City Union Bank
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City Union Bank

275.20
0.00
(0.00%)
Market Cap
₹20,393.66 Cr
PE Ratio
16.90
Volume
2,16,903.00
Day High - Low
₹278.90 - ₹273.25
52W High-Low
₹284.00 - ₹142.91
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Key Fundamentals
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Market Cap
20,393.66 Cr
EPS
15.17
PB Ratio
2.06
Book Value
133.76
EBITDA
1,498.20
Dividend Yield
0.73 %
Industry
Banks
Return on Equity
11.87
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from23 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+86.96 %
+86.96 %
Hold
Hold0.0 %
0.0 %
Sell
Sell+13.04 %
+13.04 %
Forecast For
Actual

Company News

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neutral
SBI Mutual Fund sold 52,81,184 shares of City Union Bank, reducing its shareholding from 8.18% to 5.76% of the paid-up share capital. The transaction represents a 2.42 percentage point decrease in the mutual fund's holding across its various schemes, triggering regulatory disclosure requirements.
positive
City Union Bank Expands Network to 900 Branches with New OpeningsNov 24, 2025
City Union Bank converted an existing extension counter in Lucknow into its 897th branch and opened three new branches in Traniyam (Tamil Nadu), Rewa (Madhya Pradesh), and Agra (Uttar Pradesh). The bank now operates a total of 900 branches following this expansion across multiple states.
neutral
City Union Bank's Compensation and Remuneration Committee allotted 1,049,475 equity shares to eligible employees under various ESOS series at prices ranging from Rs. 132.95 to Rs. 179.00. The bank's paid-up capital increased from Rs. 74.10 crores to Rs. 74.21 crores following the share allotment approved on November 23, 2025.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
984.30
#1 15,11,919.05
20.07
#1 4,70,915.90
15.42
#1 73,440
9.32
40.39
1,355.20
9,68,043.22
17.03
2,94,586.90
#1 24.81
54,419
2.96
43.23
2,168.40
4,31,206.40
23.19
1,07,095.00
13.60
21,946
-11.41
57.90
1,235.10
3,83,211.98
14.61
1,55,916.90
12.99
28,112
-25.14
41.09
97.95
1,05,319.78
#1 11.25
34,058.70
12.14
7,656
#1 73.37
48.02
83.72
68,248.18
50.16
43,478.30
19.92
1,490
64.13
63.13
21.53
67,541.46
23.83
37,075.60
12.48
2,447
17.24
37.39
266.40
65,541.32
16.14
32,030.20
19.60
4,202
-8.27
73.41
832.90
64,889.24
-85.61
56,358.10
2.20
2,575
-132.82
49.37
249.01
24,059.66
11.37
11,507.60
16.68
1,942
21.20
53.14
Growth Rate
Revenue Growth
11.97 %
Net Income Growth
10.62 %
Cash Flow Change
158.67 %
ROE
-1.82 %
ROCE
2.91 %
EBITDA Margin (Avg.)
0.61 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
3,103
3,354
3,658
3,935
4,282
4,849
4,824
4,864
5,525
6,012
6,732
7,253
Expenses
655
736
937
1,120
1,140
1,690
1,738
1,605
1,723
1,559
1,716
1,944
EBITDA
557
655
746
843
986
665
780
1,070
1,250
1,306
1,498
1,519
Operating Profit %
76 %
75 %
70 %
67 %
70 %
59 %
58 %
61 %
63 %
70 %
71 %
69 %
Depreciation
47
52
53
53
62
79
88
85
73
75
82
0
Interest
1,892
1,963
1,975
1,972
2,156
2,493
2,305
2,188
2,552
3,147
3,518
3,790
Profit Before Tax
521
603
693
790
925
586
693
985
1,178
1,231
1,417
1,519
Tax
126
158
190
198
242
110
100
225
240
215
293
310
Net Profit
395
445
503
592
683
476
593
760
938
1,016
1,124
1,209
EPS in ₹
6.82
7.44
8.39
9.18
9.57
6.48
8.03
10.29
12.67
13.72
15.17
16.30

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
27,871
31,804
35,271
39,937
45,259
49,734
53,312
61,531
66,595
70,826
77,623
Fixed Assets
210
218
215
223
250
245
233
215
239
270
322
Current Assets
3,825
3,703
4,192
3,982
4,623
6,444
7,485
8,737
8,969
9,366
7,884
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
0
Investments
5,871
6,827
7,032
7,879
7,712
9,117
9,436
12,221
14,333
15,664
17,336
Other Assets
21,790
24,760
28,024
31,835
37,297
40,372
43,643
49,095
52,023
54,891
59,965
Total Liabilities
27,871
31,804
35,271
39,937
45,259
49,734
53,312
61,531
66,595
70,826
77,623
Current Liabilities
932
929
1,054
1,186
1,489
1,573
1,586
1,944
2,051
2,044
2,461
Non Current Liabilities
26,939
30,875
34,217
38,752
43,770
48,161
51,726
59,587
64,543
68,782
75,162
Total Equity
2,696
3,052
3,570
4,163
4,841
5,296
5,843
6,586
7,457
8,401
9,467
Reserve & Surplus
2,636
2,992
3,510
4,097
4,767
5,222
5,769
6,512
7,383
8,327
9,393
Share Capital
60
60
60
67
74
74
74
74
74
74
74

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
357
113
229
-243
327
1,758
893
1,072
-38
294
-1,653
Investing Activities
-64
-60
-50
-61
-87
-60
-38
-63
-72
-106
-120
Operating Activities
131
249
284
-183
419
1,836
922
1,166
724
436
1,128
Financing Activities
291
-75
-4
1
-5
-18
10
-31
-690
-36
-2,662

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.02 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
26.60 %
26.96 %
26.44 %
26.01 %
27.44 %
28.03 %
27.38 %
25.96 %
DIIs
38.50 %
41.12 %
41.43 %
43.26 %
40.57 %
40.99 %
35.82 %
37.73 %
36.19 %
31.09 %
31.23 %
32.40 %
29.51 %
32.57 %
33.57 %
33.58 %
33.07 %
35.23 %
36.75 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
32.65 %
31.72 %
32.07 %
31.05 %
31.30 %
30.98 %
29.65 %
29.43 %
29.65 %
32.91 %
34.21 %
32.18 %
34.41 %
32.26 %
31.65 %
30.28 %
30.21 %
28.85 %
28.65 %
Others
28.83 %
27.15 %
26.50 %
25.69 %
28.13 %
28.03 %
34.53 %
32.84 %
34.15 %
36.00 %
34.56 %
8.83 %
9.13 %
8.73 %
8.78 %
8.70 %
8.68 %
8.54 %
8.64 %
No of Share Holders
1,41,556
1,39,597
1,44,606
1,48,214
1,53,331
1,47,999
1,35,282
1,45,083
1,48,027
1,84,778
2,08,812
2,16,019
2,48,815
2,29,943
2,34,222
2,28,001
2,23,585
2,10,298
2,09,805

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 1.2 0.3 0.3 0.5 0.5 0.5 1 1 1.5 2
Dividend Yield (%) 0.96 0.19 0.15 0.39 0.32 0.39 0.82 0.74 0.95 0.73

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
11 Jul 2018 BONUS Bonus
1:10
10 Jul 2018 166.73 173.55
07 Jun 2021 DIVIDEND Dividend
₹ 0.30 /share
04 Jun 2021 173.90 165.95
12 Aug 2021 DIVIDEND Dividend
₹ 0.20 /share
11 Aug 2021 161.85 152.00
11 Aug 2022 DIVIDEND Dividend
₹ 1.00 /share
10 Aug 2022 126.55 176.65
11 Aug 2023 DIVIDEND Dividend
₹ 1.00 /share
11 Aug 2023 137.45 132.65
09 Aug 2024 DIVIDEND Dividend
₹ 1.50 /share
09 Aug 2024 153.10 164.12
22 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
22 Aug 2024 169.22 169.83
21 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Oct 2024 153.90 154.35
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jan 2025 171.95 173.21
02 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
02 May 2025 183.55 176.55
31 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jul 2025 212.90 207.40
01 Aug 2025 DIVIDEND Dividend
₹ 2.00 /share
01 Aug 2025 176.55 214.28
13 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
13 Aug 2025 205.90 208.68
03 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
03 Nov 2025 225.60 228.67

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeDec 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeDec 03, 2025
Opening Of New BranchDec 03, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Nov 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 27, 2025
Opening Of New BranchesNov 24, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 23, 2025
Opening Of New BranchesNov 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 20, 2025
Opening Of New BranchNov 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 19, 2025
Announcement under Regulation 30 (LODR)-Credit RatingNov 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 10, 2025
Opening Of New BranchesNov 10, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 06, 2025
Volume Movement LetterNov 06, 2025
Clarification sought from City Union Bank LtdNov 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 04, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 04, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 03, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationNov 03, 2025
Board Meeting Outcome for Standalone Un Audited Financial Results For Q2FY 2026Nov 03, 2025
Announcement under Regulation 30 (LODR)-Memorandum of Understanding /AgreementsOct 31, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 29, 2025
Board Meeting Intimation for Board Meeting On November 03 2025Oct 23, 2025
Opening Of New BranchOct 16, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 08, 2025
Opening Of Two New BranchesSep 26, 2025
Closure of Trading WindowSep 25, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 03, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 02, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 02, 2025
120Th Foundation Day Celebrations Of The BankSep 02, 2025
Opening Of New BranchAug 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 21, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 14, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 13, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI Banking & Financial Services Fund Direct-Growth
0.00%
-5281475
-1.30%
-1.30%
HSBC Small Cap Fund Direct-Growth
1.14%
4796908
0.86%
1.14%
HSBC Midcap Fund Direct-Growth
1.01%
4694696
1.01%
1.01%
Motilal Oswal Small Cap Fund Direct - Growth
1.39%
3005652
1.39%
1.39%
ICICI Prudential Banking and Financial Services Direct Plan-Growth
0.69%
-2697924
-0.50%
-0.49%
PGIM India Midcap Fund Direct-Growth
0.49%
2098979
0.49%
0.49%
Franklin India Small Cap Fund Direct-Growth
1.25%
-1587973
-0.05%
-0.01%
Axis Multicap Fund Direct-Growth
0.36%
1238171
0.36%
0.36%
HSBC Multi Cap Fund Direct - Growth
0.51%
995387
0.51%
0.51%
Franklin India Multi Cap Fund Direct-Growth
1.72%
-693060
-0.05%
0.01%
Franklin India Mid Cap Fund Direct-Growth
1.28%
-571823
0.09%
0.11%
Edelweiss Flexi Cap Fund Direct-Growth
1.03%
492042
0.51%
0.52%
WhiteOak Capital Special Opportunities Fund Direct - Growth
0.95%
475470
0.95%
0.95%
TRUSTMF Small Cap Fund Direct-Growth
1.96%
343067
0.84%
0.85%
Canara Robeco Small Cap Fund Direct - Growth
2.47%
334912
0.48%
0.55%
Bajaj Finserv Large and Mid Cap Fund Direct-Growth
1.50%
305267
0.51%
0.63%
Templeton India Value Fund Direct Plan-Growth
2.05%
-250000
0.02%
-0.09%
ITI Banking and Financial Services Fund Direct - Growth
0.00%
-217142
-1.49%
-1.50%
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
2.52%
215386
1.25%
1.33%
WhiteOak Capital Flexi Cap Fund Direct - Growth
0.42%
128866
0.09%
0.12%
Union Small Cap Fund Direct-Growth
1.39%
124077
0.38%
0.40%
Aditya Birla Sun Life Bal Bhavishya Yojna Direct-Growth
0.68%
-115000
-0.12%
-0.11%
WhiteOak Capital Multi Cap Fund Direct - Growth
0.57%
105168
0.14%
0.16%
ITI ELSS Tax Saver Fund Direct - Growth
0.00%
-95000
-0.49%
-0.48%
Bandhan Business Cycle Fund Direct-Growth
1.77%
-93711
0.20%
0.03%

Technical Indicators

RSI(14)
Neutral
58.09
ATR(14)
Less Volatile
9.46
STOCH(9,6)
Neutral
64.47
STOCH RSI(14)
Neutral
43.66
MACD(12,26)
Bearish
-1.02
ADX(14)
Weak Trend
23.75
UO(9)
Bearish
57.75
ROC(12)
Uptrend And Accelerating
0.81
WillR(14)
Neutral
-35.41

About City Union Bank

City Union Bank Limited is a private sector scheduled commercial bank primarily operating in South India. It provides a range of banking and financial services including commercial banking and treasury operations. The bank's main focus is lending to MSMEs, retail/wholesale trade, and the agricultural sector. City Union Bank offers various deposit accounts and services such as ATM, mail transfer, and demand drafts. Founded in 1904 as The Kumbakonam Bank Limited, it has expanded its network over the years through organic growth and acquisitions. As of March 31, 2024, the bank has 800 branches and 1,677 ATMs. City Union Bank's total business stood at Rs. 102,138 crore in 2024, with total deposits of Rs. 55,657 crore and a balance sheet size of Rs. 70,826 crore. The bank has recently partnered with Newgen Software Technologies Ltd for digitalizing its retail lending process.
Chairperson NameG Mahalingam