| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
Revenue  | 3,103 | 3,354 | 3,658 | 3,935 | 4,282 | 4,849 | 4,824 | 4,864 | 5,525 | 6,012 | 6,732 |
| Expenses | 655 | 736 | 937 | 1,120 | 1,140 | 1,690 | 1,738 | 1,605 | 1,723 | 1,559 | 1,797 |
| EBITDA | 557 | 655 | 746 | 843 | 986 | 665 | 780 | 1,070 | 1,250 | 1,306 | 1,417 |
| Operating Profit % | 76 % | 75 % | 70 % | 67 % | 70 % | 59 % | 58 % | 61 % | 63 % | 70 % | 69 % |
| Depreciation | 47 | 52 | 53 | 53 | 62 | 79 | 88 | 85 | 73 | 75 | 0 |
| Interest | 1,892 | 1,963 | 1,975 | 1,972 | 2,156 | 2,493 | 2,305 | 2,188 | 2,552 | 3,147 | 3,518 |
| Profit Before Tax | 521 | 603 | 693 | 790 | 925 | 586 | 693 | 985 | 1,178 | 1,231 | 1,417 |
| Tax | 126 | 158 | 190 | 198 | 242 | 110 | 100 | 225 | 240 | 215 | 293 |
| Net Profit | 395 | 445 | 503 | 592 | 683 | 476 | 593 | 760 | 938 | 1,016 | 1,124 |
| EPS in ₹ | 6.82 | 7.44 | 8.39 | 9.18 | 9.57 | 6.48 | 8.03 | 10.29 | 12.67 | 13.72 | 15.20 |
City Union Bank
182.57
+9.09
(5.24%)
Q4 Quarterly Results are out. Check out the updated financials2 days ago
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Market Cap
13,528.18 Cr
EPS
13.72
PE Ratio
11.79
Dividend Yield
1.15 %
Industry
Banks52 Week High
187.90
52 Week Low
130.40
PB Ratio
1.45
Debt to Equity
0.00
Sector
Private Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from21 analysts
Company News
View All News
City Union Bank: Strong Credit Growth Leads to 'Buy' Rating19 hours ago
City Union Bank reported 14% YoY credit growth in Q4, driven by traditional loan segments. MSME book grew 23% YoY. Management expects double-digit growth for FY26. IDBI Capital maintains 'Buy' rating with 24% upside potential.
City Union Bank Reports Q4 FY23 Results with Improved Profitability and Asset Quality1 day ago
City Union Bank announced its Q4 FY23 results, reporting a net profit of 2.88 billion rupees, up from 2.55 billion rupees year-over-year. Interest earned increased to 15.33 billion rupees from 13.74 billion rupees in the same period last year. The bank's asset quality improved with GNPA at 3.09% and NNPA at 1.25%, both down from the previous quarter. Provisions stood at 780 million rupees. The bank's Net Interest Margin was 3.60% for Q4. Additionally, the bank recommended a dividend of 2 rupees per equity share.
City Union Bank Reports Q4 FY23 Results3 days ago
City Union Bank announced its Q4 FY23 financial results. Net profit increased to 2.88 billion rupees, up from 2.55 billion rupees year-over-year. The bank's Net Interest Margin stood at 3.60%. Gross Non-Performing Assets (GNPA) improved to 3.09% from 3.36% quarter-on-quarter, while Net Non-Performing Assets (NNPA) decreased to 1.25% from 1.42%. The bank recommended a dividend of 2 rupees per equity share.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,936.80 | #1 14,82,023.92 | 20.81 | #1 4,07,994.80 | #1 99.35 | #1 65,447 | 7.06 | 66.38 | |
1,429.40 | 10,10,002.56 | 19.99 | 2,36,037.70 | 26.78 | 45,007 | 17.65 | 69.49 | |
2,084.90 | 4,14,524.61 | 22.10 | 94,273.90 | 38.35 | 17,977 | -7.58 | 42.99 | |
1,173.20 | 3,63,305.36 | 13.05 | 1,37,989.40 | 30.43 | 26,424 | -1.59 | 58.79 | |
80.86 | 86,943.92 | 11.25 | 30,370.40 | 20.68 | 5,814 | 25.26 | 52.59 | |
846.75 | 65,966.44 | #1 9.15 | 55,144.00 | 23.81 | 8,977 | -39.07 | 62.36 | |
17.73 | 55,590.18 | 22.71 | 32,960.90 | 23.98 | 1,285 | 59.32 | 50.30 | |
67.02 | 49,070.13 | 32.40 | 36,256.80 | 33.32 | 2,942 | -59.61 | 63.21 | |
191.51 | 47,047.18 | 11.20 | 26,782.00 | 32.27 | 3,928 | 12.48 | 47.04 | |
164.40 | 26,484.37 | 9.49 | 21,034.20 | 14.48 | 2,230 | #1 482.23 | 58.21 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
8.82 %
Net Income Growth
8.34 %
Cash Flow Change
-39.76 %
ROE
-3.82 %
ROCE
10.36 %
EBITDA Margin (Avg.)
7.63 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 27,871 | 31,804 | 35,271 | 39,937 | 45,259 | 49,734 | 53,312 | 61,531 | 66,595 | 70,826 |
| Fixed Assets | 210 | 218 | 215 | 223 | 250 | 245 | 233 | 215 | 239 | 270 |
| Current Assets | 3,825 | 3,703 | 4,192 | 3,982 | 4,623 | 6,444 | 7,485 | 8,737 | 8,969 | 9,366 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 5,871 | 6,827 | 7,032 | 7,879 | 7,712 | 9,117 | 9,436 | 12,221 | 14,333 | 15,664 |
| Other Assets | 21,790 | 24,760 | 28,024 | 31,835 | 37,297 | 40,372 | 43,643 | 49,095 | 52,023 | 54,891 |
| Total Liabilities | 27,871 | 31,804 | 35,271 | 39,937 | 45,259 | 49,734 | 53,312 | 61,531 | 66,595 | 70,826 |
| Current Liabilities | 932 | 929 | 1,054 | 1,186 | 1,489 | 1,573 | 1,586 | 1,944 | 2,051 | 2,044 |
| Non Current Liabilities | 26,939 | 30,875 | 34,217 | 38,752 | 43,770 | 48,161 | 51,726 | 59,587 | 64,543 | 68,782 |
| Total Equity | 2,696 | 3,052 | 3,570 | 4,163 | 4,841 | 5,296 | 5,843 | 6,586 | 7,457 | 8,401 |
| Reserve & Surplus | 2,636 | 2,992 | 3,510 | 4,097 | 4,767 | 5,222 | 5,769 | 6,512 | 7,383 | 8,327 |
| Share Capital | 60 | 60 | 60 | 67 | 74 | 74 | 74 | 74 | 74 | 74 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 357 | 113 | 229 | -243 | 327 | 1,758 | 893 | 1,072 | -38 | 294 |
| Investing Activities | -64 | -60 | -50 | -61 | -87 | -60 | -38 | -63 | -72 | -106 |
| Operating Activities | 131 | 249 | 284 | -183 | 419 | 1,836 | 922 | 1,166 | 724 | 436 |
| Financing Activities | 291 | -75 | -4 | 1 | -5 | -18 | 10 | -31 | -690 | -36 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.02 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 26.60 % | 26.96 % | 26.44 % | 26.01 % | 27.44 % | 28.03 % |
| DIIs | 38.50 % | 41.12 % | 41.43 % | 43.26 % | 40.57 % | 40.99 % | 35.82 % | 37.73 % | 36.19 % | 31.09 % | 31.23 % | 32.40 % | 29.51 % | 32.57 % | 33.57 % | 33.58 % | 33.07 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 32.65 % | 31.72 % | 32.07 % | 31.05 % | 31.30 % | 30.98 % | 29.65 % | 29.43 % | 29.65 % | 32.91 % | 34.21 % | 32.18 % | 34.41 % | 32.26 % | 31.65 % | 30.28 % | 30.21 % |
| Others | 28.83 % | 27.15 % | 26.50 % | 25.69 % | 28.13 % | 28.03 % | 34.53 % | 32.84 % | 34.15 % | 36.00 % | 34.56 % | 8.83 % | 9.13 % | 8.73 % | 8.78 % | 8.70 % | 8.68 % |
| No of Share Holders | 1,41,556 | 1,39,597 | 1,44,606 | 1,48,214 | 1,53,331 | 1,47,999 | 1,35,282 | 1,45,083 | 1,48,027 | 1,84,778 | 2,08,812 | 2,16,019 | 2,48,815 | 2,29,943 | 2,34,222 | 2,28,001 | 2,23,585 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 1.2 | 0.3 | 0.3 | 0.5 | 0.5 | 0.5 | 1 | 1 | 1.5 | 0.00 |
| Dividend Yield (%) | 0.96 | 0.19 | 0.15 | 0.39 | 0.32 | 0.39 | 0.82 | 0.74 | 0.95 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 02 May 2025 |  Quarterly Result Announcement | NA | 02 May 2025 | 183.55 | 176.55 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 171.95 | 173.21 |
| 21 Oct 2024 | Quarterly Result Announcement | NA | 21 Oct 2024 | 153.90 | 154.35 |
| 22 Aug 2024 |  Annual General Meeting | NA | 22 Aug 2024 | 169.22 | 169.83 |
| 09 Aug 2024 |  Dividend | ₹ 1.50 /share | 09 Aug 2024 | 153.10 | 164.12 |
| 11 Aug 2023 | Dividend | ₹ 1.00 /share | 11 Aug 2023 | 137.45 | 132.65 |
| 11 Aug 2022 | Dividend | ₹ 1.00 /share | 10 Aug 2022 | 126.55 | 176.65 |
| 12 Aug 2021 | Dividend | ₹ 0.20 /share | 11 Aug 2021 | 161.85 | 152.00 |
| 07 Jun 2021 | Dividend | ₹ 0.30 /share | 04 Jun 2021 | 173.90 | 165.95 |
| 11 Jul 2018 |  Bonus | 1:10 | 10 Jul 2018 | 166.73 | 173.55 |
Announcements
Shareholder Meeting / Postal Ballot-Scrutinizer"s Report
9 hours ago
9 hours agoShareholder Meeting / Postal Ballot-Outcome of Postal_Ballot9 hours ago
9 hours agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome2 days ago
2 days agoAudio Recording On Q4 & FY 20252 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Dividend Updates3 days ago
3 days agoBoard Meeting Outcome for AUDITED FINANCIAL RESULTS FOR QUARTER AND YEAR ENDED MARCH 31 20253 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation7 days ago
7 days agoBoard Meeting Intimation for Audited Standalone Financial Results Of The BankApr 23, 2025
Apr 23, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 03, 2025
Apr 03, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 03, 2025
Apr 03, 2025Notice Of Postal BallotApr 02, 2025
Apr 02, 2025Our Bank Has Opened 7 New Branches TodayMar 27, 2025
Mar 27, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 26, 2025
Mar 26, 2025Opening Of New BranchesMar 26, 2025
Mar 26, 2025Opening Of New BranchesMar 25, 2025
Mar 25, 2025Closure of Trading WindowMar 25, 2025
Mar 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 24, 2025
Mar 24, 2025Our Bank Has Opened 2 New Branches On March 24 2025Mar 24, 2025
Mar 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2025
Mar 19, 2025New Branch OpeningMar 19, 2025
Mar 19, 2025Two New Branches Opened On March 17 2025Mar 17, 2025
Mar 17, 2025Our Bank Has Opened 2 New Branches On March 14 2025Mar 14, 2025
Mar 14, 2025New Branches OpenedMar 10, 2025
Mar 10, 2025Our Bank Has Opened 2 New Branches On March 05 2025Mar 05, 2025
Mar 05, 2025Our Bank Has Opened 4 New Branches On March 03 2025Mar 03, 2025
Mar 03, 2025Announcement under Regulation 30 (LODR)-Change in ManagementFeb 21, 2025
Feb 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 17, 2025
Feb 17, 2025Opening Of New BranchesFeb 17, 2025
Feb 17, 2025Opening Of New BranchesFeb 17, 2025
Feb 17, 2025Approval Of RBI For Appointment Of Whole Time Director Of The BankFeb 14, 2025
Feb 14, 2025New Branch OpeningFeb 14, 2025
Feb 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 13, 2025
Feb 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 12, 2025
Feb 12, 2025Our Bank Has Opened 6 New Branches On February 12 2025Feb 12, 2025
Feb 12, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 05, 2025
Feb 05, 2025Opening Of New BranchFeb 03, 2025
Feb 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 03, 2025
Feb 03, 2025Integrated Filing (Financial)Feb 01, 2025
Feb 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 01, 2025
Feb 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 01, 2025
Feb 01, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 31, 2025
Jan 31, 2025Appointment Of Secretarial Auditor For FY 2024-25Jan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJan 31, 2025
Jan 31, 2025Q3FY2025 Un Audited Financial ResultsJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 28, 2025
Jan 28, 2025Technical Indicators
RSI(14)
Neutral 62.60
ATR(14)
Less Volatile 6.86
STOCH(9,6)
Neutral 55.85
STOCH RSI(14)
Neutral 27.18
MACD(12,26)
Bullish 0.15
ADX(14)
Weak Trend 20.01
UO(9)
Bearish 57.53
ROC(12)
Uptrend And Accelerating 7.94
WillR(14)
Overbought -10.20
About City Union Bank
City Union Bank Limited is a private sector scheduled commercial bank primarily operating in South India. It provides a range of banking and financial services including commercial banking and treasury operations. The bank's main focus is lending to MSMEs, retail/wholesale trade, and the agricultural sector. City Union Bank offers various deposit accounts and services such as ATM, mail transfer, and demand drafts. Founded in 1904 as The Kumbakonam Bank Limited, it has expanded its network over the years through organic growth and acquisitions. As of March 31, 2024, the bank has 800 branches and 1,677 ATMs. City Union Bank's total business stood at Rs. 102,138 crore in 2024, with total deposits of Rs. 55,657 crore and a balance sheet size of Rs. 70,826 crore. The bank has recently partnered with Newgen Software Technologies Ltd for digitalizing its retail lending process.
Chairperson NameG Mahalingam
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