Paisalo Digital Limited has announced key dates for its upcoming dividend payment, signaling important information for shareholders.

Dividend Record Date

The company has fixed Monday, September 22, 2025, as the record date for determining shareholder eligibility for the final dividend for the financial year 2024-2025. This decision comes as part of the company's commitment to rewarding its shareholders.

Upcoming Annual General Meeting

The payment of the final dividend is subject to shareholder approval at Paisalo Digital's 33rd Annual General Meeting (AGM). The AGM is scheduled to take place on Monday, September 29, 2025, where shareholders will have the opportunity to vote on the dividend recommendation.

Board Recommendation

The Board of Directors of Paisalo Digital has recommended the final dividend for the financial year ended March 31, 2025. However, the exact amount of the dividend has not been disclosed in the available information.

Regulatory Compliance

This announcement is in line with Regulation 42 of the Securities and Exchange Board of India (SEBI) Listing Obligations and Disclosure Requirements Regulations, 2015. The company has duly informed both the BSE Limited and the National Stock Exchange of India Limited about the record date.

Securities Affected

The dividend announcement affects various securities of Paisalo Digital, including:

• Equity shares
• Non-Convertible Debentures (NCDs)
• Commercial Papers (CPs)

Shareholders and interested investors should mark their calendars for these important dates. The final dividend, once approved at the AGM, will be paid to eligible shareholders as per the company's dividend distribution policy.

Paisalo Digital Limited , a pioneer in seamless credit distribution services and income generation loans, has reported robust financial results for the first quarter of fiscal year 2026, ending June 30, 2025. The company has achieved significant milestones in customer acquisition and asset growth while expanding its strategic partnerships.

Record-Breaking Performance

Paisalo Digital reported its highest-ever total income of Rs 2,187.00 crore for Q1 FY2026, marking a 17% year-over-year increase. The company's Assets Under Management (AUM) grew by 14% year-over-year to Rs 52,302.00 crore, demonstrating strong business momentum.

Customer Base Expansion

In a remarkable achievement, Paisalo Digital's customer franchise expanded to a record 11 million, with the addition of approximately 1.5 million customers during the quarter. This significant growth underscores the company's increasing market penetration and the growing demand for its financial services.

Financial Highlights

• Net Interest Income rose by 20% year-over-year to Rs 1,244.00 crore
• Profit After Tax (PAT) increased by 14% year-over-year to Rs 472.00 crore
• Net Interest Margin stood at 6.5%, up from 6.2% in Q1 FY2025
• Gross Non-Performing Assets (GNPA) and Net Non-Performing Assets (NNPA) ratios improved to 0.85% and 0.68% respectively, compared to 0.99% and 0.76% in the previous year

Operational Expansion

Paisalo Digital continued its geographic expansion, adding 50 new branches during the quarter. The company's total touch points increased to 3,997, spread across 22 states and union territories. This expansion strategy aims to enhance last-mile credit delivery and financial inclusion.

Co-Lending Partnership with SBI

In a significant development, Paisalo Digital announced the expansion of its co-lending partnership with the State Bank of India (SBI). This extended collaboration will focus on jointly funding MSME and SME loans, further strengthening the successful partnership established in 2019. The arrangement is expected to be operationalized from Q4 FY2026 and will leverage SBI's vast banking network alongside Paisalo's digital platform to boost formal credit access for small businesses, particularly in tier 2 and 3 cities and rural areas.

Management Commentary

Santanu Agarwal, Deputy Managing Director of Paisalo Digital Ltd, commented on the results: "Q1 FY26 marks a good start to the year for Paisalo Digital, as we delivered our highest-ever Total Income and achieved a significant milestone of crossing 11 million customers. The addition of approximately 1.5 million customers in a single quarter highlights the growing relevance of our inclusive, last-mile credit model."

He further added, "Our strategic co-lending partnership extension with SBI underscores our shared commitment to expanding affordable and timely credit access to underserved entrepreneurs and self-employed individuals across the country. By leveraging our integrated physical-digital approach alongside SBI's trusted banking infrastructure, we are confident to deepen our impact on job creation and grassroots economic growth."

Looking Ahead

With its strong financial performance, expanding customer base, and strategic partnerships, Paisalo Digital is well-positioned to continue its growth trajectory. The company's focus on technology-driven growth and its commitment to financial inclusion are likely to drive further expansion in the coming quarters.

As Paisalo Digital continues to scale its operations and enhance its market presence, investors and industry observers will be keenly watching its progress in revolutionizing credit access for India's underserved populations.