M&M Financial Services

261.10
-2.00
(-0.76%)
Market Cap
36,292.10 Cr
EPS
15.66
PE Ratio
16.04
Dividend Yield
2.21 %
52 Week High
333.74
52 Week Low
231.52
PB Ratio
1.48
Debt to Equity
4.67
Sector
NBFC
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from33 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+42.42 %
+42.42 %
Hold
Hold+39.39 %
+39.39 %
Sell
Sell+18.18 %
+18.18 %
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
9,180.50
#1 5,69,079.60
34.27
#1 54,982.50
32.75
#1 14,451
18.85
53.63
286.65
1,82,112.80
112.85
1,854.70
#1 4,039.96
1,605
1.77
68.03
1,601.00
1,34,630.80
31.60
19,419.90
48.18
3,411
18.24
51.97
639.35
1,20,222.30
14.48
36,413.00
19.35
7,391
6.06
46.36
2,215.40
88,940.30
16.68
15,162.70
26.62
4,468
#1 22.13
55.81
921.05
87,624.50
45.75
17,483.50
22.39
2,408
-19.35
58.15
5,136.50
57,068.50
30.40
7,285.50
31.41
1,422
17.06
51.63
2,379.20
40,409.50
#1 9.52
2,611.20
381.77
4,285
14.67
78.12
261.10
#9 36,292.10
#3 16.04
#5 15,970.30
#8 24.45
#7 1,943
#9 -31.97
52.26
403.75
31,412.20
173.32
3,147.30
56.71
1,652
-81.22
64.14

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
24.45 %
Net Income Growth
-6.19 %
Cash Flow Change
-6.06 %
ROE
-12.18 %
ROCE
2.43 %
EBITDA Margin (Avg.)
-3.56 %

Quarterly Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
1,680
1,513
1,587
1,593
1,905
1,579
1,741
1,748
2,133
1,886
1,986
2,246
2,507
2,315
2,535
2,714
2,914
2,852
2,948
3,094
3,149
3,311
3,071
3,017
3,053
2,584
2,983
2,996
2,904
2,926
3,041
3,360
3,549
3,651
3,878
4,150
4,348
4,374
4,494
4,815
4,913
Expenses
440
639
614
694
512
631
749
877
866
954
943
776
809
854
817
878
581
1,388
1,052
1,071
1,392
1,368
1,175
1,982
1,534
3,541
318
556
933
1,512
1,127
1,041
1,073
1,504
1,724
1,456
1,520
1,676
1,830
1,325
2,001
EBITDA
1,240
874
974
899
1,393
947
993
871
1,266
932
1,043
1,470
1,698
1,461
1,718
1,837
2,333
1,464
1,896
2,023
1,756
1,943
1,896
1,035
1,518
-958
2,665
2,440
1,971
1,414
1,914
2,320
2,476
2,146
2,154
2,693
2,829
2,698
2,664
3,490
2,912
Operating Profit %
74 %
58 %
61 %
56 %
73 %
60 %
56 %
49 %
59 %
49 %
52 %
64 %
68 %
63 %
67 %
67 %
80 %
51 %
64 %
65 %
55 %
55 %
61 %
33 %
49 %
-39 %
89 %
81 %
67 %
48 %
63 %
69 %
69 %
58 %
55 %
64 %
65 %
61 %
59 %
72 %
59 %
Depreciation
11
11
11
12
12
12
13
13
16
13
13
14
15
16
19
20
21
41
43
43
19
38
40
37
37
33
34
35
50
43
55
63
65
66
67
69
72
76
79
82
85
Interest
678
693
710
730
736
764
789
831
802
828
855
873
870
957
1,053
1,153
1,270
1,263
1,346
1,351
1,431
1,401
1,369
1,312
1,226
1,151
1,143
1,071
1,053
1,052
1,192
1,373
1,477
1,597
1,703
1,798
1,861
1,960
2,062
2,175
2,218
Profit Before Tax
551
170
253
157
645
171
191
28
448
91
175
583
813
488
646
665
1,041
160
507
629
306
504
488
-313
256
-2,141
1,488
1,334
869
318
668
884
934
483
383
826
896
662
523
1,233
610
Tax
179
60
93
56
227
61
73
12
162
30
69
211
300
166
211
255
341
52
243
154
68
72
135
-90
37
-568
385
342
240
79
176
219
259
121
96
203
225
165
133
315
153
Net Profit
372
110
160
101
418
110
118
16
286
61
106
371
513
322
435
410
701
109
264
475
239
432
353
-223
219
-1,573
1,103
992
629
240
492
664
675
362
287
623
671
497
390
918
456
EPS in ₹
6.51
1.91
2.78
1.71
7.29
1.91
2.02
0.21
4.93
1.03
1.78
6.37
8.43
5.14
6.93
6.49
11.17
1.74
4.25
5.25
2.61
7.01
3.31
-1.84
1.76
-12.77
8.93
8.01
5.06
1.94
3.98
5.36
5.52
2.91
2.28
5.05
5.43
4.03
3.15
7.43
3.70

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
38,633
45,007
53,223
58,730
74,576
81,793
85,601
83,809
1,05,085
1,23,716
Fixed Assets
119
129
133
147
201
455
399
515
871
1,008
Current Assets
17,412
20,628
23,283
937
1,658
2,554
5,043
6,026
6,947
5,858
Capital Work in Progress
0
0
1
1
1
1
12
2
3
105
Investments
95
547
576
2,378
3,327
5,340
12,126
8,654
10,063
9,599
Other Assets
38,420
44,331
52,512
56,205
71,046
75,996
73,064
74,637
94,148
1,13,004
Total Liabilities
38,633
45,007
53,223
58,730
74,576
81,793
85,601
83,809
1,05,085
1,23,716
Current Liabilities
15,121
17,204
20,203
8,317
7,443
4,100
5,119
5,142
9,061
10,490
Non Current Liabilities
17,520
21,266
25,960
40,413
55,785
65,634
64,606
61,629
77,323
93,251
Total Equity
5,992
6,537
7,060
10,000
11,348
12,059
15,876
17,038
18,701
19,975
Reserve & Surplus
5,830
6,357
6,847
9,732
11,146
11,846
15,530
16,650
18,313
19,686
Share Capital
113
113
113
123
123
123
246
247
247
247

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-29
34
202
-93
199
245
26
-43
-179
317
Investing Activities
34
-440
-97
243
-1,213
-2,689
-8,349
3,112
-1,635
2,671
Operating Activities
-3,970
-4,957
-6,467
-8,510
-12,078
-3,115
5,826
18
-17,395
-18,449
Financing Activities
3,907
5,431
6,766
8,174
13,490
6,050
2,549
-3,173
18,852
16,095

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
14.09 %
0.00 %
11.96 %
10.09 %
10.19 %
10.48 %
10.68 %
DIIs
15.36 %
15.11 %
15.18 %
14.94 %
15.72 %
16.72 %
15.69 %
23.76 %
25.18 %
26.95 %
25.84 %
19.68 %
28.61 %
30.67 %
31.57 %
31.16 %
31.31 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.39 %
9.17 %
8.06 %
8.46 %
8.88 %
7.75 %
6.99 %
6.44 %
6.31 %
5.70 %
6.24 %
6.77 %
6.03 %
6.02 %
5.22 %
5.38 %
5.12 %
Others
27.09 %
23.57 %
24.60 %
24.45 %
23.25 %
23.37 %
25.16 %
17.65 %
16.36 %
15.20 %
1.67 %
21.39 %
1.24 %
1.07 %
0.86 %
0.81 %
0.73 %
No of Share Holders
1,88,131
2,96,357
2,37,701
2,49,889
2,50,678
2,17,677
2,14,897
1,93,555
1,86,265
1,85,705
2,19,510
2,39,372
2,27,512
2,24,273
2,11,051
2,24,415
2,17,620

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 4 2.4 4 6.5 0.00 0.8 3.6 6 6.3 0.00
Dividend Yield (%) 2.14 0.87 1.6 7.44 0.00 0.52 1.6 2.21 2.29 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
22 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
22 Jul 2025 268.34 260.95
14 May 2025 RIGHTS Rights
1:8
14 May 2025 253.95 249.38
22 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Apr 2025 282.26 268.34
28 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jan 2025 259.20 252.73
22 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Oct 2024 313.44 280.89
23 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
23 Jul 2024 259.89 284.50
17 Jul 2024 DIVIDEND Dividend
₹ 6.30 /share
16 Jul 2024 259.89 288.34
22 Jul 2023 DIVIDEND Dividend
₹ 6.00 /share
21 Jul 2023 249.91 304.24
22 Jul 2022 DIVIDEND Dividend
₹ 3.60 /share
20 Jul 2022 178.20 203.45
20 Jul 2021 DIVIDEND Dividend
₹ 0.80 /share
16 Jul 2021 169.98 152.56
23 Jul 2020 RIGHTS Rights
1:1
22 Jul 2020 123.33 149.79

Announcements

Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 20113 days ago
Compliances-Reg.24(A)-Annual Secretarial Compliance4 days ago
Communication To Shareholders (Request To Submit Tax Exemption Documents ): Dividend For FY 2025 - Intimation On Tax Deduction At Source (TDS)/Withholding Tax On Dividend.6 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication6 days ago
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 19, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMay 16, 2025
Intimation For Transfer Of Equity Shares From Mahindra & Mahindra Financial Services Limited Employees Stock Option TrustMay 13, 2025
Letter Of Offer For Rights Issue Of Equity SharesMay 08, 2025
Corporate Action - Record Date For Rights IssueMay 08, 2025
Announcement under Regulation 30 (LODR)-Raising of FundsMay 08, 2025
Board Meeting Outcome for Approval Of Terms Of Rights Issue Of Equity SharesMay 08, 2025
Submission Of Audited Financial Statements For The Financial Year Ended 31St March 2025May 02, 2025
Board Meeting Intimation for Seeking Approval Of The Board For Issue Price Record Date Price Entitlement Ratio Etc. With Respect To The Rights Issue Of The CompanyMay 02, 2025
Corporate Action-Intimation of Right issueMay 02, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
Announcement under Regulation 30 (LODR)-Raising of FundsMay 02, 2025
Board Meeting Outcome for Board Of Mahindra & Mahindra Financial Services Limited Re-Approves Fund Raising Through Rights Issue Of Equity Shares For An Amount Up To Rs. 3000 Crore To Pursue The Rights Issue Under New Simplified SEBI ICDR RegulationsMay 02, 2025
Board Meeting Intimation for Considering Fund Raising - Rights IssueApr 28, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptApr 28, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 26, 2025
Intimation Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Apr 25, 2025
Announcement under Regulation 30 (LODR)-Credit RatingApr 23, 2025
The Purpose Of Dividend For FY2024-2025 - 15Th July 2025Apr 23, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 23, 2025
Re-Submission Of Outcome Of Board Meeting - CorrigendumApr 22, 2025
Re-Submission Of Outcome Of Board Meeting - CorrigendumApr 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 22, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)Apr 22, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 22, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 22, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 22, 2025
Corporate Action-Board approves DividendApr 22, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesApr 22, 2025
Announcement under Regulation 30 (LODR)-Raising of FundsApr 22, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 22, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationApr 22, 2025
Board Meeting Outcome for Outcome Of Board Meeting -22Nd April 2025 Apr 22, 2025
Announcement under Regulation 30 (LODR)-Credit RatingApr 18, 2025
Closure of Trading WindowApr 15, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Apr 15, 2025
Update on board meetingApr 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 15, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 10, 2025
Update For Q4 FY2025Apr 02, 2025
Closure of Trading WindowMar 28, 2025
Board Meeting Intimation for The Audited Standalone And Consolidated Financial Results Of The Company For The Fourth Quarter And Financial Year Ended 31St March 2025Mar 28, 2025
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG RatingMar 27, 2025
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG RatingMar 27, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMar 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025

Technical Indicators

RSI(14)
Neutral
52.26
ATR(14)
Less Volatile
6.78
STOCH(9,6)
Neutral
49.68
STOCH RSI(14)
Neutral
77.98
MACD(12,26)
Bullish
0.88
ADX(14)
Weak Trend
16.97
UO(9)
Bearish
49.85
ROC(12)
Uptrend And Accelerating
0.56
WillR(14)
Neutral
-37.18

Mutual Fund Holdings

Funding HouseNo of SharesCurrent Holding %1M Change %3M Change %Month
Kotak Quant Fund Direct - Growth
268807
1.02%
1.02%
1.02%
Apr 2025
ITI Banking and Financial Services Fund Direct - Growth
53300
0.46%
-1.00%
-1.08%
Apr 2025
Union Arbitrage Fund Direct - Growth
108000
0.94%
0.94%
0.94%
Apr 2025
Mirae Asset Midcap Fund Direct - Growth
0
0.00%
-0.54%
-0.62%
Apr 2025
Navi Nifty Midcap 150 Index Fund Direct - Growth
0
0.00%
-0.53%
-0.56%
Apr 2025
LIC MF Focused Fund Direct - Growth
196476
3.90%
-0.47%
-0.49%
Apr 2025
Kotak Banking & Financial Services Fund Direct - Growth
0
0.00%
-0.46%
-0.49%
Apr 2025
Kotak Emerging Equity Fund Direct-Growth
7654982
0.40%
-0.46%
-0.50%
Apr 2025
Kotak Multicap Fund Direct - Growth
3926643
0.61%
-0.44%
-0.49%
Apr 2025
Tata Balanced Advantage Fund Direct - Growth
1000
0.00%
-0.42%
-0.41%
Apr 2025
Bandhan Financial Services Fund Direct-Growth
248302
0.65%
-0.41%
-0.44%
Apr 2025
Union Balanced Advantage Fund Direct - Growth
190000
0.36%
0.36%
0.36%
Apr 2025
Motilal Oswal Nifty MidSmall Financial Services Index Fund Direct-Growth
20452
1.97%
-0.33%
-0.32%
Apr 2025
LIC MF Banking & Financial Services Fund Direct-Growth
258608
2.57%
-0.32%
-0.42%
Apr 2025
SBI Magnum Mid Cap Direct Plan-Growth
20000000
2.44%
-0.27%
-0.35%
Apr 2025
SBI Contra Direct Plan-Growth
17064429
1.01%
0.27%
0.26%
Apr 2025
Bajaj Finserv Multi Asset Allocation Fund Direct-Growth
0
0.00%
-0.25%
-0.25%
Apr 2025
Nippon India Arbitrage Fund Direct-Growth
204000
0.04%
-0.24%
0.02%
Apr 2025
HDFC Mid-Cap Opportunities Fund Direct-Growth
55089232
1.93%
-0.22%
-0.28%
Apr 2025
Sundaram Financial Services Opportunities Fund Direct-Growth
678691
1.17%
0.19%
1.17%
Apr 2025
SBI Long Term Equity Fund Direct Plan-Growth
18249195
1.68%
-0.18%
-0.24%
Apr 2025
DSP Quant Fund Direct - Growth
720053
1.93%
-0.18%
-0.21%
Apr 2025
Tata Large & Mid Cap Fund Direct Plan-Growth
4600000
1.45%
-0.17%
-0.23%
Apr 2025
UTI Value Fund Direct-Growth
5115392
1.40%
-0.17%
-0.19%
Apr 2025
Baroda BNP Paribas Midcap Fund Direct-Growth
1150000
1.48%
-0.16%
-0.20%
Apr 2025

About M&M Financial Services

Mahindra & Mahindra Financial Services Limited (MMFSL) is a leading Non-Banking Finance Company in India, primarily serving rural and semi-urban markets. It is part of the Mahindra Group and offers financing for vehicles, housing, personal loans, and SMEs. MMFSL operates through a network of 1,386 offices across 27 States and 7 Union Territories. The company has subsidiaries in insurance broking, rural housing finance, and asset management. MMFSL also has a joint venture in the US for financing Mahindra tractors. The company provides services such as insurance broking and mutual fund distribution. MMFSL has expanded its operations to include leasing and subscription services, digital finance lending for consumer durables and personal loans, and used car financing. The company also operates in Sri Lanka through a joint venture.
Listing Date
17 Mar, 2006(19 Years, -15 days)
Chairperson NameAnish Shah