Bank of Baroda , one of India's leading public sector banks, has announced robust financial performance for Q1 FY26, showcasing strong growth across its domestic and global operations.

Global Business Growth

Bank of Baroda reported a 10.7% year-over-year growth in global business, reaching ₹27.43 lakh crore as of June 30, 2025.

Global Performance

Bank of Baroda's global operations demonstrated substantial growth:

• Global Deposits: Rose by 9.1% to ₹14.36 lakh crore
• Global Advances: Surged by 12.6% to ₹12.07 lakh crore

Domestic Performance

• Domestic Advances: Grew by 12.45% to ₹9.91 lakh crore
• Retail Advances: Increased by 17%
• Domestic Deposits: Increased by 8.1% to ₹12.04 lakh crore

Financial Results

• Net Profit: ₹5,048 crore for Q1 FY26, up 3.2% year-over-year
• Gross NPA: Decreased to 2.26% from 2.43% in the previous quarter

Performance Overview

The reported figures indicate a robust performance by Bank of Baroda, with double-digit growth in global business and advances. The growth in deposits suggests strong customer confidence and the bank's expanding presence.

The higher growth rate in advances compared to deposits implies an improvement in the bank's credit deployment and potentially its net interest margins. This growth trajectory positions Bank of Baroda favorably in the competitive banking sector, reflecting its strong market position and effective growth strategies.

The decrease in Gross NPA indicates improved asset quality, which is a positive sign for the bank's overall financial health.

In addition to these strong financial results, Bank of Baroda has also reduced its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 basis points across various tenures. This reduction in MCLR could potentially make loans more affordable for borrowers and stimulate further credit growth.

As the banking sector continues to evolve, Bank of Baroda's performance in both deposits and advances will be crucial indicators of its ongoing financial health and market competitiveness.

Bank of Baroda , one of India's leading public sector banks, has demonstrated strong financial performance and shareholder value creation. The bank recently presented a substantial dividend cheque to the government and reported impressive profit growth for the fiscal year.

Dividend Payout

Bank of Baroda handed over a dividend cheque of ₹2,762 crore to Finance Minister Nirmala Sitharaman. This significant payout underscores the bank's commitment to returning value to its shareholders, including the government, which holds a majority stake in the bank.

Financial Performance

The bank reported a robust financial performance:

This impressive profit growth of 10.10% year-on-year demonstrates Bank of Baroda's resilience and effective management strategies in a dynamic banking environment.

Shareholder Returns

The declared dividend of ₹8.35 per share, which represents 418% of the face value, highlights the bank's strong commitment to rewarding its shareholders. This substantial dividend payout ratio is likely to be well-received by investors and could potentially boost investor confidence in the bank's financial health and future prospects.

New Product Launch

In addition to its financial achievements, Bank of Baroda has also introduced a new product to enhance its retail banking offerings:

• Product Name: bob Flexi Systematic Deposit Plan
• Type: Flexible recurring deposit

This new product aims to provide customers with more flexibility in their savings options, potentially attracting new depositors and strengthening the bank's retail banking segment.

Bank of Baroda's strong financial performance, significant dividend payout, and product innovation demonstrate its commitment to growth, shareholder value, and customer-centric banking services. As one of India's leading public sector banks, these developments are likely to be closely watched by investors, customers, and the broader financial industry.