Regency Fincorp Limited (Scrip Code: 540175) has reported a robust financial performance for the first quarter of the fiscal year, alongside plans for a new Non-Convertible Debenture (NCD) issue. The company's board meeting, held on July 26, 2025, revealed significant growth in both revenue and profitability.

Financial Highlights

Regency Fincorp's total income for the quarter surged to Rs 934.46 crore, marking a substantial increase from Rs 365.08 crore in the corresponding quarter of the previous year. The company's profit after tax (PAT) witnessed an impressive growth, reaching Rs 315.71 crore, up from Rs 54.40 crore year-over-year.

Key financial metrics for the quarter ended June 30, 2025:

The company's interest income, a crucial component of its revenue, grew to Rs 719.20 crore from Rs 345.73 crore in the same period last year.

NCD Issue and Capital Raising

In a strategic move to bolster its financial position, Regency Fincorp's board has approved the issuance of 50 units of Series-C Non-Convertible Debentures (NCDs). These NCDs, valued at Rs 5 crore, will have a face value of Rs 10 lakh each. The NCDs are structured as unlisted, unrated, secured, and redeemable instruments with a 15-month tenure and an annual interest rate of 15%.

Warrant Conversion and Equity Infusion

The board has also decided to call for the 75% balance payment on convertible share warrants that were allotted on December 28, 2024. This follows the company's recent capital raise of Rs 9.68 crore through a preferential issue in June 2025, where 5,870,150 share warrants were converted into equity shares.

Management Commentary

Gaurav Kumar, Managing Director of Regency Fincorp Limited, stated, "Our first quarter results demonstrate the company's strong financial health and growth trajectory. The significant increase in our total income and profitability reflects the robustness of our business model and the effective execution of our strategies."

The company's focus on expanding its lending activities and improving operational efficiencies has contributed to the substantial growth in interest income and overall profitability. The planned NCD issue and the ongoing conversion of warrants are expected to further strengthen Regency Fincorp's capital base, supporting its growth initiatives in the coming quarters.

Regency Fincorp's shares are listed on the BSE, and the detailed financial results are available on the company's website ( www.regencyfincorp.co.in ) as well as on the BSE website ( www.bseindia.com ).

Regency Fincorp Limited has announced a crucial board meeting scheduled for July 26 to address key financial matters and potential fundraising initiatives. The company, which operates in the financial services sector, has set forth an agenda that includes the review of its quarterly financial performance and the consideration of a new debt instrument issuance.

Financial Results Review

The board of directors will convene to review and approve the unaudited financial results for the quarter ended June 30. This quarterly review is a standard practice for publicly listed companies and provides investors and stakeholders with insights into the company's financial health and performance.

Potential Debenture Issuance

In addition to the financial review, the board will deliberate on the approval for issuing secured, unlisted, unrated, redeemable non-convertible debentures (NCDs). This move suggests that Regency Fincorp may be exploring debt-based funding options, potentially to support its business operations or expansion plans.

Trading Window Closure

As part of its commitment to regulatory compliance and prevention of insider trading, Regency Fincorp has implemented a trading window closure. The trading window for designated persons has been closed since July 1 and will remain so until 48 hours after the announcement of the financial results. This measure ensures fair trading practices and prevents the misuse of sensitive financial information.

PAN Freezing Measure

In an additional step to reinforce compliance, the company has frozen the Permanent Account Numbers (PANs) of designated persons during the trading window closure period. This freeze will be lifted after the financial results are made public, allowing for the resumption of normal trading activities for these individuals.

Meeting Details

The board meeting is scheduled to take place on Saturday, July 26, at 4:00 P.M. through video conferencing. The company has duly informed the BSE Limited of this upcoming meeting, adhering to the regulations set forth by the Securities and Exchange Board of India (SEBI).

Investors and market watchers will be keenly awaiting the outcomes of this board meeting, particularly the Q2 financial results and any decisions regarding the proposed NCD issuance. These developments could potentially impact Regency Fincorp's financial strategy and market position in the coming months.