| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
Revenue  | 3,103 | 3,354 | 3,658 | 3,935 | 4,282 | 4,849 | 4,824 | 4,864 | 5,525 | 6,012 | 6,732 |
| Expenses | 655 | 736 | 937 | 1,120 | 1,140 | 1,690 | 1,738 | 1,605 | 1,723 | 1,559 | 1,797 |
| EBITDA | 557 | 655 | 746 | 843 | 986 | 665 | 780 | 1,070 | 1,250 | 1,306 | 1,417 |
| Operating Profit % | 76 % | 75 % | 70 % | 67 % | 70 % | 59 % | 58 % | 61 % | 63 % | 70 % | 69 % |
| Depreciation | 47 | 52 | 53 | 53 | 62 | 79 | 88 | 85 | 73 | 75 | 0 |
| Interest | 1,892 | 1,963 | 1,975 | 1,972 | 2,156 | 2,493 | 2,305 | 2,188 | 2,552 | 3,147 | 3,518 |
| Profit Before Tax | 521 | 603 | 693 | 790 | 925 | 586 | 693 | 985 | 1,178 | 1,231 | 1,417 |
| Tax | 126 | 158 | 190 | 198 | 242 | 110 | 100 | 225 | 240 | 215 | 293 |
| Net Profit | 395 | 445 | 503 | 592 | 683 | 476 | 593 | 760 | 938 | 1,016 | 1,124 |
| EPS in ₹ | 6.82 | 7.44 | 8.39 | 9.18 | 9.57 | 6.48 | 8.03 | 10.29 | 12.67 | 13.72 | 15.20 |
City Union Bank
194.51
+2.88
(1.50%)
There are new updates from the company21 hours ago
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Market Cap
14,412.91 Cr
EPS
13.72
PE Ratio
12.63
Dividend Yield
1.04 %
Industry
Banks52 Week High
208.40
52 Week Low
142.91
PB Ratio
1.50
Debt to Equity
0.00
Sector
Private Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from22 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,973.00 | #1 15,09,723.87 | 21.10 | #1 4,07,994.80 | #1 99.35 | #1 65,447 | 7.06 | 53.64 | |
1,428.70 | 10,09,507.95 | 19.85 | 2,36,037.70 | 26.78 | 45,007 | 17.65 | 47.44 | |
2,229.20 | 4,43,214.67 | 22.57 | 94,273.90 | 38.35 | 17,977 | -7.58 | 64.14 | |
1,225.40 | 3,79,470.16 | 13.42 | 1,37,989.40 | 30.43 | 26,424 | -1.59 | 54.81 | |
92.81 | 99,793.04 | 12.83 | 30,370.40 | 20.68 | 5,814 | 25.26 | 45.37 | |
835.90 | 65,121.16 | 25.42 | 55,144.00 | 23.81 | 8,977 | -199.14 | 56.63 | |
20.07 | 62,926.95 | 25.50 | 32,960.90 | 23.98 | 1,285 | 59.32 | 45.34 | |
72.28 | 52,921.35 | 34.97 | 36,256.80 | 33.32 | 2,942 | -59.61 | 58.83 | |
208.55 | 51,233.30 | 12.22 | 26,782.00 | 32.27 | 3,928 | 12.48 | 54.56 | |
180.81 | 29,127.97 | #1 10.58 | 21,034.20 | 14.48 | 2,230 | #1 482.23 | 58.20 |
Forecast
Actual
Growth Rate
Revenue Growth
8.82 %
Net Income Growth
8.34 %
Cash Flow Change
-39.76 %
ROE
-3.82 %
ROCE
10.36 %
EBITDA Margin (Avg.)
7.63 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 27,871 | 31,804 | 35,271 | 39,937 | 45,259 | 49,734 | 53,312 | 61,531 | 66,595 | 70,826 |
| Fixed Assets | 210 | 218 | 215 | 223 | 250 | 245 | 233 | 215 | 239 | 270 |
| Current Assets | 3,825 | 3,703 | 4,192 | 3,982 | 4,623 | 6,444 | 7,485 | 8,737 | 8,969 | 9,366 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 5,871 | 6,827 | 7,032 | 7,879 | 7,712 | 9,117 | 9,436 | 12,221 | 14,333 | 15,664 |
| Other Assets | 21,790 | 24,760 | 28,024 | 31,835 | 37,297 | 40,372 | 43,643 | 49,095 | 52,023 | 54,891 |
| Total Liabilities | 27,871 | 31,804 | 35,271 | 39,937 | 45,259 | 49,734 | 53,312 | 61,531 | 66,595 | 70,826 |
| Current Liabilities | 932 | 929 | 1,054 | 1,186 | 1,489 | 1,573 | 1,586 | 1,944 | 2,051 | 2,044 |
| Non Current Liabilities | 26,939 | 30,875 | 34,217 | 38,752 | 43,770 | 48,161 | 51,726 | 59,587 | 64,543 | 68,782 |
| Total Equity | 2,696 | 3,052 | 3,570 | 4,163 | 4,841 | 5,296 | 5,843 | 6,586 | 7,457 | 8,401 |
| Reserve & Surplus | 2,636 | 2,992 | 3,510 | 4,097 | 4,767 | 5,222 | 5,769 | 6,512 | 7,383 | 8,327 |
| Share Capital | 60 | 60 | 60 | 67 | 74 | 74 | 74 | 74 | 74 | 74 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 357 | 113 | 229 | -243 | 327 | 1,758 | 893 | 1,072 | -38 | 294 |
| Investing Activities | -64 | -60 | -50 | -61 | -87 | -60 | -38 | -63 | -72 | -106 |
| Operating Activities | 131 | 249 | 284 | -183 | 419 | 1,836 | 922 | 1,166 | 724 | 436 |
| Financing Activities | 291 | -75 | -4 | 1 | -5 | -18 | 10 | -31 | -690 | -36 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.02 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 26.60 % | 26.96 % | 26.44 % | 26.01 % | 27.44 % | 28.03 % |
| DIIs | 38.50 % | 41.12 % | 41.43 % | 43.26 % | 40.57 % | 40.99 % | 35.82 % | 37.73 % | 36.19 % | 31.09 % | 31.23 % | 32.40 % | 29.51 % | 32.57 % | 33.57 % | 33.58 % | 33.07 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 32.65 % | 31.72 % | 32.07 % | 31.05 % | 31.30 % | 30.98 % | 29.65 % | 29.43 % | 29.65 % | 32.91 % | 34.21 % | 32.18 % | 34.41 % | 32.26 % | 31.65 % | 30.28 % | 30.21 % |
| Others | 28.83 % | 27.15 % | 26.50 % | 25.69 % | 28.13 % | 28.03 % | 34.53 % | 32.84 % | 34.15 % | 36.00 % | 34.56 % | 8.83 % | 9.13 % | 8.73 % | 8.78 % | 8.70 % | 8.68 % |
| No of Share Holders | 1,41,556 | 1,39,597 | 1,44,606 | 1,48,214 | 1,53,331 | 1,47,999 | 1,35,282 | 1,45,083 | 1,48,027 | 1,84,778 | 2,08,812 | 2,16,019 | 2,48,815 | 2,29,943 | 2,34,222 | 2,28,001 | 2,23,585 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 1.2 | 0.3 | 0.3 | 0.5 | 0.5 | 0.5 | 1 | 1 | 1.5 | 0.00 |
| Dividend Yield (%) | 0.96 | 0.19 | 0.15 | 0.39 | 0.32 | 0.39 | 0.82 | 0.74 | 0.95 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 13 Aug 2025 |  Annual General Meeting | NA | 13 Aug 2025 | 205.90 | 191.63 |
| 02 May 2025 |  Quarterly Result Announcement | NA | 02 May 2025 | 183.55 | 176.55 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 171.95 | 173.21 |
| 21 Oct 2024 | Quarterly Result Announcement | NA | 21 Oct 2024 | 153.90 | 154.35 |
| 22 Aug 2024 | Annual General Meeting | NA | 22 Aug 2024 | 169.22 | 169.83 |
| 09 Aug 2024 |  Dividend | ₹ 1.50 /share | 09 Aug 2024 | 153.10 | 164.12 |
| 11 Aug 2023 | Dividend | ₹ 1.00 /share | 11 Aug 2023 | 137.45 | 132.65 |
| 11 Aug 2022 | Dividend | ₹ 1.00 /share | 10 Aug 2022 | 126.55 | 176.65 |
| 12 Aug 2021 | Dividend | ₹ 0.20 /share | 11 Aug 2021 | 161.85 | 152.00 |
| 07 Jun 2021 | Dividend | ₹ 0.30 /share | 04 Jun 2021 | 173.90 | 165.95 |
| 11 Jul 2018 |  Bonus | 1:10 | 10 Jul 2018 | 166.73 | 173.55 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
21 hours ago
21 hours agoAnnouncement under Regulation 30 (LODR)-Credit Rating2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Change in Directorate4 days ago
4 days agoBoard Meeting Outcome for Revised OutcomeJun 11, 2025
Jun 11, 2025Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementJun 11, 2025
Jun 11, 2025Appointment Of Secretarial AuditorJun 11, 2025
Jun 11, 2025Announcement under Regulation 30 (LODR)-Dividend UpdatesJun 11, 2025
Jun 11, 2025Board Meeting Outcome for FIXATION OF AGM DATE AND QIP ISSUE AND RECORD DATE FOR DIVIDENDJun 11, 2025
Jun 11, 2025Board Meeting Intimation for Board Meeting Date June 11 2025Jun 05, 2025
Jun 05, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 28, 2025
May 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 28, 2025
May 28, 2025Analyst Conference CallMay 28, 2025
May 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 26, 2025
May 26, 2025Opening Of New BranchMay 23, 2025
May 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 22, 2025
May 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 21, 2025
May 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 20, 2025
May 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 16, 2025
May 16, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 14, 2025
May 14, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
May 07, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMay 05, 2025
May 05, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMay 05, 2025
May 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 03, 2025
May 03, 2025Audio Recording On Q4 & FY 2025May 03, 2025
May 03, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 03, 2025
May 03, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Dividend UpdatesMay 02, 2025
May 02, 2025Board Meeting Outcome for AUDITED FINANCIAL RESULTS FOR QUARTER AND YEAR ENDED MARCH 31 2025May 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 28, 2025
Apr 28, 2025Board Meeting Intimation for Audited Standalone Financial Results Of The BankApr 23, 2025
Apr 23, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 03, 2025
Apr 03, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 03, 2025
Apr 03, 2025Notice Of Postal BallotApr 02, 2025
Apr 02, 2025Our Bank Has Opened 7 New Branches TodayMar 27, 2025
Mar 27, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 26, 2025
Mar 26, 2025Opening Of New BranchesMar 26, 2025
Mar 26, 2025Opening Of New BranchesMar 25, 2025
Mar 25, 2025Closure of Trading WindowMar 25, 2025
Mar 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 24, 2025
Mar 24, 2025Our Bank Has Opened 2 New Branches On March 24 2025Mar 24, 2025
Mar 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2025
Mar 19, 2025New Branch OpeningMar 19, 2025
Mar 19, 2025Two New Branches Opened On March 17 2025Mar 17, 2025
Mar 17, 2025Our Bank Has Opened 2 New Branches On March 14 2025Mar 14, 2025
Mar 14, 2025New Branches OpenedMar 10, 2025
Mar 10, 2025Our Bank Has Opened 2 New Branches On March 05 2025Mar 05, 2025
Mar 05, 2025Our Bank Has Opened 4 New Branches On March 03 2025Mar 03, 2025
Mar 03, 2025Announcement under Regulation 30 (LODR)-Change in ManagementFeb 21, 2025
Feb 21, 2025Technical Indicators
RSI(14)
Neutral 47.09
ATR(14)
Volatile 5.36
STOCH(9,6)
Neutral 22.55
STOCH RSI(14)
Oversold 1.89
MACD(12,26)
Bearish -1.79
ADX(14)
Weak Trend 20.78
UO(9)
Bearish 52.97
ROC(12)
Downtrend And Accelerating -3.56
WillR(14)
Neutral -78.55
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HDFC Nifty Smallcap 250 Index Fund Direct-Growth About City Union Bank
City Union Bank Limited is a private sector scheduled commercial bank primarily operating in South India. It provides a range of banking and financial services including commercial banking and treasury operations. The bank's main focus is lending to MSMEs, retail/wholesale trade, and the agricultural sector. City Union Bank offers various deposit accounts and services such as ATM, mail transfer, and demand drafts. Founded in 1904 as The Kumbakonam Bank Limited, it has expanded its network over the years through organic growth and acquisitions. As of March 31, 2024, the bank has 800 branches and 1,677 ATMs. City Union Bank's total business stood at Rs. 102,138 crore in 2024, with total deposits of Rs. 55,657 crore and a balance sheet size of Rs. 70,826 crore. The bank has recently partnered with Newgen Software Technologies Ltd for digitalizing its retail lending process.
Chairperson NameG Mahalingam
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