Credit Access Grameen

951.10
-7.95
(-0.83%)
Market Cap
15,176.44
EPS
93.77
PE Ratio (TTM)
11.47
Dividend Yield
1.04
Industry
Financial Services
52 Week High
1,736.00
52 Week low
810.00
PB Ratio
2.19
Debt to Equity
3.27
Sector
Microfinance Institutions
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

View All News
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negative
CreditAccess Grameen: Goldman Sachs Predicts 40% Further DownsideToday
Goldman Sachs maintains a 'sell' rating on CreditAccess Grameen with a price target of ₹577, implying a 40% downside from current levels. The stock has already corrected 45% from its peak. The brokerage found no encouraging signs of recovery in the microfinance industry, noting 37% of MFI borrowers with retail overlap are delinquent.
neutral
CreditAccess Grameen to Consider Q3 Results on January 244 days ago
CreditAccess Grameen has announced that it will consider its financial results for the third quarter on January 24. This indicates that the company is preparing to disclose its performance for the most recent fiscal quarter.
Growth Rate
Revenue Growth
45.67 %
Net Income Growth
75.03 %
Cash Flow Change
-43.89 %
ROE
36.03 %
ROCE
19.41 %
EBITDA Margin (Avg.)
7.92 %

Yearly Financial Results

Annual Financials
2019
2020
2021
2022
2023
2024
TTM
Revenue
1,283
1,706
2,466
2,750
3,551
5,173
5,721
Expenses
361
645
1,313
1,238
1,183
1,450
1,952
EBITDA
922
1,060
1,153
1,512
2,368
3,723
3,769
Operating Profit %
72 %
62 %
47 %
54 %
66 %
72 %
66 %
Depreciation
8
20
44
47
50
51
59
Interest
417
578
929
984
1,213
1,732
1,919
Profit Before Tax
498
462
180
481
1,105
1,939
1,792
Tax
176
126
49
128
279
493
458
Net Profit
322
336
131
353
826
1,446
1,334
EPS in ₹
23.37
23.20
8.96
22.29
52.04
90.88
83.80

Balance Sheet

Balance Sheet
2019
2020
2021
2022
2023
2024
Total Assets
7,357
12,590
15,060
17,482
21,858
28,846
Fixed Assets
25
577
573
629
599
609
Current Assets
684
809
2,662
1,929
1,676
1,552
Capital Work in Progress
2
3
1
3
4
5
Investments
0
46
1
1
455
1,439
Other Assets
7,330
11,965
14,486
16,849
20,801
26,794
Total Liabilities
7,357
12,590
15,060
17,482
21,858
28,846
Current Liabilities
284
207
323
394
439
435
Non Current Liabilities
4,708
9,540
10,941
12,921
16,312
21,841
Total Equity
2,365
2,843
3,796
4,167
5,107
6,570
Reserve & Surplus
2,222
2,590
3,536
4,011
4,948
6,411
Share Capital
144
144
156
156
159
159

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
Net Cash Flow
444
54
1,715
-780
-239
-234
Investing Activities
-7
-608
24
-33
-314
-994
Operating Activities
-1,378
-2,253
-455
-2,714
-3,290
-4,734
Financing Activities
1,829
2,915
2,146
1,967
3,365
5,494

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Promoter
73.99 %
73.97 %
73.91 %
73.89 %
73.85 %
73.82 %
73.74 %
73.71 %
73.68 %
66.77 %
66.69 %
66.66 %
66.58 %
66.56 %
66.54 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
11.65 %
10.88 %
10.76 %
DIIs
6.53 %
7.11 %
8.62 %
10.01 %
10.88 %
10.67 %
12.54 %
12.55 %
12.28 %
11.78 %
15.77 %
15.58 %
15.76 %
16.25 %
14.86 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.09 %
2.97 %
3.36 %
3.59 %
3.37 %
3.57 %
3.58 %
3.51 %
3.72 %
4.56 %
5.06 %
4.78 %
5.20 %
5.41 %
6.71 %
No of Share Holders
0
38,456
38,300
40,033
39,559
34,568
34,142
39,645
41,979
40,622
51,172
57,989
69,824
83,603
1,03,928

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.1 0.00
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
951.05 15,175.65 11.47 5,172.60 45.67 1,446 -46.37 54.71
169.41 2,888.31 6.80 2,285.50 58.02 450 -43.80 31.89
356.90 2,544.88 27.37 2,533.90 71.56 501 -272.76 48.44
173.47 1,752.46 5.13 2,412.40 34.02 505 -342.64 43.27
147.70 1,631.66 4.10 2,240.50 44.46 436 -58.15 39.96

Corporate Action

Technical Indicators

RSI(14)
Neutral
54.71
ATR(14)
Volatile
48.83
STOCH(9,6)
Neutral
49.90
STOCH RSI(14)
Neutral
60.23
MACD(12,26)
Bullish
9.54
ADX(14)
Strong Trend
28.91
UO(9)
Bearish
52.80
ROC(12)
Uptrend And Accelerating
14.22
WillR(14)
Neutral
-47.65