 30Th September 20251 day ago
Corporate Action-Board approves Dividend1 day ago
Board Meeting Outcome for Outcome Of Meeting Of Board Of Directors Held On Wednesday 15Th October 20251 day ago
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20187 days ago
Board Comments On Fine Levied By The Exchanges7 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
Corporate Action-Board to consider Dividend9 days ago
Board Meeting Intimation for Intimation Of Board Meeting Scheduled To Be Held On Wednesday 15Th October 20259 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 29, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 29, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 27, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 26, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 26, 2025
Closure of Trading WindowSep 26, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 01, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 30, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 30, 2025
Announcement Under Regulation 30-Fines Levied By Stock ExchangesAug 30, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 21, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 19, 2025
Announcement under Regulation 30 (LODR)-Credit RatingAug 14, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 11, 2025
Intimation Of Non-Deal RoadshowAug 11, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 07, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 06, 2025
Reg. 34 (1) Annual Report.Aug 06, 2025
Notice Of 38Th Annual General MeetingAug 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 04, 2025
Disclosure Under Regulation 30 SEBI LODR 2015Jul 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 23, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 23, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Unaudited Financial Results For The Quarter Ended 30Th June 2025Jul 22, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On Tuesday 22Nd July 2025Jul 22, 2025
Board Comments On Fine Levied By The ExchangesJul 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 16, 2025
Board Meeting Intimation for Intimation Of Board MeetingJul 14, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Closure of Trading WindowJun 26, 2025
Appointment Of Secretarial AuditorJun 25, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 25, 2025
Board Meeting Outcome for Outcome Of Meeting Of Board Of Directors Held On 25Th June 2025Jun 25, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 06, 2025
Disclosure Of Event Or Information Under Regulation 30 Of SEBI (LODR) Regulations 2015- Fines Levied By Stock ExchangesMay 30, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 16, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Invesco India Arbitrage Fund Direct-Growth
0.14%
3132250
0.14%
0.14%
Tata Arbitrage Fund Direct - Growth
0.07%
1075250
0.07%
0.07%
Kotak Arbitrage Fund Direct-Growth
0.02%
943500
0.01%
0.01%
UTI Arbitrage Fund Direct-Growth
0.08%
620500
0.08%
0.08%
ICICI Prudential Nifty Next 50 Index Direct-Growth
0.97%
266310
0.05%
-0.02%
Aditya Birla Sun Life Arbitrage Fund Direct-Growth
0.01%
225250
0.01%
0.01%
UTI Nifty Next 50 Index Fund Direct - Growth
0.97%
204981
0.04%
-0.01%
Bandhan Arbitrage Fund Direct-Growth
0.02%
110500
0.02%
0.02%
DSP Arbitrage Fund Direct - Growth
0.02%
97750
0.02%
0.02%
WhiteOak Capital Arbitrage Fund Direct-Growth
0.28%
76500
0.13%
0.28%
DSP Nifty Next 50 Index Fund Direct - Growth
0.97%
76087
0.04%
-0.02%
HDFC NIFTY Next 50 Index Fund Direct - Growth
0.97%
71487
0.04%
-0.02%
SBI Nifty Next 50 Index Fund Direct - Growth
0.97%
71350
0.04%
-0.02%
Groww Nifty India Railways PSU Index Fund Direct-Growth
18.96%
70776
0.44%
0.29%
Edelweiss Arbitrage Fund Direct-Growth
0.00%
59500
0.00%
-0.03%
HDFC NIFTY 100 Equal Weight Index Fund Direct - Growth
1.01%
50067
0.15%
0.08%
Kotak Nifty Next 50 Index Fund Direct - Growth
0.97%
45122
0.04%
-0.02%
Unifi Dynamic Asset Allocation Fund Direct - Growth
0.06%
42500
0.06%
0.06%
Navi Nifty Next 50 Index Fund Direct - Growth
0.97%
33046
0.04%
-0.02%
Edelweiss Multi Asset Allocation Fund Direct - Growth
0.02%
29750
0.02%
0.02%
Nippon India Arbitrage Fund Direct-Growth
0.00%
21250
0.00%
0.00%
JioBlackRock Nifty Next 50 Index Fund Direct-Growth
0.98%
17110
0.06%
0.98%
Axis Arbitrage Fund Direct-Growth
0.00%
17000
0.00%
0.00%
Motilal Oswal Nifty Next 50 Index Fund Direct - Growth
0.97%
15421
0.05%
-0.01%
Axis Nifty Next 50 Index Fund Direct-Growth
0.97%
12422
0.04%
-0.01%

Technical Indicators

RSI(14)
Neutral
47.69
ATR(14)
Volatile
2.57
STOCH(9,6)
Neutral
48.59
STOCH RSI(14)
Neutral
65.41
MACD(12,26)
Bearish
-0.02
ADX(14)
Weak Trend
13.62
UO(9)
Bearish
39.83
ROC(12)
Uptrend And Accelerating
2.44
WillR(14)
Neutral
-52.23

About IRFC

Indian Railway Finance Corporation Limited (IRFC) is a Schedule A Public Sector Enterprise under the Ministry of Railways, Government of India. Established in 1986, IRFC's primary function is to borrow funds from financial markets to finance the acquisition and creation of assets for Indian Railways. The company leases rolling stock assets, railway infrastructure assets, and provides financing for national projects. IRFC operates on a financial leasing model, typically with 30-year lease periods for rolling stock assets. As of March 31, 2023, 86.36% of IRFC's equity was held by the President of India through the Ministry of Railways, with the remaining 13.64% held by the public. In the fiscal year 2020-21, IRFC's disbursement constituted 67.43% of the total capital outlay for Indian Railways.
Listing Date
29 Jan, 2021(4 Years, -12 days)
Chairperson NameManoj Kumar Dubey