UCO Bank

44.18

-1.06

(-2.34%)

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024
Revenue	5,263	5,169	5,308	4,935	4,746	4,728	4,941	4,864	3,907	4,237	3,758	3,722	3,425	4,361	3,749	3,586	4,149	4,447	4,534	4,514	4,511	4,437	4,327	4,467	4,637	4,426	4,656	4,638	4,362	3,797	4,965	5,451	5,947	5,857	5,866	6,413	6,985	6,859	7,071
Expenses	1,679	1,413	1,612	3,101	3,098	1,964	2,239	2,085	1,484	1,975	1,588	2,109	3,001	2,456	2,371	2,093	3,211	2,567	2,887	2,940	2,000	1,995	2,331	2,181	2,470	2,158	2,218	1,690	1,757	1,402	1,766	1,754	2,025	2,295	1,924	2,072	2,507	2,227	2,355
EBITDA	259	398	216	-1,616	-1,777	-440	-380	-437	-582	-663	-621	-1,016	-2,127	-599	-1,136	-1,018	-1,552	-602	-892	-960	23	45	-225	91	13	159	316	792	484	193	784	1,022	907	347	640	777	806	863	939
Operating Profit %	64 %	70 %	67 %	32 %	29 %	53 %	48 %	50 %	59 %	48 %	54 %	39 %	11 %	34 %	32 %	37 %	15 %	33 %	24 %	22 %	47 %	46 %	36 %	39 %	31 %	40 %	40 %	57 %	53 %	64 %	58 %	62 %	59 %	56 %	63 %	63 %	57 %	63 %	61 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	3,325	3,358	3,481	3,449	3,425	3,204	3,083	3,217	3,005	2,925	2,791	2,630	2,550	2,504	2,515	2,511	2,490	2,482	2,538	2,534	2,488	2,396	2,221	2,195	2,154	2,109	2,122	2,157	2,120	2,202	2,415	2,675	3,015	3,215	3,302	3,564	3,672	3,770	3,778
Profit Before Tax	259	398	216	-1,616	-1,777	-440	-380	-437	-582	-663	-621	-1,016	-2,127	-599	-1,136	-1,018	-1,552	-602	-892	-960	23	45	-225	91	13	159	316	792	484	193	784	1,022	907	347	640	777	806	863	939
Tax	50	141	60	-119	-62	0	5	0	6	0	2	0	8	35	0	-19	0	0	0	0	7	24	-255	55	-67	57	110	481	172	70	280	369	325	123	238	274	280	312	336
Net Profit	209	257	156	-1,497	-1,715	-441	-385	-437	-588	-663	-623	-1,016	-2,134	-634	-1,136	-999	-1,552	-602	-892	-960	17	22	30	35	80	102	205	310	312	124	505	653	581	224	402	503	526	551	603
EPS in ₹	2.06	2.39	1.45	-13.92	-15.95	-3.66	-2.96	-2.90	-3.77	-4.25	-3.58	-5.44	-11.40	-2.08	-2.87	-2.53	-3.43	-0.87	-1.21	-1.18	0.02	0.02	0.03	0.04	0.08	0.10	0.17	0.26	0.26	0.10	0.42	0.55	0.49	0.19	0.34	0.42	0.44	0.46	0.50

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	2,45,917	2,44,883	2,31,340	2,16,056	2,30,484	2,35,908	2,53,336	2,67,784	3,00,863	3,23,691
Fixed Assets	1,066	2,878	2,843	2,867	2,814	2,832	3,151	3,287	3,445	3,717
Current Assets	32,897	30,105	31,883	29,422	38,030	31,533	34,942	35,571	38,105	37,670
Capital Work in Progress	48	6	6	8	8	8	67	48	65	65
Investments	64,223	83,974	74,019	70,962	82,232	90,999	93,783	96,874	95,169	92,904
Other Assets	1,80,580	1,58,024	1,54,471	1,42,219	1,45,430	1,42,069	1,56,335	1,67,575	2,02,184	2,27,005
Total Liabilities	2,45,917	2,44,883	2,31,340	2,16,056	2,30,484	2,35,908	2,53,336	2,67,784	3,00,863	3,23,691
Current Liabilities	8,779	8,002	7,767	6,801	6,863	7,800	9,428	6,610	5,260	7,873
Non Current Liabilities	2,37,138	2,36,881	2,23,573	2,09,256	2,23,621	2,28,108	2,43,908	2,61,175	2,95,603	3,15,818
Total Equity	12,549	12,522	12,754	14,957	17,391	19,210	22,606	23,594	25,765	27,357
Reserve & Surplus	11,473	10,511	10,044	7,517	8,371	9,291	10,088	11,638	13,809	15,401
Share Capital	1,076	1,076	1,560	2,308	5,423	9,918	9,918	11,956	11,956	11,956

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	7,157	-3,610	-459	-3,352	9,684	-6,626	5,794	2,548	2,580	297
Investing Activities	-151	-52	-217	-24	44	-250	106	-214	-67	-275
Operating Activities	7,861	-2,978	-3,852	-9,082	4,190	-10,658	2,422	4,399	2,983	1,002
Financing Activities	-553	-580	3,609	5,754	5,450	4,283	3,266	-1,637	-336	-430

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	May 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024
Promoter	94.44 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %	95.39 %
FIIs	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.03 %	0.03 %	0.02 %
DIIs	1.59 %	1.29 %	1.28 %	1.28 %	1.29 %	1.29 %	1.32 %	1.35 %	1.38 %	1.37 %	1.35 %	1.37 %	1.32 %	1.32 %	1.33 %	1.33 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	3.61 %	3.00 %	2.98 %	3.07 %	3.09 %	3.10 %	3.10 %	2.98 %	2.88 %	2.84 %	2.94 %	2.81 %	2.99 %	2.99 %	2.98 %	3.04 %

Show % Change

Dividend History

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
State Bank of India	812.00	7,43,241.70	9.68	5,94,574.90	25.60	68,138	23.53	38.67
Bank of Baroda	240.59	1,28,410.10	6.42	1,41,778.70	27.98	18,410	22.11	36.96
Punjab National Bank	100.77	1,13,986.00	8.22	1,22,394.00	23.52	9,157	138.15	39.20
Indian Overseas Bank	52.40	1,00,579.70	33.90	29,731.00	26.39	2,666	24.30	40.92
Canara Bank	99.61	93,337.00	5.83	1,39,164.90	25.14	14,782	10.39	38.12
Union Bank of India	116.78	92,366.60	6.03	1,18,188.40	21.75	13,709	33.01	37.07
Indian Bank	537.15	74,702.60	7.57	64,231.70	21.67	8,129	35.35	37.12
UCO Bank	44.18	54,088.80	24.58	25,119.90	24.61	1,654	50.38	41.00
Bank of India	103.03	48,508.70	6.21	67,306.50	22.06	6,567	61.53	34.73
Central Bank of India	55.07	47,641.00	13.93	35,562.00	19.57	2,677	48.66	42.95

Corporate Action

Technical Indicators

RSI(14)

Neutral

41.00

ATR(14)

Less Volatile

1.72

STOCH(9,6)

Oversold

15.05

STOCH RSI(14)

Oversold

0.00

MACD(12,26)

Bearish

-0.41

ADX(14)

Weak Trend

19.72

UO(9)

Bearish

39.79

ROC(12)

Downtrend And Accelerating

-12.32

WillR(14)

Oversold

-97.75