Bajaj Finance , a prominent player in the housing finance sector, is set to reveal its quarterly results for the period ended June 2025 on July 23. The company has scheduled a board meeting to approve the unaudited standalone financial results, followed by an earnings conference call at 6:15 p.m. IST on the same day.

Key Points

• Quarterly results announcement: July 23, 2025
• Board meeting scheduled to approve unaudited standalone financial results
• Earnings conference call: 6:15 p.m. IST on July 23
• Trading window closure: July 1-25 for designated persons

Recent Performance

The Pune-based subsidiary of Bajaj Finance, which made its stock market debut in September 2024, has shown strong financial performance in the previous quarter (Q4FY25):

The company has maintained a robust asset quality, with low gross and net non-performing asset (NPA) ratios:

• Gross NPA: 0.29%
• Net NPA: 0.11%

Stock Performance

Bajaj Housing Finance's stock, which initially listed at Rs 150.00 (a 114.29% premium over its issue price of Rs 70.00), is currently trading at Rs 121.41 on the National Stock Exchange (NSE). While this represents a 19.00% decline from its listing price, the stock has shown resilience with a 7.24% increase over the past six months.

Investors and analysts will be keenly watching the upcoming Q1FY26 results to gauge the company's performance and growth trajectory in the competitive housing finance sector.

Bajaj Finance , one of India's leading non-banking financial companies (NBFCs), has announced plans to raise ₹1,500 crore through the issuance of Non-Convertible Debentures (NCDs). This strategic move highlights the company's proactive approach to securing additional funding for potential business expansion or refinancing existing debt.

Understanding the NCD Issuance

Non-Convertible Debentures are fixed-income instruments that typically offer investors higher interest rates compared to regular bonds. A key characteristic of NCDs is that they cannot be converted into equity shares, making them a pure debt instrument. For Bajaj Finance, this method of fundraising provides an opportunity to access capital without diluting existing shareholder equity.

Implications for Bajaj Finance

The decision to raise ₹1,500 crore through NCDs could have several implications for Bajaj Finance:

1. Capital Infusion: The fundraise will provide a significant boost to the company's capital base, potentially enabling it to expand its lending activities or invest in new business opportunities.

2. Debt Management: If used for refinancing, this move could help Bajaj Finance optimize its debt structure, potentially leading to improved financial efficiency.

3. Market Confidence: A successful NCD issuance could be interpreted as a sign of market confidence in Bajaj Finance's creditworthiness and future prospects.

Investor Perspective

For potential investors, Bajaj Finance's NCD offering may present an attractive investment opportunity:

• Higher Returns: NCDs typically offer higher interest rates compared to traditional fixed deposits or savings accounts.
• Fixed Income: The fixed interest rate provides a predictable income stream for investors.
• Credit Quality: Given Bajaj Finance's standing in the financial services sector, the NCDs may be perceived as a relatively secure investment option.

As Bajaj Finance moves forward with this fundraising initiative, market participants will likely keep a close eye on the terms of the NCD issuance and the company's plans for utilizing the raised capital. The success of this offering could provide insights into both Bajaj Finance's financial strategy and the overall appetite for corporate debt in the current market environment.