| Quarterly Financials | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 5,160 | 5,093 | 5,319 | 5,721 | 5,031 | 5,854 | 6,008 | 6,631 | 6,234 | 6,942 | 7,443 | 9,113 | 7,572 | 8,490 | 8,415 | 9,216 | 8,868 |
| Expenses | 2,257 | 2,088 | 2,234 | 2,516 | 1,953 | 2,585 | 2,664 | 2,822 | 2,621 | 2,829 | 2,583 | 4,049 | 2,738 | 3,191 | 2,852 | 3,152 | 2,714 |
| EBITDA | 337 | 383 | 459 | 600 | 397 | 505 | 560 | 891 | 511 | 636 | 1,080 | 1,196 | 739 | 984 | 1,239 | 1,554 | 1,515 |
| Operating Profit % | 44 % | 51 % | 47 % | 40 % | 56 % | 45 % | 47 % | 46 % | 52 % | 51 % | 58 % | 39 % | 58 % | 53 % | 60 % | 59 % | 63 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 2,567 | 2,622 | 2,626 | 2,605 | 2,681 | 2,764 | 2,784 | 2,917 | 3,102 | 3,477 | 3,780 | 3,868 | 4,096 | 4,315 | 4,324 | 4,510 | 4,639 |
| Profit Before Tax | 337 | 383 | 459 | 600 | 397 | 505 | 560 | 891 | 511 | 636 | 1,080 | 1,196 | 739 | 984 | 1,239 | 1,554 | 1,515 |
| Tax | 7 | 7 | 8 | 48 | 4 | 5 | 5 | 236 | 7 | 8 | 356 | 386 | 90 | 205 | 364 | 462 | 336 |
| Net Profit | 330 | 377 | 451 | 552 | 393 | 500 | 555 | 656 | 504 | 627 | 724 | 810 | 649 | 780 | 875 | 1,092 | 1,178 |
| EPS in ₹ | 0.17 | 0.20 | 0.24 | 0.29 | 0.21 | 0.26 | 0.29 | 0.35 | 0.27 | 0.33 | 0.38 | 0.43 | 0.34 | 0.41 | 0.46 | 0.58 | 0.61 |
Indian Overseas Bank
Indian Overseas Bank
37.95
+0.03
(0.08%)
There are 1 new updates from the company1 day ago
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Market Cap
73,078.76 Cr
EPS
1.76
PE Ratio
18.60
Dividend Yield
0.00 %
Industry
Banks52 Week High
68.88
52 Week Low
33.50
PB Ratio
2.53
Debt to Equity
0.00
Sector
Public Sector Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Company News
View All News
Indian Overseas Bank Makes Analyst Meet Audio Recording Available for Q1 Financial Performance Discussion1 day ago
Indian Overseas Bank conducted an Analyst Meet on July 29, 2025, to discuss the bank's financial performance for the quarter ended June 30, 2025. The meeting was held at 4:00 PM IST. The bank has uploaded the audio recording of the analyst meet to its website, making it accessible through a dedicated link. The bank informed stock exchanges BSE and NSE about the availability of this recording.
Indian Bank Receives Board Approval to Raise Rs 5,000 Crore, Develops Own UPI App3 days ago
Indian Bank has received board approval to raise Rs 5,000 crore during the financial year, though CEO Binod Kumar indicated the fund raise may not be immediately required given the bank's capital adequacy ratio of 17.80% for the April-June 2025 quarter, up from 16.47% in the same quarter last year. The Chennai-based bank is developing its own UPI application called 'IND-UPI' to compete with PhonePe, GPay, and PayTM, which could save approximately Rs 150 crore annually by eliminating the Rs 12 crore monthly fees currently paid to other UPI providers. The bank has also received approval to hire 3,000 employees across all levels during the current financial year, including specialized roles in cyber security and risk management. Indian Bank reported a 24% increase in net profit to Rs 2,973 crore for the April-June 2025 quarter, compared to Rs 2,403 crore in the corresponding quarter last year, with total income growing to Rs 18,721 crore from Rs 16,945 crore. The bank recovered Rs 2,059 crore in the latest quarter and has set a recovery target of Rs 5,500 to Rs 6,500 crore for the year.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
801.65 | #1 7,15,442.17 | 9.51 | #1 6,63,343.30 | 11.57 | #1 79,017 | -8.21 | 45.01 | |
108.10 | 1,24,238.72 | 6.80 | 1,40,456.80 | 14.76 | 18,553 | -45.71 | 46.63 | |
239.67 | 1,23,942.04 | 6.44 | 1,52,884.10 | 7.83 | 20,459 | -26.17 | 46.71 | |
130.76 | 99,817.03 | 5.39 | 1,29,979.30 | 9.98 | 17,921 | 21.59 | 28.66 | |
108.20 | 98,144.45 | 5.39 | 1,52,657.90 | 9.70 | 17,336 | -21.12 | 41.92 | |
614.60 | 82,784.41 | 7.40 | 72,050.90 | 12.17 | 10,995 | -11.45 | 42.26 | |
37.95 | #7 73,078.76 | #10 18.60 | #8 33,750.30 | #5 13.52 | #9 3,396 | #1 81.66 | 41.28 | |
114.14 | 51,964.15 | #1 5.18 | 80,412.40 | 19.47 | 9,552 | -3.14 | 45.80 | |
56.53 | 43,480.36 | 7.59 | 28,402.60 | #1 20.90 | 5,542 | 16.16 | 52.65 | |
30.15 | 37,806.77 | 15.34 | 29,473.50 | 17.33 | 2,445 | 23.76 | 35.28 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
13.52 %
Net Income Growth
27.38 %
Cash Flow Change
353.77 %
ROE
8.89 %
ROCE
10.16 %
EBITDA Margin (Avg.)
8.79 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 2,74,229 | 2,99,030 | 3,13,438 | 3,51,869 | 3,94,708 |
| Fixed Assets | 2,918 | 3,366 | 3,711 | 3,726 | 4,581 |
| Current Assets | 48,084 | 53,770 | 38,017 | 35,605 | 33,910 |
| Capital Work in Progress | 1 | 0 | 0 | 15 | 74 |
| Investments | 95,485 | 97,641 | 93,643 | 99,194 | 1,10,588 |
| Other Assets | 1,75,826 | 1,98,023 | 2,16,085 | 2,48,935 | 2,79,465 |
| Total Liabilities | 2,74,229 | 2,99,030 | 3,13,438 | 3,51,869 | 3,94,708 |
| Current Liabilities | 13,106 | 11,148 | 6,785 | 7,799 | 8,308 |
| Non Current Liabilities | 2,61,123 | 2,87,882 | 3,06,653 | 3,44,070 | 3,86,400 |
| Total Equity | 17,099 | 22,598 | 24,876 | 27,561 | 32,233 |
| Reserve & Surplus | 452 | 3,695 | 5,974 | 8,659 | 12,977 |
| Share Capital | 16,647 | 18,902 | 18,902 | 18,902 | 19,257 |
Cash Flow
| Cash Flow | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 6,716 | 5,969 | -16,130 | -2,006 | 2,405 |
| Investing Activities | -46 | -49 | -560 | -359 | -579 |
| Operating Activities | 4,949 | 5,539 | -13,655 | -1,119 | 2,840 |
| Financing Activities | 1,813 | 479 | -1,916 | -528 | 144 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 95.84 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 94.61 % | 94.61 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.05 % | 0.05 % | 0.03 % | 0.02 % | 0.22 % | 0.08 % |
| DIIs | 1.59 % | 1.37 % | 1.30 % | 1.30 % | 1.31 % | 1.33 % | 0.13 % | 1.37 % | 1.36 % | 1.34 % | 0.13 % | 1.29 % | 1.29 % | 1.30 % | 1.30 % | 1.30 % | 2.59 % | 2.37 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.65 % | 1.43 % | 1.57 % | 1.62 % | 1.61 % | 1.61 % | 1.61 % | 1.62 % | 1.62 % | 1.69 % | 1.71 % | 1.86 % | 1.90 % | 1.90 % | 1.93 % | 1.95 % | 1.92 % | 2.38 % |
| Others | 0.93 % | 0.82 % | 0.74 % | 0.70 % | 0.70 % | 0.67 % | 1.87 % | 0.63 % | 0.63 % | 0.59 % | 1.77 % | 0.47 % | 0.38 % | 0.37 % | 0.36 % | 0.35 % | 0.66 % | 0.56 % |
| No of Share Holders | 3,78,586 | 3,80,710 | 4,44,068 | 4,71,872 | 4,73,897 | 4,74,939 | 4,71,356 | 5,11,642 | 5,09,599 | 5,10,387 | 6,68,177 | 7,27,348 | 10,06,180 | 9,96,568 | 9,77,592 | 9,77,917 | 9,77,877 | 10,08,130 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 18 Jul 2025 |  Quarterly Result Announcement | NA | 18 Jul 2025 | 38.88 | 39.84 |
| 02 Jul 2025 |  Annual General Meeting | NA | 02 Jul 2025 | 40.72 | 39.93 |
| 02 May 2025 | Quarterly Result Announcement | NA | 02 May 2025 | 38.74 | 37.53 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 54.11 | 50.64 |
| 17 Oct 2024 | Quarterly Result Announcement | NA | 17 Oct 2024 | 54.89 | 54.61 |
| 02 Jul 2024 | Annual General Meeting | NA | 02 Jul 2024 | 67.28 | 63.68 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
1 day ago
1 day agoClarification Sought By NSE On Our Disclosure Dated 22.07.20255 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation7 days ago
7 days agoAnnouncement Under Regulation 308 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Newspaper PublicationJul 19, 2025
Jul 19, 2025Order Of Refund Received From Income-Tax DepartmentJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 18, 2025
Jul 18, 2025Compliances-Reg. 54 - Asset Cover details Jul 18, 2025
Jul 18, 2025Security Cover Certificate 30.06.2025Jul 18, 2025
Jul 18, 2025Statement Of Deviation And Variation For Quarter Ended 30.06.2025Jul 18, 2025
Jul 18, 2025Board Meeting Outcome for Unaudited Financial Results For The Quarter Ended 30.06.2025Jul 18, 2025
Jul 18, 2025Unaudited Financial Results For The Quarter Ended 30.06.2025Jul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJul 14, 2025
Jul 14, 2025Board Meeting Intimation for Considering Unaudited Financial Results For The Quarter Endd 30.06.2025Jul 13, 2025
Jul 13, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 13, 2025
Jul 13, 2025Appointment Of Secretarial Auditor Of The BankJul 02, 2025
Jul 02, 2025Appointment Of Secretarial Auditor Of The BankJul 02, 2025
Jul 02, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 02, 2025
Jul 02, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMJul 02, 2025
Jul 02, 2025Closure of Trading WindowJun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 11, 2025
Jun 11, 2025Reg. 34 (1) Annual Report.Jun 06, 2025
Jun 06, 2025Notice Of Annual General Meeting Scheduled For 02.07.2025 (Wednesday)Jun 06, 2025
Jun 06, 2025Annual General Meeting Of The Bank Scheduled For 02.07.2025 (Wednesday) At 11.00 A.M.Jun 06, 2025
Jun 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 01, 2025
Jun 01, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 01, 2025
Jun 01, 2025Investment In M/S ACER Credit Rating Private LimitedMay 30, 2025
May 30, 2025Business Responsibility and Sustainability Reporting (BRSR)May 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 03, 2025
May 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
May 02, 2025Statement Of Deviation And Variation As On 31.03.2025May 02, 2025
May 02, 2025Compliances-Reg. 54 - Asset Cover details May 02, 2025
May 02, 2025Capital Raising Plan Of The Bank For The FY 2025-26May 02, 2025
May 02, 2025Integrated Filing (Financial)May 02, 2025
May 02, 2025Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
May 02, 2025Board Meeting Outcome for Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
May 02, 2025Update on board meetingApr 26, 2025
Apr 26, 2025Intimation Under Regulation 30Apr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderApr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 25, 2025
Apr 25, 2025Board Meeting Intimation for Consideration Of Financial Results For The Quarter And Year Ended 31.03.2025Apr 24, 2025
Apr 24, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateApr 11, 2025
Apr 11, 2025Interest Rate UpdatesApr 11, 2025
Apr 11, 2025Chapter XIV- Centralized Database Of Corporate BondsApr 11, 2025
Apr 11, 2025Changes In Senior ManagementApr 09, 2025
Apr 09, 2025Technical Indicators
RSI(14)
Neutral 40.94
ATR(14)
Less Volatile 0.93
STOCH(9,6)
Oversold 15.87
STOCH RSI(14)
Oversold 7.16
MACD(12,26)
Bearish -0.21
ADX(14)
Weak Trend 11.95
UO(9)
Bearish 34.76
ROC(12)
Downtrend But Slowing Down -2.49
WillR(14)
Oversold -82.99
Mutual Fund Holdings
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth 
SBI Nifty Smallcap 250 Index Fund Direct - Growth 
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth 
HDFC Nifty Smallcap 250 Index Fund Direct-Growth 
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth 
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth 
Groww Nifty Smallcap 250 Index Fund Direct - Growth 
Bandhan Nifty Smallcap 250 Index Fund Direct-Growth 
Kotak BSE PSU Index Fund Direct-Growth 
Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth 
Angel One Nifty Total Market Index Fund Direct - Growth 
Mirae Asset Nifty Total Market Index Fund Direct-Growth 
Axis Nifty 500 Index Fund Direct-Growth 
Baroda BNP Paribas Nifty Midcap 150 Index Fund Direct-Growth About Indian Overseas Bank
Indian Overseas Bank (IOB) is a public sector bank founded in 1937, specializing in foreign exchange and overseas banking. It operates 3,236 domestic branches and 3,506 ATMs across India, with a presence in 4 countries internationally: Singapore, Hong Kong, Thailand, and Sri Lanka. The bank offers various services including NRI services, personal banking, forex services, agricultural business consultancy, credit cards, and ATM banking. IOB has undergone several phases of development, including nationalization in 1969 and expansion of its domestic and international operations. The bank has implemented various technological advancements, including computerization and internet banking. IOB has also engaged in joint ventures and acquisitions to expand its reach and services.
Listing Date
15 Oct, 2003(21 Years,
45 days)
Website
Chairperson NameSrinivasan Sridhar
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