Arman Financial Services Limited , a non-banking financial company (NBFC), has reported a significant downturn in its financial performance for the first quarter. The company's consolidated results show a net loss of 146.00 crore rupees, marking a stark contrast to the profit of 313.00 crore rupees recorded in the same period last year.

Revenue Decline

The company's revenue saw a notable decrease, dropping to 1,510.00 crore rupees from 1,844.00 crore rupees in the corresponding quarter of the previous year. This represents an 18.11% year-over-year decline in total income.

Financial Highlights

All figures in crore rupees

Operational Performance

The consolidated financial results reveal several key aspects of Arman Financial's performance:

• Interest Income: The company's primary revenue source, interest income, stood at 1,397.57 crore rupees.
• Fees and Commission Income: This segment contributed 64.83 crore rupees to the total revenue.
• Impairment Losses: The company reported significant impairment losses on financial assets, amounting to 665.19 crore rupees.
• Employee Benefits Expenses: These expenses were reported at 334.43 crore rupees.

Financial Ratios

The company's financial health can be further assessed through key ratios:

Management Actions

In response to the challenging quarter, Arman Financial's board has taken several decisions:

1. Approval of the unaudited financial results for the quarter.
2. Re-appointment of Mr. Jayendra Patel as Vice Chairman & Managing Director, effective September 1, subject to shareholder approval.
3. Re-appointment of Mr. Yash Shah as an Independent Director for a five-year term, effective September 2.
4. Grant of 8,100 stock options to eligible employees under the "Arman- Employee Stock Option Plan 2023".

Looking Ahead

While the company faces headwinds in the current economic environment, it continues to focus on strategic initiatives and corporate governance. The re-appointment of key personnel and the implementation of an employee stock option plan suggest a long-term commitment to stability and growth.

Investors and stakeholders will be closely watching Arman Financial's performance in the coming quarters for signs of recovery and the effectiveness of management's strategies in navigating the challenging financial landscape.

Arman Financial Services Limited has announced a conference call to discuss its unaudited financial results for the first quarter of the fiscal year 2026, ended June 30, 2025. The call is scheduled for August 14, 2025, at 4:00 PM IST (6:30 PM Singapore/Hong Kong, 11:30 AM UK).

Key Details

Management Participation

The call will feature senior management representatives:

• Mr. Jayendra Patel - Vice Chairman and Managing Director
• Mr. Aalok Patel - Joint Managing Director
• Mr. Vivek Modi - Group Chief Financial Officer

Access Information

Interested stakeholders can participate in the conference call through various means:

• Pre-registration: Participants can pre-register using the Diamond Pass to avoid wait times.
• Primary Dial-in Numbers: +91 22 6280 1143 / +91 22 7115 8044 (universally accessible from all networks and countries)
• Toll-Free Numbers:

Additional Information

The company has emphasized that the call proceedings will be recorded, and a list of participants will be shared with the corporate entity. Arman Financial Services is expected to comply with all necessary disclosures on stock exchanges, including call invite intimation, recording details, and call transcript.

Arman Financial Services Limited continues to maintain transparency in its communications with stakeholders. This earnings call provides an opportunity for investors and analysts to gain insights into the company's performance for the quarter ended June 30, 2025.

Interested parties are encouraged to participate in the call to stay informed about the company's financial results and future outlook.