City Union Bank

194.30
-0.04
(-0.02%)
Market Cap
14,400.30 Cr
EPS
13.72
PE Ratio
12.79
Dividend Yield
1.03 %
Industry
Banks
52 Week High
197.80
52 Week Low
130.40
PB Ratio
1.52
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from22 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+95.45 %
+95.45 %
Hold
Hold0.0 %
0.0 %
Sell
Sell+4.55 %
+4.55 %
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,931.90
#1 14,74,907.60
20.87
#1 4,07,994.80
#1 99.35
#1 65,447
7.06
54.46
1,459.90
10,29,151.20
20.36
2,36,037.70
26.78
45,007
17.65
60.69
2,081.60
4,13,868.50
21.53
94,273.90
38.35
17,977
-7.58
45.34
1,201.40
3,72,131.00
13.28
1,37,989.40
30.43
26,424
-1.59
56.95
93.55
1,01,233.90
13.24
30,370.40
20.68
5,814
25.26
68.09
21.34
66,814.80
27.32
32,960.90
23.98
1,285
59.32
70.25
821.10
64,205.80
24.93
55,144.00
23.81
8,977
-199.14
58.13
67.90
49,714.40
33.43
36,256.80
33.32
2,942
-59.61
57.29
201.09
49,400.60
11.88
26,782.00
32.27
3,928
12.48
56.07
170.93
27,536.30
#1 10.03
21,034.20
14.48
2,230
#1 482.23
60.67
Forecast
Actual
Growth Rate
Revenue Growth
8.82 %
Net Income Growth
8.34 %
Cash Flow Change
-39.76 %
ROE
-3.82 %
ROCE
10.36 %
EBITDA Margin (Avg.)
7.63 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
3,103
3,354
3,658
3,935
4,282
4,849
4,824
4,864
5,525
6,012
6,732
Expenses
655
736
937
1,120
1,140
1,690
1,738
1,605
1,723
1,559
1,797
EBITDA
557
655
746
843
986
665
780
1,070
1,250
1,306
1,417
Operating Profit %
76 %
75 %
70 %
67 %
70 %
59 %
58 %
61 %
63 %
70 %
69 %
Depreciation
47
52
53
53
62
79
88
85
73
75
0
Interest
1,892
1,963
1,975
1,972
2,156
2,493
2,305
2,188
2,552
3,147
3,518
Profit Before Tax
521
603
693
790
925
586
693
985
1,178
1,231
1,417
Tax
126
158
190
198
242
110
100
225
240
215
293
Net Profit
395
445
503
592
683
476
593
760
938
1,016
1,124
EPS in ₹
6.82
7.44
8.39
9.18
9.57
6.48
8.03
10.29
12.67
13.72
15.20

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
27,871
31,804
35,271
39,937
45,259
49,734
53,312
61,531
66,595
70,826
Fixed Assets
210
218
215
223
250
245
233
215
239
270
Current Assets
3,825
3,703
4,192
3,982
4,623
6,444
7,485
8,737
8,969
9,366
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
Investments
5,871
6,827
7,032
7,879
7,712
9,117
9,436
12,221
14,333
15,664
Other Assets
21,790
24,760
28,024
31,835
37,297
40,372
43,643
49,095
52,023
54,891
Total Liabilities
27,871
31,804
35,271
39,937
45,259
49,734
53,312
61,531
66,595
70,826
Current Liabilities
932
929
1,054
1,186
1,489
1,573
1,586
1,944
2,051
2,044
Non Current Liabilities
26,939
30,875
34,217
38,752
43,770
48,161
51,726
59,587
64,543
68,782
Total Equity
2,696
3,052
3,570
4,163
4,841
5,296
5,843
6,586
7,457
8,401
Reserve & Surplus
2,636
2,992
3,510
4,097
4,767
5,222
5,769
6,512
7,383
8,327
Share Capital
60
60
60
67
74
74
74
74
74
74

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
357
113
229
-243
327
1,758
893
1,072
-38
294
Investing Activities
-64
-60
-50
-61
-87
-60
-38
-63
-72
-106
Operating Activities
131
249
284
-183
419
1,836
922
1,166
724
436
Financing Activities
291
-75
-4
1
-5
-18
10
-31
-690
-36

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.02 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
26.60 %
26.96 %
26.44 %
26.01 %
27.44 %
28.03 %
DIIs
38.50 %
41.12 %
41.43 %
43.26 %
40.57 %
40.99 %
35.82 %
37.73 %
36.19 %
31.09 %
31.23 %
32.40 %
29.51 %
32.57 %
33.57 %
33.58 %
33.07 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
32.65 %
31.72 %
32.07 %
31.05 %
31.30 %
30.98 %
29.65 %
29.43 %
29.65 %
32.91 %
34.21 %
32.18 %
34.41 %
32.26 %
31.65 %
30.28 %
30.21 %
Others
28.83 %
27.15 %
26.50 %
25.69 %
28.13 %
28.03 %
34.53 %
32.84 %
34.15 %
36.00 %
34.56 %
8.83 %
9.13 %
8.73 %
8.78 %
8.70 %
8.68 %
No of Share Holders
1,41,556
1,39,597
1,44,606
1,48,214
1,53,331
1,47,999
1,35,282
1,45,083
1,48,027
1,84,778
2,08,812
2,16,019
2,48,815
2,29,943
2,34,222
2,28,001
2,23,585

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 1.2 0.3 0.3 0.5 0.5 0.5 1 1 1.5 0.00
Dividend Yield (%) 0.96 0.19 0.15 0.39 0.32 0.39 0.82 0.74 0.95 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
02 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
02 May 2025 183.54 176.56
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jan 2025 172.27 172.65
21 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Oct 2024 153.85 154.45
22 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
22 Aug 2024 169.15 169.80
09 Aug 2024 DIVIDEND Dividend
₹ 1.50 /share
09 Aug 2024 153.10 163.95
11 Aug 2023 DIVIDEND Dividend
₹ 1.00 /share
11 Aug 2023 137.45 132.60
11 Aug 2022 DIVIDEND Dividend
₹ 1.00 /share
10 Aug 2022 126.50 176.70
12 Aug 2021 DIVIDEND Dividend
₹ 0.20 /share
11 Aug 2021 161.75 152.15
07 Jun 2021 DIVIDEND Dividend
₹ 0.30 /share
04 Jun 2021 173.75 166.10
11 Jul 2018 BONUS Bonus
1:10
10 Jul 2018 166.91 174.10

Announcements

Compliances-Reg.24(A)-Annual Secretarial Compliance1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome1 day ago
Analyst Conference Call1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome3 days ago
Opening Of New Branch6 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome7 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome8 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 14, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMay 05, 2025
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMay 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 03, 2025
Audio Recording On Q4 & FY 2025May 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 03, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 02, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 02, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesMay 02, 2025
Board Meeting Outcome for AUDITED FINANCIAL RESULTS FOR QUARTER AND YEAR ENDED MARCH 31 2025May 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 28, 2025
Board Meeting Intimation for Audited Standalone Financial Results Of The BankApr 23, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 03, 2025
Notice Of Postal BallotApr 02, 2025
Our Bank Has Opened 7 New Branches TodayMar 27, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 26, 2025
Opening Of New BranchesMar 26, 2025
Opening Of New BranchesMar 25, 2025
Closure of Trading WindowMar 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 24, 2025
Our Bank Has Opened 2 New Branches On March 24 2025Mar 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2025
New Branch OpeningMar 19, 2025
Two New Branches Opened On March 17 2025Mar 17, 2025
Our Bank Has Opened 2 New Branches On March 14 2025Mar 14, 2025
New Branches OpenedMar 10, 2025
Our Bank Has Opened 2 New Branches On March 05 2025Mar 05, 2025
Our Bank Has Opened 4 New Branches On March 03 2025Mar 03, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 17, 2025
Opening Of New BranchesFeb 17, 2025
Opening Of New BranchesFeb 17, 2025
Approval Of RBI For Appointment Of Whole Time Director Of The BankFeb 14, 2025
New Branch OpeningFeb 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 12, 2025
Our Bank Has Opened 6 New Branches On February 12 2025Feb 12, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 05, 2025

Technical Indicators

RSI(14)
Neutral
62.19
ATR(14)
Less Volatile
5.12
STOCH(9,6)
Neutral
71.64
STOCH RSI(14)
Neutral
32.34
MACD(12,26)
Bearish
-0.46
ADX(14)
Weak Trend
22.42
UO(9)
Bearish
58.22
ROC(12)
Uptrend And Accelerating
1.89
WillR(14)
Overbought
-18.96

Mutual Fund Holdings

Funding HouseNo of SharesCurrent Holding %1M Change %3M Change %Month
Edelweiss Multi Cap Fund Direct - Growth
1461100
0.98%
0.98%
0.98%
Apr 2025
Kotak India EQ Contra Fund Direct-Growth
0
0.00%
-0.93%
-0.95%
Apr 2025
Bajaj Finserv Large and Mid Cap Fund Direct-Growth
1754406
1.66%
0.90%
1.13%
Apr 2025
Bajaj Finserv Multi Cap Fund Direct-Growth
640541
1.87%
0.88%
1.87%
Apr 2025
Tata Banking and Financial Services Fund Direct-Growth
1600000
1.03%
0.84%
1.03%
Apr 2025
LIC MF Balanced Advantage Fund Direct - Growth
0
0.00%
-0.76%
-0.60%
Apr 2025
Edelweiss Mid Cap Direct Plan-Growth
3081745
0.59%
0.59%
0.59%
Apr 2025
Bandhan Business Cycle Fund Direct-Growth
1695862
1.84%
0.49%
0.55%
Apr 2025
Bandhan Balanced Advantage Fund Direct-Growth
642613
0.50%
0.44%
0.50%
Apr 2025
Edelweiss Small Cap Fund Direct - Growth
6359666
2.65%
0.42%
0.56%
Apr 2025
Aditya Birla Sun Life Banking & Financial Services Fund Direct-Growth
1193408
0.61%
0.42%
0.42%
Apr 2025
ITI Banking and Financial Services Fund Direct - Growth
152297
0.89%
-0.35%
-0.40%
Apr 2025
Axis Value Fund Direct-Growth
165339
0.34%
0.34%
0.34%
Apr 2025
UTI Small Cap Fund Direct - Growth
5246238
2.19%
0.32%
0.47%
Apr 2025
SBI Long Term Advantage Fund Series VI Direct - Growth
500000
3.29%
0.26%
0.30%
Apr 2025
Aditya Birla Sun Life Multi-Cap Fund Direct-Growth
839900
0.24%
0.24%
0.24%
Apr 2025
Franklin India Multi Cap Fund Direct-Growth
3972350
1.50%
0.23%
0.21%
Apr 2025
Quantum Small Cap Fund Direct - Growth
151148
2.32%
0.21%
0.24%
Apr 2025
Bajaj Finserv ELSS Tax Saver Fund Direct-Growth
27459
0.98%
0.20%
0.00%
Apr 2025
SBI Small Cap Fund Direct-Growth
41665000
2.31%
0.19%
0.15%
Apr 2025
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
170765
0.77%
-0.18%
0.05%
Apr 2025
Nippon India Active Momentum Fund Direct-Growth
170000
2.00%
0.17%
2.00%
Apr 2025
Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth
0
0.00%
-0.17%
-0.16%
Apr 2025
ICICI Prudential Banking and Financial Services Direct Plan-Growth
5540786
1.04%
0.16%
0.20%
Apr 2025
Baroda BNP Paribas Small Cap Fund Direct - Growth
1200000
1.74%
0.16%
0.53%
Apr 2025

About City Union Bank

City Union Bank Limited is a private sector scheduled commercial bank primarily operating in South India. It provides a range of banking and financial services including commercial banking and treasury operations. The bank's main focus is lending to MSMEs, retail/wholesale trade, and the agricultural sector. City Union Bank offers various deposit accounts and services such as ATM, mail transfer, and demand drafts. Founded in 1904 as The Kumbakonam Bank Limited, it has expanded its network over the years through organic growth and acquisitions. As of March 31, 2024, the bank has 800 branches and 1,677 ATMs. City Union Bank's total business stood at Rs. 102,138 crore in 2024, with total deposits of Rs. 55,657 crore and a balance sheet size of Rs. 70,826 crore. The bank has recently partnered with Newgen Software Technologies Ltd for digitalizing its retail lending process.
Chairperson NameG Mahalingam