Ugro Capital , a prominent player in the financial services sector , has reported a substantial increase in its Assets Under Management (AUM), showcasing robust growth and strengthening its market position.

Remarkable AUM Expansion

The company announced that its AUM has surged to over INR 12,000 crore as of March 2025. This marks a significant increase from INR 11,067.00 crore in December 2024 and INR 9,047.00 crore in March 2024, demonstrating both quarter-on-quarter and year-on-year growth.

Growth Metrics

The year-over-year growth from March 2024 to March 2025 represents an impressive increase of approximately 32.64% in the company's managed assets.

Quarterly Performance

The growth from December 2024 to March 2025 indicates a quarter-on-quarter increase of about 8.43%, highlighting the company's continued momentum in expanding its asset base.

Industry Implications

This substantial growth in AUM suggests that Ugro Capital is successfully expanding its market reach and attracting more investments. The consistent upward trajectory in managed assets could be indicative of the company's effective strategies in fund management and client acquisition.

As Ugro Capital continues to expand its asset base, it may be positioning itself for stronger financial performance and increased market influence in the coming periods. However, the true impact of this AUM growth on the company's overall financial health and profitability remains to be seen in future financial reports.

Investors and market watchers will likely keep a close eye on how Ugro Capital leverages this expanded asset base to drive revenue growth and enhance shareholder value in the competitive financial services landscape.

UGRO Capital Limited , a prominent player in the MSME lending sector, has reported significant growth in its Assets Under Management (AUM) for the quarter ended March 31, 2025 (Q4 FY25). The company's latest financial update reveals impressive expansion across key metrics, showcasing its strong market position and growth trajectory.

AUM Growth

UGRO Capital's AUM has witnessed a substantial increase, reaching over ₹12,000.00 crore as of March 2025. This marks a significant rise from ₹11,067.00 crore in December 2024 and ₹9,047.00 crore in March 2024, representing a year-over-year growth of approximately 33%.

Record-Breaking Loan Origination

The company achieved its lifetime highest net loan origination in Q4 FY25, with loans worth ₹2,450.00+ crore originated during the quarter. This figure surpasses the ₹2,098.00 crore originated in Q3 FY25 and ₹1,554.00 crore in Q4 FY24, demonstrating strong momentum in lending activities.

Key Growth Drivers

Emerging Market LAP

Originations in the Emerging Market LAP (Loan Against Property) segment reached ₹660.00+ crore in Q4 FY25, a significant jump from ₹203.00 crore in Q4 FY24. The contribution of Emerging Market LAP to the overall AUM increased to approximately 14% as of March 2025, up from 9% in March 2024.

Embedded Finance Platform

The company's MSL (MyShubhLife) platform has gained traction, with its AUM crossing ₹700.00 crore by March 2025.

Expansion of Branch Network

To support its growth strategy, UGRO Capital expanded its branch network by adding 85 SME branches in FY25, enhancing its reach in the MSME lending space.

Diversified Liability Profile

As of March 2025, UGRO Capital's total debt (excluding Direct Assignment) stood at over ₹6,800.00 crore. The company maintains a diversified borrowing mix:

Collection Efficiency

UGRO Capital has maintained a consistent collection efficiency of 96% throughout FY25, indicating strong asset quality management.

Future Outlook

The company aims to increase the contribution of Emerging Market LAP to its AUM to approximately 35% by March 2026, which is expected to drive yield expansion.

Conclusion

UGRO Capital's strong performance in Q4 FY25 reflects its successful execution of growth strategies and its expanding footprint in the MSME lending sector. The company's focus on diversifying its product offerings and maintaining a robust liability profile positions it well for continued growth in the coming fiscal year.