City Union Bank

City Union Bank

204.33
-0.37
(-0.18%)
Market Cap
15,168.40 Cr
EPS
15.17
PE Ratio
13.51
Dividend Yield
0.98 %
Industry
Banks
52 Week High
232.55
52 Week Low
142.91
PB Ratio
1.60
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from22 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+90.91 %
+90.91 %
Hold
Hold0.0 %
0.0 %
Sell
Sell+9.09 %
+9.09 %
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
2,021.60
#1 15,40,100.50
21.83
#1 4,70,915.90
15.42
#1 73,440
-0.57
58.88
1,486.20
10,61,977.30
20.09
1,86,331.00
26.78
55,507
16.00
64.05
1,972.70
3,91,014.50
20.41
1,07,095.00
13.60
21,946
-39.96
27.92
1,064.20
3,32,931.70
#1 11.95
1,55,916.90
12.99
28,112
-2.90
20.54
93.02
99,244.70
12.54
34,058.70
12.14
7,656
16.37
40.39
808.20
62,484.20
24.26
48,667.70
23.81
2,575
-72.17
38.51
19.40
60,624.00
22.22
30,918.80
23.98
2,447
#1 56.72
38.55
70.31
51,859.80
39.95
43,478.30
19.92
1,490
-29.43
37.36
205.21
50,634.40
12.18
28,106.10
#1 32.27
4,201
12.48
38.58
173.44
28,196.80
13.72
21,948.20
14.48
2,745
-65.02
42.12
Forecast
Actual
Growth Rate
Revenue Growth
8.82 %
Net Income Growth
8.34 %
Cash Flow Change
158.67 %
ROE
-3.82 %
ROCE
10.36 %
EBITDA Margin (Avg.)
7.63 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Revenue
3,103
3,354
3,658
3,935
4,282
4,849
4,824
4,864
5,525
6,012
6,732
Expenses
655
736
937
1,120
1,140
1,690
1,738
1,605
1,723
1,559
1,716
EBITDA
557
655
746
843
986
665
780
1,070
1,250
1,306
1,498
Operating Profit %
76 %
75 %
70 %
67 %
70 %
59 %
58 %
61 %
63 %
70 %
71 %
Depreciation
47
52
53
53
62
79
88
85
73
75
82
Interest
1,892
1,963
1,975
1,972
2,156
2,493
2,305
2,188
2,552
3,147
3,518
Profit Before Tax
521
603
693
790
925
586
693
985
1,178
1,231
1,417
Tax
126
158
190
198
242
110
100
225
240
215
293
Net Profit
395
445
503
592
683
476
593
760
938
1,016
1,124
EPS in ₹
6.82
7.44
8.39
9.18
9.57
6.48
8.03
10.29
12.67
13.72
15.17

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
27,871
31,804
35,271
39,937
45,259
49,734
53,312
61,531
66,595
70,826
77,623
Fixed Assets
210
218
215
223
250
245
233
215
239
270
322
Current Assets
3,825
3,703
4,192
3,982
4,623
6,444
7,485
8,737
8,969
9,366
7,884
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
0
Investments
5,871
6,827
7,032
7,879
7,712
9,117
9,436
12,221
14,333
15,664
17,336
Other Assets
21,790
24,760
28,024
31,835
37,297
40,372
43,643
49,095
52,023
54,891
59,965
Total Liabilities
27,871
31,804
35,271
39,937
45,259
49,734
53,312
61,531
66,595
70,826
77,623
Current Liabilities
932
929
1,054
1,186
1,489
1,573
1,586
1,944
2,051
2,044
2,461
Non Current Liabilities
26,939
30,875
34,217
38,752
43,770
48,161
51,726
59,587
64,543
68,782
75,162
Total Equity
2,696
3,052
3,570
4,163
4,841
5,296
5,843
6,586
7,457
8,401
9,467
Reserve & Surplus
2,636
2,992
3,510
4,097
4,767
5,222
5,769
6,512
7,383
8,327
9,393
Share Capital
60
60
60
67
74
74
74
74
74
74
74

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
357
113
229
-243
327
1,758
893
1,072
-38
294
-1,653
Investing Activities
-64
-60
-50
-61
-87
-60
-38
-63
-72
-106
-120
Operating Activities
131
249
284
-183
419
1,836
922
1,166
724
436
1,128
Financing Activities
291
-75
-4
1
-5
-18
10
-31
-690
-36
-2,662

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.02 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
26.60 %
26.96 %
26.44 %
26.01 %
27.44 %
28.03 %
27.38 %
DIIs
38.50 %
41.12 %
41.43 %
43.26 %
40.57 %
40.99 %
35.82 %
37.73 %
36.19 %
31.09 %
31.23 %
32.40 %
29.51 %
32.57 %
33.57 %
33.58 %
33.07 %
35.23 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
32.65 %
31.72 %
32.07 %
31.05 %
31.30 %
30.98 %
29.65 %
29.43 %
29.65 %
32.91 %
34.21 %
32.18 %
34.41 %
32.26 %
31.65 %
30.28 %
30.21 %
28.85 %
Others
28.83 %
27.15 %
26.50 %
25.69 %
28.13 %
28.03 %
34.53 %
32.84 %
34.15 %
36.00 %
34.56 %
8.83 %
9.13 %
8.73 %
8.78 %
8.70 %
8.68 %
8.54 %
No of Share Holders
1,41,556
1,39,597
1,44,606
1,48,214
1,53,331
1,47,999
1,35,282
1,45,083
1,48,027
1,84,778
2,08,812
2,16,019
2,48,815
2,29,943
2,34,222
2,28,001
2,23,585
2,10,298

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 1.2 0.3 0.3 0.5 0.5 0.5 1 1 1.5 2
Dividend Yield (%) 0.96 0.19 0.15 0.39 0.32 0.39 0.82 0.74 0.95 0.98

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
13 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
13 Aug 2025 205.90 204.80
01 Aug 2025 DIVIDEND Dividend
₹ 2.00 /share
01 Aug 2025 176.55 204.80
31 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jul 2025 212.90 204.80
02 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
02 May 2025 183.55 176.55
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jan 2025 171.95 173.21
21 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Oct 2024 153.90 154.35
22 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
22 Aug 2024 169.22 169.83
09 Aug 2024 DIVIDEND Dividend
₹ 1.50 /share
09 Aug 2024 153.10 164.12
11 Aug 2023 DIVIDEND Dividend
₹ 1.00 /share
11 Aug 2023 137.45 132.65
11 Aug 2022 DIVIDEND Dividend
₹ 1.00 /share
10 Aug 2022 126.55 176.65
12 Aug 2021 DIVIDEND Dividend
₹ 0.20 /share
11 Aug 2021 161.85 152.00
07 Jun 2021 DIVIDEND Dividend
₹ 0.30 /share
04 Jun 2021 173.90 165.95
11 Jul 2018 BONUS Bonus
1:10
10 Jul 2018 166.73 173.55

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation4 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication5 days ago
Reg. 34 (1) Annual Report.7 days ago
Business Responsibility and Sustainability Reporting (BRSR)7 days ago
Opening Of New Branch8 days ago
Board Meeting Intimation for Approval Of Un Audited Standalone Financial Results8 days ago
New Branch OpeningJul 07, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 05, 2025
Closure of Trading WindowJun 26, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 26, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sJun 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 23, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJun 21, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJun 19, 2025
Board Meeting Outcome for Revised OutcomeJun 11, 2025
Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementJun 11, 2025
Appointment Of Secretarial AuditorJun 11, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesJun 11, 2025
Board Meeting Outcome for FIXATION OF AGM DATE AND QIP ISSUE AND RECORD DATE FOR DIVIDENDJun 11, 2025
Board Meeting Intimation for Board Meeting Date June 11 2025Jun 05, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 28, 2025
Analyst Conference CallMay 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 26, 2025
Opening Of New BranchMay 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 14, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMay 05, 2025
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMay 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 03, 2025
Audio Recording On Q4 & FY 2025May 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 03, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 02, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 02, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesMay 02, 2025
Board Meeting Outcome for AUDITED FINANCIAL RESULTS FOR QUARTER AND YEAR ENDED MARCH 31 2025May 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 28, 2025
Board Meeting Intimation for Audited Standalone Financial Results Of The BankApr 23, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 03, 2025
Notice Of Postal BallotApr 02, 2025
Our Bank Has Opened 7 New Branches TodayMar 27, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 26, 2025
Opening Of New BranchesMar 26, 2025

Technical Indicators

RSI(14)
Neutral
44.10
ATR(14)
Less Volatile
6.13
STOCH(9,6)
Oversold
18.18
STOCH RSI(14)
Oversold
0.00
MACD(12,26)
Bearish
-1.99
ADX(14)
Weak Trend
19.01
UO(9)
Bearish
43.97
ROC(12)
Downtrend But Slowing Down
-4.59
WillR(14)
Oversold
-90.01

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI Flexicap Fund Direct-Growth
0.00%
-6558921
-0.59%
-0.67%
Canara Robeco Small Cap Fund Direct - Growth
1.93%
3791807
0.70%
0.84%
Baroda BNP Paribas Multi Cap Fund Direct-Growth
0.00%
-2695871
-1.86%
-1.43%
Edelweiss Mid Cap Direct Plan-Growth
1.02%
1837568
0.38%
0.43%
Sundaram Focused Fund Direct-Growth
2.27%
1155130
2.27%
2.27%
Quant Quantamental Fund Direct - Growth
1.02%
928283
1.02%
1.02%
ICICI Prudential Multicap Fund Direct Plan-Growth
0.64%
-799761
-0.05%
-0.01%
Edelweiss Small Cap Fund Direct - Growth
3.08%
585065
0.36%
0.43%
Quant Value Fund Direct - Growth
0.43%
357032
0.43%
0.43%
Edelweiss Flexi Cap Fund Direct-Growth
0.20%
249999
0.20%
0.20%
Edelweiss ELSS Tax Saver Fund Direct -Growth
1.05%
206897
1.05%
1.05%
JM Small Cap Fund Direct - Growth
0.57%
200000
0.57%
0.57%
Baroda BNP Paribas Banking and Financial Services Direct-Growth
1.13%
-175000
-1.21%
-0.07%
ITI Banking and Financial Services Fund Direct - Growth
0.00%
-152297
-0.97%
-0.89%
Nippon India Active Momentum Fund Direct-Growth
0.00%
-150000
-1.63%
-2.00%
ITI Small Cap Fund Direct-Growth
1.43%
141505
0.19%
0.21%
Baroda BNP Paribas Conservative Hybrid Fund Direct-Growth
0.00%
-105000
-0.25%
-0.25%
Baroda BNP Paribas Equity Savings Fund Direct - Growth
0.00%
-100000
-0.73%
-0.65%
Axis Business Cycles Fund Direct-Growth
0.47%
83040
0.11%
0.14%
Axis Value Fund Direct-Growth
0.87%
45934
0.13%
0.53%
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
0.78%
22039
0.04%
0.05%
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
0.84%
11091
0.09%
0.07%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.78%
9593
0.04%
0.05%
UTI Nifty 500 Value 50 Index Fund Direct - Growth
0.34%
-7183
0.00%
0.02%
Quantum Small Cap Fund Direct - Growth
2.44%
7148
0.20%
0.12%

About City Union Bank

City Union Bank Limited is a private sector scheduled commercial bank primarily operating in South India. It provides a range of banking and financial services including commercial banking and treasury operations. The bank's main focus is lending to MSMEs, retail/wholesale trade, and the agricultural sector. City Union Bank offers various deposit accounts and services such as ATM, mail transfer, and demand drafts. Founded in 1904 as The Kumbakonam Bank Limited, it has expanded its network over the years through organic growth and acquisitions. As of March 31, 2024, the bank has 800 branches and 1,677 ATMs. City Union Bank's total business stood at Rs. 102,138 crore in 2024, with total deposits of Rs. 55,657 crore and a balance sheet size of Rs. 70,826 crore. The bank has recently partnered with Newgen Software Technologies Ltd for digitalizing its retail lending process.
Chairperson NameG Mahalingam