Lakshmi Finance & Industrial Corp
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Lakshmi Finance & Industrial Corp

125.50
-0.42
(-0.33%)
Market Cap
37.60 Cr
PE Ratio
31.06
Volume
2,247.00
Day High - Low
133.50 - 125.00
52W High-Low
250.50 - 112.99
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Key Fundamentals
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Market Cap
37.60 Cr
EPS
11.93
PE Ratio
31.06
PB Ratio
0.62
Book Value
201.53
EBITDA
2.70
Dividend Yield
2.39 %
Return on Equity
6.08
Debt to Equity
0.00
Forecast For
Actual

Company News

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neutral
LIC stock surged approximately 4% to trade around the 920 level, driven by robust quarterly numbers and positive management outlook. Anshul Saigal from Saigal Capital attributes the momentum to a combination of strong commentary, good results, and limited ownership over the past two to three years, creating room for new investors. The insurance sector overall has delivered strong numbers with positive guidance. Market conditions are becoming narrow as investors seek defensive stocks with limited downside and earnings growth certainty. Companies posting strong first quarter earnings without clear sustainability guidance are being penalized with 5-6% declines. In the travel and tourism sector, Saigal notes extremely strong performance after years of consolidation, with hotel rates only recently returning to 2008 levels after 15 years. However, he remains cautious on cinema stocks like PVR-Inox despite recent gains, citing structural challenges from OTT platforms and situational dependence on movie quality.
neutral
The government has completed the appointment of merchant bankers and legal advisors to manage minority stake sales in LIC and other public sector financial institutions. Department of Investment and Public Asset Management Secretary Arunish Chawla announced that the RFP process for LIC has been completed, with the appointed firms empanelled for three years with a possible one-year extension. The move addresses compliance with SEBI's minimum 25% public shareholding norm, with a deadline of August 1, 2026 for non-compliant entities. The government holds a 96.5% stake in LIC and needs to sell another 6.5% by May 16, 2027 to meet the 10% public shareholding requirement. Five PSU banks also remain non-compliant, with government stakes ranging from 86.5% to 98.3%. Other entities requiring compliance include IRFC (86.36% government stake), The New India Assurance (85.44%), and General Insurance Corp (82.40%). The government previously raised Rs 21,000 crore from LIC's IPO in May 2022.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
310.75
#1 81,327.80
22.68
40,723.80
17.83
3,382
33.32
32.55
258.00
64,567.80
22.99
15,941.00
8.25
2,643
17.95
33.01
621.70
31,455.10
76.99
306.20
-20.65
312
#1 284.69
43.07
1,553.90
29,178.70
#1 5.58
33,459.90
28.26
#1 4,734
26.80
40.36
13,864.00
28,049.80
8.82
#1 45,032.90
12.82
2,379
41.42
43.18
15,537.00
17,245.50
121.22
248.10
#1 46.29
175
130.94
32.45
12,629.00
14,433.10
40.22
185.20
-17.14
214
24.24
37.05
358.60
7,964.60
16.84
160.00
-46.16
77
-0.95
32.64
219.48
7,259.40
56.80
7,396.90
17.42
183
-21.04
48.45
5,482.50
2,815.90
114.06
125.30
41.58
46
-8.54
34.18
Growth Rate
Revenue Growth
-48.32 %
Net Income Growth
-65.38 %
Cash Flow Change
-0.61 %
ROE
-66.88 %
ROCE
-81.14 %
EBITDA Margin (Avg.)
-60.25 %

Yearly Financial Results

Annual Financials
2011
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
5
7
5
5
7
4
3
16
8
4
15
8
11
Expenses
2
1
1
1
2
3
12
1
2
3
2
5
10
EBITDA
4
6
4
3
5
0
-9
14
6
0
13
3
1
Operating Profit %
-5,381 %
83 %
76 %
70 %
70 %
-13 %
-352 %
91 %
81 %
9 %
87 %
34 %
-55 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
Profit Before Tax
4
6
4
3
5
0
-9
14
6
0
13
2
0
Tax
0
1
0
0
0
-1
-3
5
1
-0
2
-1
0
Net Profit
4
5
4
3
5
1
-7
9
6
1
10
4
1
EPS in ₹
11.54
16.67
12.10
10.49
15.39
2.07
-21.95
30.51
19.02
1.84
34.59
11.93
4.00

Balance Sheet

Balance Sheet
2011
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
31
36
38
40
44
43
36
45
50
49
60
61
Fixed Assets
0
0
0
0
0
1
1
1
1
1
1
1
Current Assets
3
5
5
3
9
7
5
6
9
2
7
5
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
0
0
Investments
0
0
0
0
0
34
26
38
40
46
52
54
Other Assets
31
36
38
40
43
8
9
6
9
3
7
6
Total Equity & Liabilities
31
36
38
40
44
43
36
45
50
49
60
61
Current Liabilities
2
2
2
1
1
2
2
2
2
2
2
3
Non Current Liabilities
0
0
0
0
1
0
0
1
0
0
1
0
Total Equity
29
33
36
39
42
41
34
42
47
47
57
59
Reserve & Surplus
26
30
33
36
39
38
31
39
44
44
54
56
Share Capital
3
3
3
3
3
3
3
3
3
3
3
3

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
0
-1
-2
4
1
-0
-1
5
-4
4
-3
Investing Activities
2
3
0
9
0
-0
3
6
-4
8
2
Operating Activities
-1
-3
-1
-4
2
1
-3
-0
1
-3
-3
Financing Activities
-1
-1
-1
-1
-1
-1
-1
-1
-1
-1
-1

Share Holding

% Holding
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Promoter
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
47.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
DIIs
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
0.03 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
43.17 %
0.00 %
43.17 %
43.23 %
43.23 %
43.11 %
43.33 %
42.83 %
43.29 %
43.42 %
43.45 %
43.37 %
43.31 %
43.05 %
43.11 %
43.27 %
42.65 %
42.43 %
Others
9.79 %
52.97 %
9.79 %
9.74 %
9.74 %
9.85 %
9.64 %
10.13 %
9.67 %
9.55 %
9.51 %
9.60 %
9.66 %
9.92 %
9.86 %
9.70 %
10.32 %
10.53 %
No of Share Holders
0
3,021
3,199
4,600
4,355
4,251
4,539
4,496
4,428
5,359
5,111
5,104
5,201
5,723
5,684
5,898
5,674
5,513

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 3.5 4 0.00 2 3 3 0.00 4 3 0.00
Dividend Yield (%) 3.87 5.29 0.00 2.38 3.06 2.38 0.00 2.32 2.39 0.00

Technical Indicators

RSI(14)
Neutral
42.42
ATR(14)
Less Volatile
9.86
STOCH(9,6)
Neutral
21.61
STOCH RSI(14)
Neutral
26.02
MACD(12,26)
Bearish
-0.06
ADX(14)
Weak Trend
14.84
UO(9)
Bearish
42.50
ROC(12)
Downtrend And Accelerating
-2.39
WillR(14)
Oversold
-85.29