| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 15,228 | 14,219 | 15,105 | 14,963 | 15,427 | 15,844 | 16,211 | 16,824 | 24,728 | 23,685 | 23,383 | 21,634 | 23,116 | 21,597 | 22,275 | 21,351 | 21,528 | 23,292 | 26,134 | 28,132 | 29,033 | 29,857 | 30,527 | 32,977 | 32,760 | 35,112 | 35,286 | 37,299 |
| Expenses | 8,306 | 12,701 | 5,870 | 13,348 | 4,847 | 6,100 | 7,228 | 8,307 | 9,949 | 10,001 | 10,171 | 8,720 | 9,776 | 8,922 | 8,839 | 9,384 | 9,523 | 10,493 | 11,578 | 10,813 | 10,990 | 10,259 | 9,449 | 9,831 | 8,473 | 8,593 | 7,494 | 9,142 |
| EBITDA | -1,608 | -6,957 | 361 | -7,160 | 1,493 | 561 | -384 | -843 | 829 | 939 | 1,076 | 939 | 1,497 | 889 | 1,739 | 470 | 562 | 626 | 1,043 | 2,630 | 1,979 | 2,778 | 3,634 | 4,940 | 5,751 | 6,729 | 7,055 | 6,518 |
| Operating Profit % | 38 % | -1 % | 56 % | -2 % | 64 % | 55 % | 48 % | 42 % | 52 % | 53 % | 51 % | 54 % | 49 % | 51 % | 55 % | 51 % | 50 % | 49 % | 49 % | 56 % | 57 % | 62 % | 66 % | 66 % | 71 % | 72 % | 77 % | 72 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 8,531 | 8,475 | 8,875 | 8,775 | 9,087 | 9,183 | 9,367 | 9,360 | 13,949 | 12,745 | 12,135 | 11,975 | 11,843 | 11,786 | 11,697 | 11,497 | 11,443 | 12,172 | 13,513 | 14,690 | 16,064 | 16,820 | 17,444 | 18,206 | 18,536 | 19,790 | 20,738 | 21,640 |
| Profit Before Tax | -1,608 | -6,957 | 361 | -7,160 | 1,493 | 561 | -384 | -843 | 829 | 939 | 1,076 | 939 | 1,497 | 889 | 1,739 | 470 | 562 | 626 | 1,043 | 2,630 | 1,979 | 2,778 | 3,634 | 4,940 | 5,751 | 6,729 | 7,055 | 6,518 |
| Tax | -746 | -2,425 | -91 | -2,554 | 408 | -10 | -7 | -49 | 239 | 331 | 296 | 225 | 313 | -238 | 490 | 122 | 291 | 131 | 328 | 753 | 616 | 788 | 1,193 | 1,577 | 1,760 | 1,990 | 2,244 | 1,507 |
| Net Profit | -863 | -4,533 | 452 | -4,606 | 1,085 | 572 | -377 | -795 | 591 | 608 | 781 | 715 | 1,184 | 1,127 | 1,249 | 348 | 271 | 496 | 715 | 1,876 | 1,363 | 1,990 | 2,441 | 3,363 | 3,991 | 4,739 | 4,811 | 5,011 |
| EPS in ₹ | -3.12 | -16.18 | 1.25 | -12.02 | 2.33 | 1.24 | -0.65 | -1.22 | 0.57 | 0.61 | 0.78 | 0.67 | 1.09 | 1.00 | 1.14 | 0.31 | 0.26 | 0.44 | 0.64 | 1.69 | 1.22 | 1.81 | 2.21 | 3.04 | 3.61 | 4.27 | 4.18 | 4.34 |
Punjab National Bank
Punjab National Bank
113.35
-0.44
(-0.39%)
Market Cap
1,30,778.20 Cr
EPS
16.42
PE Ratio
7.05
Dividend Yield
2.56 %
Industry
Banks52 Week High
128.80
52 Week Low
85.46
PB Ratio
1.04
Debt to Equity
0.00
Sector
Public Sector Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from16 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
823.35 | #1 7,39,851.00 | 9.47 | #1 6,63,343.30 | 11.57 | #1 79,017 | -8.21 | 60.31 | |
113.35 | #2 1,30,778.20 | #5 7.05 | #4 1,40,456.80 | #5 14.76 | #3 18,553 | #4 49.01 | 62.79 | |
244.71 | 1,27,484.40 | 6.12 | 1,52,884.10 | 7.83 | 20,459 | 5.55 | 55.12 | |
146.46 | 1,11,687.30 | 6.18 | 1,29,979.30 | #1 21.75 | 17,921 | 50.56 | 49.21 | |
114.45 | 1,04,793.20 | 5.92 | 1,52,657.90 | 9.70 | 17,336 | 28.08 | 56.73 | |
631.65 | 85,929.60 | 7.55 | 72,050.90 | 12.17 | 10,995 | 29.85 | 50.34 | |
39.79 | 76,699.00 | 19.50 | 33,750.30 | 13.52 | 3,396 | #1 81.66 | 56.65 | |
115.02 | 52,856.50 | #1 5.60 | 80,412.40 | 19.47 | 9,552 | 65.35 | 42.64 | |
56.62 | 44,057.20 | 7.57 | 28,402.60 | 20.90 | 5,542 | 16.16 | 54.91 | |
32.13 | 40,590.60 | 16.30 | 29,473.50 | 17.33 | 2,445 | 23.76 | 53.44 |
Forecast
Actual
Growth Rate
Revenue Growth
14.76 %
Net Income Growth
102.60 %
Cash Flow Change
179.01 %
ROE
68.12 %
ROCE
11.22 %
EBITDA Margin (Avg.)
12.18 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 6,36,011 | 7,12,793 | 7,33,311 | 7,77,528 | 7,89,266 | 8,51,457 | 12,79,725 | 13,39,301 | 14,93,649 | 15,98,636 | 18,57,544 |
| Fixed Assets | 3,656 | 5,308 | 6,298 | 6,371 | 6,248 | 7,262 | 11,049 | 10,696 | 12,084 | 12,348 | 13,083 |
| Current Assets | 69,500 | 91,663 | 1,05,135 | 1,14,700 | 92,248 | 93,496 | 1,57,940 | 1,80,550 | 2,03,219 | 1,75,149 | 2,12,199 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1,56,762 | 1,65,127 | 1,91,527 | 2,04,419 | 2,09,723 | 2,53,783 | 4,04,369 | 3,88,586 | 4,16,914 | 4,46,421 | 5,24,840 |
| Other Assets | 4,75,594 | 5,42,358 | 5,35,486 | 5,66,738 | 5,73,295 | 5,90,413 | 8,64,307 | 9,40,019 | 10,64,651 | 11,39,867 | 13,19,620 |
| Total Liabilities | 6,36,011 | 7,12,793 | 7,33,311 | 7,77,528 | 7,89,266 | 8,51,457 | 12,79,725 | 13,39,301 | 14,93,649 | 15,98,636 | 18,57,544 |
| Current Liabilities | 18,973 | 18,204 | 16,379 | 21,934 | 15,046 | 14,453 | 20,689 | 27,640 | 29,813 | 35,878 | 40,951 |
| Non Current Liabilities | 6,17,039 | 6,94,589 | 7,16,932 | 7,55,595 | 7,74,220 | 8,37,004 | 12,59,036 | 13,11,662 | 14,63,836 | 15,62,758 | 18,16,593 |
| Total Equity | 42,588 | 42,533 | 43,946 | 41,826 | 45,518 | 64,237 | 93,021 | 98,055 | 1,03,340 | 1,10,948 | 1,33,766 |
| Reserve & Surplus | 41,669 | 41,412 | 42,739 | 40,965 | 44,277 | 62,529 | 90,439 | 95,380 | 1,00,678 | 1,08,185 | 1,30,839 |
| Share Capital | 371 | 393 | 426 | 552 | 921 | 1,348 | 2,096 | 2,202 | 2,202 | 2,202 | 2,299 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 11,393 | 18,790 | 12,330 | 6,109 | -20,192 | 460 | 35,579 | 20,859 | 23,135 | -25,928 | 19,359 |
| Investing Activities | -872 | -1,352 | 159 | 392 | -629 | -338 | -787 | -1,204 | -733 | -1,506 | -1,578 |
| Operating Activities | 4,814 | 14,167 | 21,938 | -1,742 | -33,532 | -12,793 | 30,950 | 20,032 | 22,592 | -27,939 | 22,075 |
| Financing Activities | 7,451 | 5,975 | -9,767 | 7,460 | 13,969 | 13,591 | 5,415 | 2,032 | 1,275 | 3,518 | -1,138 |
Share Holding
| % Holding | Mar 2021 | May 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 76.87 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 73.15 % | 70.08 % | 70.08 % | 70.08 % | 70.08 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 4.82 % | 5.51 % | 8.32 % | 5.70 % | 5.70 % | 5.52 % |
| DIIs | 9.06 % | 9.92 % | 11.25 % | 11.19 % | 11.61 % | 11.60 % | 11.45 % | 12.28 % | 12.98 % | 13.53 % | 13.45 % | 13.80 % | 13.73 % | 12.36 % | 10.77 % | 11.95 % | 14.31 % | 14.67 % | 15.07 % |
| Government | 0.01 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 9.50 % | 9.68 % | 11.20 % | 11.79 % | 12.27 % | 12.00 % | 12.67 % | 11.44 % | 10.39 % | 10.17 % | 10.05 % | 9.06 % | 8.76 % | 8.56 % | 9.10 % | 8.47 % | 8.71 % | 8.55 % | 8.33 % |
| Others | 4.56 % | 7.25 % | 4.40 % | 3.88 % | 2.98 % | 3.25 % | 2.73 % | 3.13 % | 3.48 % | 3.15 % | 3.35 % | 3.99 % | 4.36 % | 1.11 % | 1.47 % | 1.18 % | 1.19 % | 0.99 % | 1.01 % |
| No of Share Holders | 0 | 13,81,300 | 14,25,500 | 16,18,140 | 16,90,480 | 18,77,250 | 19,50,660 | 20,40,140 | 20,10,940 | 20,67,200 | 20,30,100 | 20,83,550 | 21,63,620 | 23,53,620 | 25,29,280 | 25,40,940 | 26,40,520 | 26,53,660 | 25,74,690 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.64 | 0.65 | 1.5 | 2.9 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.38 | 0.52 | 1.56 | 2.55 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 27 Jun 2025 |  Annual General Meeting | NA | 27 Jun 2025 | 94.55 | 106.25 |
| 20 Jun 2025 |  Dividend | ₹ 2.90 /share | 20 Jun 2025 | 94.55 | 102.95 |
| 07 May 2025 |  Quarterly Result Announcement | NA | 07 May 2025 | 99.75 | 94.55 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 97.55 | 96.55 |
| 28 Oct 2024 | Quarterly Result Announcement | NA | 28 Oct 2024 | 94.95 | 95.80 |
| 07 Sept 2024 |  Extraordinary General Meeting | NA | 07 Sept 2024 | 125.51 | 109.95 |
| 29 Jun 2024 | Annual General Meeting | NA | 29 Jun 2024 | 125.00 | 123.25 |
| 22 Jun 2024 | Dividend | ₹ 1.50 /share | 21 Jun 2024 | 125.00 | 125.80 |
| 05 Mar 2024 | Extraordinary General Meeting | NA | 05 Mar 2024 | 104.61 | 126.05 |
| 30 Jun 2023 | Annual General Meeting | NA | 30 Jun 2023 | 48.45 | 50.44 |
| 23 Jun 2023 | Dividend | ₹ 0.65 /share | 23 Jun 2023 | 48.45 | 50.99 |
| 23 Jun 2022 | Dividend | ₹ 0.64 /share | 22 Jun 2022 | 33.30 | 29.30 |
Announcements
Intimation Under Regulation 30 Of SEBI LODR Regulations 2015
10 days ago
10 days agoCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Jul 07, 2025Waiver Of Penalty Imposed By ARCL On PNB Gilts Ltd. (Subsidiary Of The Bank)Jul 04, 2025
Jul 04, 2025Intimation Under SEBI LODR Regulations 2015Jul 02, 2025
Jul 02, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 30, 2025
Jun 30, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportJun 30, 2025
Jun 30, 2025Closure of Trading WindowJun 30, 2025
Jun 30, 2025Appointment Of Secretarial AuditorJun 27, 2025
Jun 27, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMJun 27, 2025
Jun 27, 2025Sale Of Stake In Associate Of The BankJun 17, 2025
Jun 17, 2025Disclosure Under Regulation 30 Of SEBI LODR Regulations 2015Jun 16, 2025
Jun 16, 2025Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Jun 11, 2025
Jun 11, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 06, 2025
Jun 06, 2025Announcement under Regulation 30 (LODR)-Resignation of DirectorJun 06, 2025
Jun 06, 2025Annual Report Of The Bank For The Year 2024-25Jun 04, 2025
Jun 04, 2025Business Responsibility and Sustainability Reporting (BRSR)Jun 04, 2025
Jun 04, 2025Notice Of The 24Th Annual General Meeting Of The BankJun 04, 2025
Jun 04, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesMay 31, 2025
May 31, 2025Intimation Under Regulation 30 Read With Schedule III Of SEBI (LODR) Regulations 2015May 28, 2025
May 28, 2025Secretarial Compliance Report As Per Regulation 24A Of SEBI (LODR) Regulations 2015May 20, 2025
May 20, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 13, 2025
May 13, 2025Sale Of Stake In The Associate Of The BankMay 13, 2025
May 13, 2025Integrated Filing (Financial)May 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 07, 2025
May 07, 2025Related Party Transaction For Half Year Ended 31.03.2025May 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)May 07, 2025
May 07, 2025Results For FY 2024-25May 07, 2025
May 07, 2025Corporate Action-Board approves DividendMay 07, 2025
May 07, 2025Annual General Meeting Of The Bank Record Date And Book ClosureMay 07, 2025
May 07, 2025Statement Of Deviation/Variation For The Quarter Ended 31.03.2025May 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 07, 2025
May 07, 2025Board Meeting Outcome for Outcome Of Board Meeting Under Regulation 30 And 51 Of SEBI (LODR) Regulations 2015 May 07, 2025
May 07, 2025Revised- Change In Senior ManagementMay 06, 2025
May 06, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 03, 2025
May 03, 2025Board Meeting Intimation for Intimation Of Board Meeting Under Regulation 29 & 50 Of SEBI (LODR) Regulations 2015May 03, 2025
May 03, 2025Change In MCLRApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 30, 2025
Apr 30, 2025Annual Disclosure In Terms Of SEBI Master Circular Dated May 22 2024Apr 19, 2025
Apr 19, 2025Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015 - Imposition Of Monetary Penalty By RBIApr 17, 2025
Apr 17, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 09, 2025
Apr 09, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesApr 09, 2025
Apr 09, 2025Intimation Under Regulation 30 Of SEBI (LODR) Regulation 2015Apr 08, 2025
Apr 08, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 03, 2025
Apr 03, 2025Provisional Business Figures As On 31.03.2025Apr 02, 2025
Apr 02, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2025
Apr 01, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2025
Apr 01, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesMar 29, 2025
Mar 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 26, 2025
Mar 26, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateMar 24, 2025
Mar 24, 2025Technical Indicators
RSI(14)
Neutral 64.50
ATR(14)
Less Volatile 2.50
STOCH(9,6)
Neutral 51.27
STOCH RSI(14)
Neutral 37.27
MACD(12,26)
Bullish 0.06
ADX(14)
Weak Trend 20.01
UO(9)
Bearish 45.57
ROC(12)
Uptrend And Accelerating 2.98
WillR(14)
Overbought -19.11
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UTI Arbitrage Fund Direct-Growth 
Parag Parikh Flexi Cap Fund Direct-Growth 
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Bajaj Finserv Arbitrage Fund Direct-Growth 
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DSP Arbitrage Fund Direct - Growth About Punjab National Bank
Punjab National Bank (PNB) is a state-owned commercial bank headquartered in New Delhi, India. It offers a wide range of banking products and services, including retail and corporate banking, international banking, and capital market services. PNB has an extensive network of over 10,000 branches and 12,000 ATMs across India. The bank provides personal and corporate loans, deposit accounts, forex services, cash management, and various digital banking solutions. PNB also offers insurance products, mutual funds, and merchant banking services. As of March 31, 2024, PNB's global business stood at Rs. 23,53,038 Crore, with deposits of Rs. 13,69,713 Crore and CASA deposits of Rs. 5,52,499 Crore. The bank has overseas presence through branches and representative offices in several countries.
Listing Date
29 Mar, 2005(20 Years,
-10 days)
Website
Chairperson NameK G Ananthakrishnan
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