Galada Finance Reports 40% Revenue Growth, Considers Non-Convertible Debenture Issuance

1 min read Updated on 09 Aug 2025, 05:21 PM

Reviewed by

Riya DeyScanX News Team

Overview

Galada Finance Limited, a Chennai-based NBFC, reported strong Q1 FY2026 results. Revenue increased by 40.10% to ₹53.41 lakhs, with interest income at ₹52.69 lakhs. Despite a 42.00% rise in expenses, profit after tax grew by 24.50% to ₹4.02 lakhs. EPS improved to ₹0.13. The board approved Q1 results and discussed potential NCD issuance for fundraising. Auditors provided an unqualified opinion on the financial results.

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Galada Finance Limited, a Chennai-based Non-Banking Financial Company (NBFC), has reported robust financial results for the quarter ended June 30, 2025, showcasing significant growth in revenue and profitability.

Strong Financial Performance

The company's revenue surged by 40.10% to ₹53.41 lakhs, compared to ₹38.12 lakhs in the corresponding quarter of the previous year. Interest income, which constituted 98.70% of the total revenue, stood at ₹52.69 lakhs, underlining the company's core strength in its lending operations.

Despite a 42.00% increase in expenses to ₹48.14 lakhs, Galada Finance managed to grow its profit after tax by 24.50% to ₹4.02 lakhs. This growth in profitability translated to an improvement in earnings per share, which rose to ₹0.13 from ₹0.11 in the same quarter last year.

Key Financial Metrics

Particulars	Q1 FY2026 (₹ in Lakhs)	Q1 FY2025 (₹ in Lakhs)	YoY Change (%)
Revenue	53.41	38.12	40.10%
Expenses	48.14	33.89	42.00%
Profit After Tax	4.02	3.23	24.50%
EPS (₹)	0.13	0.11	18.20%

Board Meeting Outcomes

In a board meeting held on August 9, 2025, Galada Finance's directors approved the unaudited financial results for the quarter ended June 30, 2025. The board also discussed the potential issuance of Non-Convertible Debentures (NCDs) as a fund-raising strategy, indicating the company's plans for expansion or strengthening its financial position.

Auditor's Review

The statutory auditors provided an unqualified opinion on the financial results, finding no material misstatements. This clean review underscores the company's commitment to transparent and accurate financial reporting.

Market Implications

The strong quarterly performance and the consideration of NCD issuance suggest that Galada Finance is positioning itself for growth in the competitive NBFC sector. The company's ability to increase its revenue significantly while maintaining profitability could be seen as a positive indicator for investors.

As Galada Finance continues to navigate the dynamic financial services landscape, its focus on core lending activities and exploration of diverse funding options may contribute to its strategic growth plans in the coming quarters.

Historical Stock Returns for Galada Finance